/* ============================================================
   MALDIVES PREMIER BANK — Phase 1 MVP Stylesheet
   Brand: #0C274D (Amsterdam Navy), #117EB5 (Horizon Blue), #357399 (Brand Blue)
   ============================================================ */

/* ===== CSS VARIABLES ===== */
:root {
    --primary: #0C274D;
    --primary-light: #1a3f6e;
    --primary-dark: #081b38;
    --blue: #117EB5;
    --blue-light: #1a9fd4;
    --blue-dark: #0d6490;
    --chosen-blue: #0C1A2E;
    --gold: #357399;
    --gold-light: #4a8eb9;
    --gold-dark: #255a7a;
    --cream: #FFFFFF;
    --cream-dark: #f5f5f5;
    --white: #FFFFFF;
    --black: #000000;
    --gray-50: #f5faff;
    --gray-100: #eef6fc;
    --gray-200: #d4e8f5;
    --gray-300: #b8d4e8;
    --gray-400: #7aacc8;
    --gray-500: #5a8ca8;
    --gray-600: #3a6c88;
    --gray-700: #1a4c68;
    --gradient: linear-gradient(135deg, #0C274D, #117EB5);
    --gradient-gold: linear-gradient(135deg, #357399, #4a8eb9);
    --gradient-dark: linear-gradient(135deg, #081b38, #0C274D);
    --shadow-sm: 0 2px 8px rgba(12, 39, 77, .06);
    --shadow-md: 0 4px 20px rgba(12, 39, 77, .08);
    --shadow-lg: 0 12px 40px rgba(12, 39, 77, .12);
    --shadow-xl: 0 20px 60px rgba(12, 39, 77, .16);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;
    --transition: all 0.3s cubic-bezier(.4, 0, .2, 1);
}

/* ===== SKIP LINK ===== */
.skip-link {
    position: absolute;
    top: -100px;
    left: 0;
    z-index: 9999;
    background: var(--primary);
    color: var(--white);
    padding: 8px 16px;
    font-size: 14px;
    font-weight: 600;
    transition: top .2s ease;
}

.skip-link:focus {
    top: 0;
}

/* ===== RESET ===== */
*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
    overflow-x: hidden;
}

/* On-scroll animations applied by layout JS (no external library).
   .mpb-anim-up    — fade + slide up from below
   .mpb-anim-left  — fade + slide in from the right
   .mpb-anim-right — fade + slide in from the left
   .mpb-anim-zoom  — fade + scale up
   .mpb-fade-up    — alias of .mpb-anim-up (kept for older inline JS) */
.mpb-anim-up,
.mpb-anim-left,
.mpb-anim-right,
.mpb-anim-zoom,
.mpb-fade-up {
    opacity: 0;
    transition: opacity 0.85s cubic-bezier(0.22, 1, 0.36, 1),
                transform 0.85s cubic-bezier(0.22, 1, 0.36, 1);
    will-change: opacity, transform;
}
.mpb-anim-up,
.mpb-fade-up   { transform: translateY(32px); }
.mpb-anim-left  { transform: translateX(40px); }
.mpb-anim-right { transform: translateX(-40px); }
.mpb-anim-zoom  { transform: scale(0.92); }

.mpb-anim-up.mpb-in-view,
.mpb-anim-left.mpb-in-view,
.mpb-anim-right.mpb-in-view,
.mpb-anim-zoom.mpb-in-view,
.mpb-fade-up.mpb-in-view {
    opacity: 1;
    transform: none;
}

body {
    font-family: 'Chivo', system-ui, -apple-system, sans-serif;
    color: var(--primary);
    background: var(--cream);
    overflow-x: clip;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* Force Chivo on every interactive control (was inheriting system fonts in some browsers) */
input, select, textarea, button,
.btn, .pill, .nav-pill-link {
    font-family: 'Chivo', system-ui, -apple-system, sans-serif;
}

/* RTL — Dhivehi text on this lang switch falls back to Noto Sans Thaana */
html[lang="dv"] body,
html[lang="dv"] input,
html[lang="dv"] select,
html[lang="dv"] textarea,
html[lang="dv"] button {
    font-family: 'Noto Sans Thaana', 'Chivo', system-ui, sans-serif;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

ul,
ol {
    list-style: none;
}

img {
    max-width: 100%;
    display: block;
}

button {
    cursor: pointer;
    border: none;
    background: none;
    font-family: inherit;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ===== BUTTONS ===== */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 28px;
    font-size: 14px;
    font-weight: 600;
    border-radius: var(--radius-sm);
    transition: var(--transition);
    white-space: nowrap;
}

.btn-gold,
.btn-blue,
.btn-blue-pill {
    background: var(--blue);
    color: var(--white);
    border-radius: 8px;
    padding: 14px 28px;
    font-weight: 700;
    font-size: 15px;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    border: none;
    -webkit-tap-highlight-color: transparent;
    transition: background .2s ease;
}

.btn-gold:hover,
.btn-blue:hover,
.btn-blue-pill:hover {
    background: var(--blue-dark);
    color: var(--white);
}

.btn-gold:visited,
.btn-blue:visited,
.btn-blue-pill:visited,
.btn-gold:focus,
.btn-blue:focus,
.btn-blue-pill:focus,
.btn-gold:active,
.btn-blue:active,
.btn-blue-pill:active {
    background: var(--blue);
    color: var(--white);
    outline: none;
    box-shadow: none;
    transform: none;
}

.btn-blue-pill {
    border-radius: 8px;
}

.btn-outline {
    border: 2px solid rgba(255, 255, 255, .4);
    color: var(--white);
    background: transparent;
}

.btn-outline:hover {
    border-color: var(--blue);
    color: var(--blue);
    background: rgba(17, 126, 181, .08);
}

.btn-outline-dark {
    border: 2px solid var(--primary);
    color: var(--primary);
    background: transparent;
    padding: 13px 28px;
    font-size: 14px;
    font-weight: 600;
    border-radius: var(--radius-sm);
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: var(--transition);
}

.btn-outline-dark:hover {
    background: var(--primary);
    color: var(--white);
}

.btn-full {
    width: 100%;
    justify-content: center;
}

/* ===== UTILITY BAR ===== */
.utility-bar {
    background: var(--primary-dark);
    color: rgba(255, 255, 255, .7);
    font-size: 12px;
    position: relative;
    z-index: 110;
}

.utility-bar-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 38px;
}

.utility-left,
.utility-right {
    display: flex;
    align-items: center;
    gap: 20px;
}

.utility-bar a {
    color: rgba(255, 255, 255, .7);
}

.utility-bar a:hover {
    color: var(--blue);
}

.utility-bar a i {
    margin-right: 4px;
    font-size: 10px;
}

.util-link i {
    font-size: 11px !important;
}

.lang-switcher {
    display: flex;
    align-items: center;
    gap: 8px;
}

.lang-btn {
    font-size: 12px;
    color: rgba(255, 255, 255, .5);
    font-weight: 500;
    padding: 2px 6px;
    border-radius: 4px;
    transition: var(--transition);
}

.lang-btn.active {
    color: var(--blue);
    background: rgba(53, 115, 153, .12);
}

.lang-btn:hover {
    color: var(--blue);
}

.lang-divider {
    color: rgba(255, 255, 255, .2);
}

/* ===== MAIN HEADER ===== */
.main-header {
    background: var(--white);
    position: sticky;
    top: 0;
    z-index: 10000 !important;
    box-shadow: var(--shadow-sm);
    transition: var(--transition);
    overflow: visible !important;
}

.main-header.scrolled {
    box-shadow: var(--shadow-md);
}

.header-inner {
    display: flex;
    align-items: center;
    height: 70px;
    gap: 24px;
    overflow: visible !important;
}

/* Logo */
.logo {
    display: flex;
    align-items: center;
    gap: 8px;
    flex-shrink: 0;
    text-decoration: none;
}

.logo-img {
    height: 36px;
    width: auto;
    display: block;
}

.logo-name-text {
    font-size: 18px;
    font-weight: 800;
    color: var(--primary);
    letter-spacing: 1px;
}

.footer-logo-mark .logo-img {
    height: 40px;
}

/* Nav Pill */
.main-nav {
    flex: 1;
    display: flex;
    justify-content: center;
}

.nav-pill {
    display: flex;
    align-items: center;
    background: var(--gray-100);
    border-radius: 999px;
    padding: 5px;
    gap: 2px;
    border: 1px solid var(--gray-200);
}

.nav-link-wrap {
    position: relative;
}

.nav-pill-link {
    display: flex;
    align-items: center;
    gap: 4px;
    padding: 8px 20px;
    font-size: 13.5px;
    font-weight: 500;
    color: var(--black);
    border-radius: 999px;
    transition: var(--transition);
    white-space: nowrap;
    background: transparent;
}

.nav-pill-link:hover {
    color: var(--primary);
    background: var(--white);
}

.nav-pill-link.active {
    color: var(--primary);
    background: var(--white);
    font-weight: 600;
    box-shadow: var(--shadow-sm);
}

/* Mega Dropdown */
.mega-dropdown {
    position: absolute;
    top: calc(100% + 16px);
    left: 50%;
    transform: translateX(-50%) translateY(4px);
    background: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    padding: 24px;
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity .2s ease, transform .2s ease;
    transition-delay: 0s, 0s;
    min-width: 400px;
    z-index: 200;
}

.mega-dropdown::before {
    content: '';
    position: absolute;
    top: -16px;
    left: 0;
    width: 100%;
    height: 16px;
}

.nav-link-wrap.has-dropdown:hover .mega-dropdown {
    opacity: 1;
    visibility: visible;
    pointer-events: all;
    transform: translateX(-50%) translateY(0);
    transition-delay: 0s;
}

.nav-link-wrap.has-dropdown .mega-dropdown {
    transition: opacity .2s ease .1s, transform .2s ease .1s, visibility 0s .3s;
}

.nav-link-wrap.has-dropdown:hover .mega-dropdown {
    transition: opacity .2s ease, transform .2s ease, visibility 0s;
}

.lang-dropdown {
    min-width: 0 !important;
    width: 130px;
    padding: 6px !important;
    border-radius: 12px !important;
}

.lang-dropdown .mega-inner {
    flex-direction: column;
    gap: 2px;
}

.lang-dropdown .mega-col {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.lang-dropdown .mega-col a {
    padding: 8px 12px;
    border-radius: 8px;
    font-size: 13px;
    font-weight: 500;
    color: var(--primary);
    transition: var(--transition);
}

.lang-dropdown .mega-col a:hover,
.lang-dropdown .mega-col a.active {
    background: var(--gray-100);
    color: var(--blue);
    padding-left: 12px;
    font-weight: 600;
}

.mega-inner {
    display: flex;
    gap: 32px;
}

.mega-col h4 {
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    color: var(--blue);
    margin-bottom: 10px;
    padding-bottom: 8px;
    border-bottom: 1px solid var(--gray-200);
}

.mega-col a {
    display: block;
    padding: 6px 0;
    font-size: 13px;
    color: var(--gray-600);
    transition: var(--transition);
}

.mega-col a:hover,
.mega-col a.active {
    color: var(--primary);
    padding-left: 6px;
    font-weight: 600;
}

/* Header Actions */
.header-actions {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}

.support-btn {
    display: flex;
    align-items: center;
    gap: 5px;
    font-size: 13.5px;
    font-weight: 500;
    color: var(--black);
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 8px 12px;
    border-radius: var(--radius-sm);
    transition: var(--transition);
    font-family: inherit;
}

.support-btn i {
    font-size: 9px;
    transition: var(--transition);
}

.nav-link-wrap:hover .support-btn {
    color: var(--primary);
}

.nav-link-wrap:hover .support-btn i {
    transform: rotate(180deg);
}

.btn-signin {
    display: flex;
    align-items: center;
    gap: 7px;
    padding: 10px 22px;
    font-size: 13.5px;
    font-weight: 600;
    color: var(--white);
    background: var(--chosen-blue);
    border-radius: 999px;
    transition: var(--transition);
    white-space: nowrap;
}

.btn-signin:hover {
    background: var(--primary);
    box-shadow: var(--shadow-md);
    transform: translateY(-1px);
}

.btn-signin i {
    font-size: 11px;
}

.lang-globe-btn {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    border: 1.5px solid var(--gray-300);
    background: transparent;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    color: var(--gray-600);
    cursor: pointer;
    transition: var(--transition);
    font-family: inherit;
}

.lang-globe-btn:hover {
    border-color: var(--primary);
    color: var(--primary);
    background: var(--gray-100);
}

.lang-globe-wrap .mega-dropdown {
    left: 50% !important;
    right: auto !important;
    transform: translateX(-50%) translateY(4px) !important;
}

/* Only use :hover on devices that truly support it (mouse/trackpad) */
@media (hover: hover) and (pointer: fine) {
    .lang-globe-wrap:hover .mega-dropdown {
        transform: translateX(-50%) translateY(0) !important;
        opacity: 1 !important;
        visibility: visible !important;
        pointer-events: all !important;
    }
}

/* JS-controlled toggle — works on ALL devices including touch */
.lang-globe-wrap.lang-open .mega-dropdown {
    transform: translateX(-50%) translateY(0) !important;
    opacity: 1 !important;
    visibility: visible !important;
    pointer-events: all !important;
}

.mobile-toggle {
    display: none;
    width: 42px;
    height: 42px;
    font-size: 20px;
    color: var(--primary);
    align-items: center;
    justify-content: center;
}

/* Hidden on desktop, shown only inside mobile menu */
.mobile-only-item {
    display: none;
}

.mobile-signin-link {
    color: var(--blue) !important;
    font-weight: 600;
    gap: 8px;
}

/* Search Bar */
.search-bar {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    box-shadow: var(--shadow-md);
    padding: 16px 0;
    display: none;
    z-index: 50;
}

.search-bar.open {
    display: block;
    animation: slideDown .3s ease;
}

.search-form {
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--gray-100);
    border-radius: var(--radius-sm);
    padding: 12px 16px;
}

.search-form i {
    color: var(--gray-400);
}

.search-form input {
    flex: 1;
    border: none;
    background: none;
    font-size: 15px;
    font-family: inherit;
    color: var(--primary);
    outline: none;
}

.search-form input::placeholder {
    color: var(--gray-400);
}

.search-close {
    color: var(--gray-400);
    font-size: 16px;
    padding: 4px;
}

@keyframes slideDown {
    from {
        opacity: 0;
        transform: translateY(-8px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ===== HERO ===== */
.hero {
    position: relative;
    height: 620px;
    background: var(--white);
    overflow: visible;
}

.hero-carousel {
    position: relative;
    width: 100%;
    height: 100%;
    border-radius: 0 0 32px 32px;
    overflow: hidden;
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.1);
}

.hero-slide {
    position: absolute;
    inset: 0;
    opacity: 0;
    transition: opacity .8s ease;
    z-index: 0;
}

.hero-slide.active {
    opacity: 1;
    z-index: 1;
}

.hero-bg {
    position: absolute;
    inset: 0;
    background-size: cover;
    background-position: center top;
    background-repeat: no-repeat;
}

.hero-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to right, rgba(0, 0, 0, .45) 0%, rgba(0, 0, 0, .2) 55%, rgba(0, 0, 0, .05) 100%);
    z-index: 1;
}

/* Video background variant — <video> fills the hero, gradient overlay still applies. */
.hero-bg--video { background-color: #000; }
.hero-bg--video > video {
    position: absolute;
    inset: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: 0;
}

.hero-inner {
    position: relative;
    z-index: 2;
    height: 100%;
    display: flex;
    align-items: center;
}

.hero-content {
    color: var(--white);
    max-width: 520px;
}

.hero-badge {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    background: rgba(255, 255, 255, .15);
    backdrop-filter: blur(10px);
    color: var(--white);
    padding: 6px 16px;
    border-radius: 20px;
    margin-bottom: 18px;
    border: 1px solid rgba(255, 255, 255, .25);
}

.hero-content {
    max-width: 880px;
    text-align: center;
    margin: 0 auto;
}

.hero-content h1 {
    font-size: 56px;
    font-weight: 800;
    line-height: 1.15;
    margin-bottom: 20px;
    letter-spacing: -1px;
}

.hero-desc {
    font-size: 18px;
    line-height: 1.6;
    opacity: .9;
    margin: 0 auto 36px;
    max-width: 640px;
}

.hero-btns {
    display: flex;
    gap: 16px;
    justify-content: center;
}

/* ── Hero BlurFade animation (port of framer-motion BlurFade component) ──
   Each element fades in from blur(6px) + y:6 to blur(0) + y:-6, opacity 0→1
   over 0.4s easeOut. Staggered per element. Re-runs on every slide change
   because the rule is scoped to .hero-slide.active. */
@keyframes heroBlurFade {
    from { opacity: 0; transform: translateY(6px);  filter: blur(6px); }
    to   { opacity: 1; transform: translateY(-6px); filter: blur(0);   }
}
.hero-slide.active .hero-badge,
.hero-slide.active .hero-content h1,
.hero-slide.active .hero-desc,
.hero-slide.active .hero-btns {
    opacity: 0;
    animation: heroBlurFade 0.5s ease-out forwards;
}
.hero-slide.active .hero-badge      { animation-delay: 0.04s; }
.hero-slide.active .hero-content h1 { animation-delay: 0.29s; }
.hero-slide.active .hero-desc       { animation-delay: 0.54s; }
.hero-slide.active .hero-btns       { animation-delay: 0.79s; }

.btn-blue-pill {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 14px 28px;
    font-size: 15px;
    font-weight: 700;
    background: var(--blue);
    color: var(--white);
    border-radius: 8px;
    transition: background .2s ease;
    border: none;
    box-shadow: none;
    text-decoration: none;
}

.btn-blue-pill:hover {
    background: var(--blue-dark);
    color: var(--white);
}

/* Hero bottom pills */
.hero-pills {
    position: absolute;
    bottom: 60px;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    gap: 20px;
    z-index: 10;
    width: 95%;
    max-width: 1100px;
}

.hero-pill {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 22px 32px;
    border-radius: 20px;
    background: rgba(255, 255, 255, 0.08);
    backdrop-filter: blur(15px);
    border: 1.5px solid rgba(255, 255, 255, 0.15);
    color: var(--white);
    font-size: 16px;
    font-weight: 600;
    transition: var(--transition);
    text-decoration: none;
    white-space: nowrap;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.15);
}

.hero-pill:hover {
    background: rgba(255, 255, 255, 0.15);
    transform: translateY(-5px);
    border-color: rgba(255, 255, 255, 0.3);
}

.hero-pill.active {
    background: rgba(255, 255, 255, 0.2);
    border-color: rgba(255, 255, 255, 0.4);
    color: var(--white);
}

.hero-pill i {
    font-size: 18px;
    color: var(--white);
    opacity: 0.7;
}

/* Hero Cards */
.hero-card-stack {
    position: relative;
    width: 320px;
    height: 220px;
}

.h-card {
    position: absolute;
    width: 300px;
    height: 185px;
    border-radius: 16px;
    padding: 24px;
    color: var(--white);
    box-shadow: var(--shadow-xl);
}

.h-card-1 {
    background: linear-gradient(135deg, #0C274D 0%, #1a3f6e 100%);
    top: 0;
    left: 0;
    transform: rotate(-6deg);
    border: 1px solid rgba(53, 115, 153, .2);
    z-index: 1;
}

.h-card-2 {
    background: var(--gradient);
    top: 30px;
    left: 40px;
    transform: rotate(3deg);
    z-index: 2;
}

.hc-chip {
    width: 36px;
    height: 28px;
    border-radius: 6px;
    background: linear-gradient(135deg, #357399, #4a8eb9);
    margin-bottom: 20px;
}

.hc-logo {
    font-size: 16px;
    font-weight: 800;
    letter-spacing: 2px;
    color: var(--white);
    margin-bottom: 16px;
}

.hc-number {
    font-size: 15px;
    letter-spacing: 3px;
    margin-bottom: 8px;
    opacity: .8;
    font-weight: 300;
}

.hc-name {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 2px;
    opacity: .6;
}

/* Hero Phone Image */
.phone-float-img {
    width: 260px;
    height: auto;
    border-radius: 36px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.4);
    animation: phoneFloat 5s ease-in-out infinite;
}

/* Hero Corporate Bars */
.corp-graphic {
    display: flex;
    align-items: flex-end;
    gap: 20px;
    height: 280px;
}

.cg-bar {
    width: 70px;
    height: var(--h);
    background: var(--gradient);
    border-radius: 12px 12px 0 0;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    padding-bottom: 12px;
    animation: growBar 1.5s ease forwards;
    box-shadow: 0 -4px 20px rgba(53, 115, 153, .2);
}

.cg-bar span {
    font-size: 10px;
    font-weight: 700;
    color: var(--primary);
    letter-spacing: 1px;
}

@keyframes growBar {
    from {
        height: 0;
    }
}

/* Hero Tabs — hidden, replaced by hero-pills */
.hero-tabs {
    display: none;
}

/* ===== QUICK LINKS ===== */
.quick-links {
    background: var(--white);
    padding: 0;
    margin-top: 0;
    position: relative;
    z-index: 10;
}

.ql-grid {
    background: var(--white);
    border-radius: 0;
    border: none;
    box-shadow: none;
    overflow: hidden;
    position: relative;
    width: 100%;
    display: flex;
}

/* Optional faders for smooth entrance/exit */
.ql-grid::before,
.ql-grid::after {
    content: '';
    position: absolute;
    top: 0;
    width: 60px;
    height: 100%;
    z-index: 5;
    pointer-events: none;
}

.ql-grid::before {
    left: 0;
    background: linear-gradient(to right, var(--white), transparent);
}

.ql-grid::after {
    right: 0;
    background: linear-gradient(to left, var(--white), transparent);
}

.ql-track {
    display: flex;
    width: fit-content;
    animation: scrollLinks 20s linear infinite;
}

.ql-grid:hover .ql-track {
    animation-play-state: paused;
}

@keyframes scrollLinks {
    0% {
        transform: translateX(0);
    }

    100% {
        transform: translateX(-50%);
    }

    /* Scrolls precisely half its width (the 6 original items) */
}

.ql-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 28px 16px;
    transition: var(--transition);
    text-align: center;
    border: none;
    width: 160px;
    flex-shrink: 0;
    text-decoration: none;
}

.ql-item:hover {
    background: var(--gray-50);
}

.ql-item:hover .ql-icon {
    background: var(--blue);
    transform: scale(1.1);
}

.ql-item:hover .ql-icon img {
    filter: brightness(0) invert(1);
}

.ql-icon {
    width: 50px;
    height: 50px;
    border-radius: var(--radius-md);
    background: rgba(17, 126, 181, .12);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    transition: var(--transition);
}

.ql-icon img {
    transition: filter var(--transition);
}

.ql-item span {
    font-size: 12px;
    font-weight: 600;
    color: var(--gray-600);
}

/* ===== SECTION HEADER ===== */
.section-header {
    text-align: center;
    margin-bottom: 48px;
}

.section-header.light {
    color: var(--white);
}

.section-header.light p {
    color: rgba(255, 255, 255, .7);
}

.section-label {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--blue);
    margin-bottom: 8px;
}

.section-label.gold {
    color: var(--blue-light);
}

.section-header h2 {
    font-size: 34px;
    font-weight: 800;
    margin-bottom: 10px;
    letter-spacing: -0.3px;
}

.section-header p {
    font-size: 15px;
    color: var(--gray-500);
    max-width: 560px;
    margin: 0 auto;
    line-height: 1.7;
}

.section-header.left-align {
    text-align: left;
    margin-bottom: 32px;
}

.section-header.left-align p {
    margin: 0;
}

/* ===== PROMO BG SECTION ===== */
.promo-bg-section {
    position: relative;
    padding: 120px 0;
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.promo-bg-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(100deg, rgba(12, 39, 77, .9) 0%, rgba(12, 39, 77, .7) 55%, rgba(12, 39, 77, .4) 100%);
}

.promo-bg-inner {
    position: relative;
    z-index: 2;
    display: flex;
    align-items: center;
    gap: 60px;
}

.promo-bg-content {
    flex: 1;
    max-width: 580px;
}

.promo-bg-right {
    flex: 0 0 380px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.promo-bg-phone-img {
    width: 380px;
    height: 380px;
    object-fit: cover;
    border-radius: 24px;
    box-shadow: 0 32px 80px rgba(0, 0, 0, .5);
}

.promo-bg-content h2 {
    font-size: 42px;
    font-weight: 800;
    color: var(--white);
    line-height: 1.15;
    margin: 12px 0 20px;
}

.promo-bg-content>p {
    font-size: 15px;
    color: rgba(255, 255, 255, .75);
    line-height: 1.75;
    margin-bottom: 28px;
}

.promo-check-list {
    list-style: none;
    margin: 0 0 32px;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.promo-check-list li {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 14px;
    color: rgba(255, 255, 255, .85);
    font-weight: 500;
    word-break: break-word;
    overflow-wrap: break-word;
}

.promo-check-list li i {
    color: var(--blue);
    font-size: 15px;
    flex-shrink: 0;
}

.promo-btns {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    align-items: center;
}

.btn-outline-white {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 26px;
    border-radius: 6px;
    font-size: 14px;
    font-weight: 700;
    border: 2px solid rgba(255, 255, 255, .5);
    color: var(--white);
    text-decoration: none;
    transition: var(--transition);
}

.btn-outline-white:hover {
    background: rgba(255, 255, 255, .15);
    border-color: var(--white);
}

@media (max-width: 900px) {
    .promo-bg-right {
        display: none;
    }
}

@media (max-width: 768px) {
    .promo-bg-section {
        background-attachment: scroll;
        padding: 80px 0;
    }

    .promo-bg-content h2 {
        font-size: 28px;
    }
}

/* ===== PRODUCTS ===== */
.products-section {
    padding: 80px 0;
    background: var(--cream);
}

.products-slider-header {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    margin-bottom: 40px;
    gap: 24px;
}

.ps-nav {
    display: flex;
    gap: 10px;
    flex-shrink: 0;
}

.ps-btn {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    border: 2px solid var(--primary);
    background: transparent;
    color: var(--primary);
    font-size: 15px;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
}

.ps-btn:hover {
    background: var(--primary);
    color: var(--white);
}

.ps-btn:disabled {
    opacity: .3;
    cursor: default;
}

.ps-track-wrap {
    padding: 0 calc((100vw - 1200px) / 2);
    overflow: hidden;
}

.ps-track {
    display: flex;
    gap: 20px;
    transition: transform 0.5s cubic-bezier(.22, .61, .36, 1);
    will-change: transform;
}

.ps-track .product-card.new-style {
    flex: 0 0 calc(25% - 15px);
    min-width: 280px;
}

.products-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.product-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    border: 1px solid var(--gray-200);
    position: relative;
    overflow: hidden;
    transition: var(--transition);
}

.product-card:not(.new-style) {
    padding: 28px;
}

.product-card.new-style {
    display: flex;
    flex-direction: column;
}

.product-card::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 3px;
    background: var(--gradient);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .3s ease;
}

.product-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

.product-card:hover::after {
    transform: scaleX(1);
}

.pc-icon {
    width: 52px;
    height: 52px;
    border-radius: var(--radius-md);
    background: rgba(17, 126, 181, .1);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin-bottom: 18px;
}

.product-card:hover .pc-icon {
    background: var(--blue);
    color: var(--white);
}

/* New Style Elements */
.pc-image {
    width: 100%;
    height: 160px;
    background: var(--cream);
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
}

.pc-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.pc-body {
    padding: 24px;
    flex: 1;
    display: flex;
    flex-direction: column;
}

.pc-category {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1px;
    color: var(--gray-400);
    margin-bottom: 10px;
    display: block;
}

.product-card h3 {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--primary);
}

.product-card>p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
    margin-bottom: 14px;
}

.pc-body p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
    margin-bottom: 18px;
    flex: 1;
}

.pc-features {
    margin-bottom: 18px;
}

.pc-features li {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 12px;
    color: var(--gray-600);
    padding: 4px 0;
}

.pc-features li i {
    color: var(--blue);
    font-size: 11px;
}

.pc-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13.5px;
    font-weight: 600;
    color: var(--blue);
    transition: var(--transition);
}

.pc-link:hover {
    color: var(--primary);
    gap: 10px;
}

/* ===== CORPORATE SECTION ===== */
.corporate-section {
    padding: 80px 0;
    background: var(--white);
}

.corp-split {
    display: flex;
    align-items: center;
    gap: 60px;
}

.corp-content {
    flex: 1;
}

.corp-content h2 {
    font-size: 32px;
    font-weight: 800;
    margin-bottom: 12px;
}

.corp-content>p {
    font-size: 15px;
    color: var(--gray-500);
    line-height: 1.7;
    margin-bottom: 28px;
}

.corp-features {
    margin-bottom: 28px;
}

.cf-item {
    display: flex;
    gap: 16px;
    padding: 16px 0;
    border-bottom: 1px solid var(--gray-100);
}

.cf-item:last-child {
    border-bottom: none;
}

.cf-icon {
    width: 44px;
    height: 44px;
    border-radius: var(--radius-sm);
    background: rgba(17, 126, 181, .1);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    flex-shrink: 0;
}

.cf-item h4 {
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 4px;
}

.cf-item p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.5;
}

.corp-visual {
    flex: 0 0 380px;
}

.cv-card {
    background: var(--primary) url('assets/images/MPB%20Primary%20Pattern/1.%20PNG%204x/Pattern4@4x.png') center/cover no-repeat;
    border-radius: var(--radius-lg);
    padding: 36px;
    color: var(--white);
    box-shadow: var(--shadow-xl);
}

.cv-stat {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 18px 0;
    border-bottom: 1px solid rgba(255, 255, 255, .08);
}

.cv-stat:last-child {
    border-bottom: none;
}

.cv-stat-icon {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .1);
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
}

.cv-number {
    font-size: 32px;
    font-weight: 800;
    color: var(--white);
    display: block;
    line-height: 1;
}

.cv-label {
    font-size: 12px;
    color: rgba(255, 255, 255, .85);
    display: block;
    margin-top: 2px;
}

/* ===== DIGITAL BENTO SECTION ===== */
.digital-bento-section {
    padding: 100px 0;
    background: var(--cream);
    position: relative;
    overflow: hidden;
}

.digital-bento-section .section-header {
    text-align: left;
}

.digital-bento-section .section-header p {
    margin-left: 0;
}

.bento-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-top: 40px;
}

.bento-card {
    border-radius: var(--radius-lg);
    padding: 50px 40px;
    position: relative;
    overflow: hidden;
    display: flex;
    box-shadow: var(--shadow-sm);
    z-index: 2;
    height: 100%;
    box-sizing: border-box;
}

.bento-large {
    background: var(--primary) url('assets/images/MPB%20Primary%20Pattern/1.%20PNG%204x/Pattern2-A@4x.png') center/cover no-repeat;
    color: var(--white);
    flex-direction: row;
    gap: 40px;
}

.bento-content {
    flex: 1;
    display: flex;
    flex-direction: column;
    z-index: 5;
}

.bento-icon,
.bento-icon-gold {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin-bottom: 24px;
    flex-shrink: 0;
}

.bento-icon {
    background: rgba(255, 255, 255, 0.1);
    color: var(--white);
}

.bento-icon-gold {
    background: rgba(17, 126, 181, .15);
    color: var(--blue);
}

.bento-content h3 {
    font-size: 28px;
    font-weight: 800;
    margin-bottom: 16px;
}

.bento-content .dark-text {
    color: var(--primary);
    font-size: 24px;
}

.bento-content p {
    font-size: 15px;
    color: rgba(255, 255, 255, 0.7);
    line-height: 1.6;
    margin-bottom: 24px;
}

.bento-small .bento-content p.dark-text {
    color: var(--gray-600);
    font-size: 14px;
}

.bento-link,
.bento-link-gold {
    font-size: 14px;
    font-weight: 700;
    text-decoration: none;
    margin-bottom: 32px;
    display: inline-block;
}

.bento-link {
    color: var(--blue);
}

.bento-link-gold {
    color: var(--blue);
}

.bento-qr {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-top: auto;
}

.bento-qr img {
    width: 64px;
    height: 64px;
    border-radius: 8px;
    border: 2px solid var(--blue);
}

.bento-qr span {
    font-size: 12px;
    color: rgba(255, 255, 255, 0.5);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.bento-visual {
    flex: 0 0 240px;
    position: relative;
}

.bento-stack {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.bento-small {
    background: var(--white);
    flex-direction: row;
    gap: 20px;
    flex: 1;
    align-items: center;
    padding: 40px;
}

.bento-visual-right {
    flex: 0 0 200px;
    position: relative;
    display: flex;
    justify-content: flex-end;
    align-items: center;
    height: 100%;
}

/* Bento Dark Mode App Mockup */
.bento-phone {
    width: 260px;
    height: 500px;
    background: var(--gradient-dark);
    border-radius: 36px;
    position: absolute;
    bottom: -80px;
    right: -20px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
    border: 4px solid #081b38;
    animation: phoneFloat 5s ease-in-out infinite;
}

.bento-phone-half {
    bottom: -150px;
    right: 0;
    width: 220px;
}

.bp-notch {
    width: 80px;
    height: 18px;
    background: #081b38;
    border-radius: 0 0 12px 12px;
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    z-index: 10;
}

.bp-screen {
    padding: 40px 20px 20px;
    display: flex;
    flex-direction: column;
    height: 100%;
    position: relative;
    overflow: hidden;
    border-radius: 32px;
}

.bp-screen::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle at top right, rgba(53, 115, 153, 0.15) 0%, transparent 60%);
    pointer-events: none;
}

.bp-logo {
    font-size: 18px;
    font-weight: 800;
    color: var(--white);
    text-align: center;
    margin-bottom: auto;
    z-index: 2;
    position: relative;
}

.bp-content {
    margin-top: auto;
    padding-bottom: 20px;
    z-index: 2;
    position: relative;
}

.bp-title {
    font-size: 20px;
    color: var(--white);
    line-height: 1.3;
    font-weight: 700;
    margin-bottom: 10px;
}

.bp-desc {
    font-size: 11px;
    color: rgba(255, 255, 255, 0.6);
    margin-bottom: 20px;
    line-height: 1.4;
}

.bp-btn {
    background: var(--blue);
    color: var(--white);
    padding: 12px;
    border-radius: 8px;
    text-align: center;
    font-size: 12px;
    font-weight: 700;
    box-shadow: 0 4px 12px rgba(17, 126, 181, 0.3);
}

/* Bento Layout Modifiers */
.bento-phone-img {
    position: absolute;
    bottom: -80px;
    right: -40px;
    width: 320px;
    height: auto;
    border-radius: 36px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
    animation: phoneFloat 5s ease-in-out infinite;
}

.bento-laptop-img {
    position: absolute;
    right: -60px;
    top: 50%;
    transform: translateY(-50%);
    width: 360px;
    height: auto;
    border-radius: 12px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
}

/* ── Global Language Switcher Fixes (Aggressive) ── */
.main-header {
    z-index: 10000 !important;
    overflow: visible !important;
}

.main-header,
.header-inner,
.container,
.header-actions,
.lang-globe-wrap {
    overflow: visible !important;
}

.lang-globe-wrap {
    position: relative !important;
    z-index: 10001 !important;
}

.lang-globe-wrap.lang-open .lang-dropdown {
    display: block !important;
    opacity: 1 !important;
    visibility: visible !important;
    pointer-events: all !important;
    background: #ffffff !important;
    z-index: 10002 !important;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15) !important;
}

.laptop-bento {
    position: absolute;
    right: -60px;
    top: 50%;
    transform: translateY(-50%);
    width: 340px;
    margin: 0;
}

.whatsapp-screen {
    background: #E5DDD5;
    padding: 0;
}

.wa-header {
    background: #075E54;
    color: white;
    padding: 25px 16px 12px;
    font-size: 13px;
    font-weight: 600;
    display: flex;
    gap: 8px;
    align-items: center;
    z-index: 2;
    position: relative;
}

.wa-body {
    padding: 16px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    z-index: 2;
    position: relative;
}

.wa-msg {
    background: white;
    padding: 10px 14px;
    border-radius: 0 12px 12px 12px;
    font-size: 11px;
    color: #333;
    max-width: 85%;
    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.1);
}

.wa-msg.from-user {
    background: #DCF8C6;
    align-self: flex-end;
    border-radius: 12px 0 12px 12px;
}

/* ---- APP BADGES ---- */
.bento-app-badges {
    display: flex;
    gap: 10px;
    margin-top: auto;
    padding-top: 20px;
}

.app-badge {
    display: flex;
    align-items: center;
    gap: 7px;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 8px;
    padding: 7px 14px;
    font-size: 12px;
    font-weight: 600;
    color: var(--white);
    cursor: pointer;
    transition: background 0.2s;
}

.app-badge:hover {
    background: rgba(255, 255, 255, 0.18);
}

.app-badge i {
    font-size: 16px;
}

/* ---- MOBILE PHONE MOCKUP ---- */
.mpb-phone-mock {
    width: 185px;
    height: 360px;
    background: linear-gradient(160deg, var(--primary-dark) 0%, var(--primary) 100%);
    border-radius: 32px;
    border: 2px solid rgba(17, 126, 181, 0.3);
    position: absolute;
    bottom: 0;
    right: 5px;
    box-shadow: 0 24px 60px rgba(0, 0, 0, 0.5);
    overflow: hidden;
    animation: phoneFloat 5s ease-in-out infinite;
}

.mpm-notch {
    width: 60px;
    height: 12px;
    background: var(--chosen-blue);
    border-radius: 0 0 10px 10px;
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    z-index: 10;
}

.mpm-screen {
    padding: 18px 12px 12px;
    display: flex;
    flex-direction: column;
    height: 100%;
    box-sizing: border-box;
    overflow: hidden;
}

.mpm-header {
    display: flex;
    align-items: center;
    margin-bottom: 12px;
    margin-top: 6px;
}

.mpm-greeting {
    font-size: 9px;
    color: rgba(255, 255, 255, 0.5);
    flex: 1;
}

.mpm-name {
    font-size: 9px;
    color: var(--blue-light);
    font-weight: 700;
    margin-right: 8px;
}

.mpm-avatar {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: rgba(17, 126, 181, 0.2);
    border: 1px solid var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 9px;
    color: var(--blue);
}

.mpm-balance-card {
    background: linear-gradient(135deg, rgba(17, 126, 181, 0.2), rgba(17, 126, 181, 0.05));
    border: 1px solid rgba(17, 126, 181, 0.25);
    border-radius: 12px;
    padding: 10px;
    margin-bottom: 10px;
}

.mpm-bal-label {
    display: block;
    font-size: 8px;
    color: rgba(255, 255, 255, 0.5);
    margin-bottom: 3px;
}

.mpm-bal-amount {
    display: block;
    font-size: 15px;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 6px;
}

.mpm-bal-amount small {
    font-size: 10px;
    font-weight: 400;
    opacity: 0.7;
}

.mpm-bal-row {
    display: flex;
    justify-content: space-between;
    font-size: 7.5px;
    color: rgba(255, 255, 255, 0.45);
}

.mpm-bal-row.vals {
    color: rgba(255, 255, 255, 0.8);
    font-weight: 600;
    font-size: 8px;
    margin-top: 2px;
}

.mpm-quick {
    display: flex;
    justify-content: space-between;
    margin-bottom: 10px;
}

.mpm-q-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
}

.mpm-q-icon {
    width: 28px;
    height: 28px;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    color: var(--blue);
}

.mpm-q-item span {
    font-size: 7px;
    color: rgba(255, 255, 255, 0.5);
}

.mpm-txn-title {
    font-size: 8px;
    font-weight: 700;
    color: rgba(255, 255, 255, 0.4);
    text-transform: uppercase;
    letter-spacing: 0.8px;
    margin-bottom: 6px;
}

.mpm-txn {
    display: flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 6px;
}

.mpm-txn-icon {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 8px;
    flex-shrink: 0;
}

.mpm-txn-icon.green {
    background: rgba(52, 199, 89, 0.15);
    color: #34C759;
}

.mpm-txn-icon.red {
    background: rgba(255, 59, 48, 0.15);
    color: #FF3B30;
}

.mpm-txn-info {
    flex: 1;
    display: flex;
    flex-direction: column;
}

.mpm-txn-info span {
    font-size: 8.5px;
    color: var(--white);
    font-weight: 600;
}

.mpm-txn-info small {
    font-size: 7px;
    color: rgba(255, 255, 255, 0.4);
}

.mpm-txn-amt {
    font-size: 9px;
    font-weight: 700;
}

.mpm-txn-amt.green {
    color: #34C759;
}

.mpm-txn-amt.red {
    color: #FF3B30;
}

/* ---- BROWSER / INTERNET BANKING MOCKUP ---- */
.mpb-browser-mock {
    width: 190px;
    background: #fff;
    border-radius: 10px;
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.14);
    overflow: hidden;
    position: absolute;
    right: -10px;
    top: 50%;
    transform: translateY(-50%);
    border: 1px solid var(--gray-200);
}

.mbm-bar {
    background: #f5f5f5;
    padding: 7px 10px;
    display: flex;
    align-items: center;
    gap: 5px;
    border-bottom: 1px solid var(--gray-200);
}

.mbm-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    display: inline-block;
}

.mbm-dot.r {
    background: #ff5f57;
}

.mbm-dot.y {
    background: #ffbd2e;
}

.mbm-dot.g {
    background: #28c840;
}

.mbm-url {
    flex: 1;
    background: #fff;
    border-radius: 4px;
    padding: 2px 6px;
    font-size: 7px;
    color: var(--gray-500);
    display: flex;
    align-items: center;
    gap: 4px;
    margin-left: 6px;
    border: 1px solid var(--gray-200);
}

.mbm-url i {
    color: #28c840;
    font-size: 7px;
}

.mbm-screen {
    display: flex;
    height: 120px;
}

.mbm-sidebar {
    width: 28px;
    background: var(--primary);
    display: flex;
    flex-direction: column;
    align-items: center;
    padding: 8px 0;
    gap: 10px;
}

.mbm-s-item {
    color: rgba(255, 255, 255, 0.4);
    font-size: 10px;
    cursor: pointer;
}

.mbm-s-item.active {
    color: var(--blue-light);
}

.mbm-body {
    flex: 1;
    padding: 10px;
    display: flex;
    flex-direction: column;
    gap: 8px;
    background: #fafafa;
}

.mbm-stat {
    display: flex;
    flex-direction: column;
}

.mbm-stat-val {
    font-size: 13px;
    font-weight: 800;
    color: var(--primary);
}

.mbm-stat-lbl {
    font-size: 7px;
    color: var(--gray-500);
}

.mbm-bar-chart {
    display: flex;
    align-items: flex-end;
    gap: 5px;
    height: 50px;
    margin-top: auto;
}

.mbm-bar-b {
    flex: 1;
    background: rgba(12, 39, 77, 0.12);
    border-radius: 3px 3px 0 0;
}

.mbm-bar-b.gold {
    background: var(--blue);
}

/* ---- WHATSAPP / CHAT MOCKUP ---- */
.mpb-chat-mock {
    width: 160px;
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 8px 28px rgba(0, 0, 0, 0.12);
    overflow: hidden;
    position: absolute;
    right: -10px;
    top: 50%;
    transform: translateY(-50%);
    border: 1px solid var(--gray-200);
}

.mcm-header {
    background: #075E54;
    padding: 8px 10px;
    display: flex;
    align-items: center;
    gap: 7px;
}

.mcm-avatar {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #25D366;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #fff;
    font-size: 12px;
    flex-shrink: 0;
}

.mcm-name {
    display: block;
    font-size: 9px;
    font-weight: 700;
    color: #fff;
}

.mcm-status {
    display: block;
    font-size: 7px;
    color: rgba(255, 255, 255, 0.7);
}

.mcm-body {
    padding: 8px;
    display: flex;
    flex-direction: column;
    gap: 5px;
    background: #ECE5DD;
}

.mcm-msg {
    padding: 5px 8px;
    border-radius: 0 8px 8px 8px;
    font-size: 7.5px;
    max-width: 90%;
    line-height: 1.4;
}

.mcm-msg.bot {
    background: #fff;
    color: #333;
    box-shadow: 0 1px 2px rgba(0, 0, 0, 0.1);
}

.mcm-msg.user {
    background: #DCF8C6;
    color: #333;
    align-self: flex-end;
    border-radius: 8px 0 8px 8px;
}

.mcm-input {
    display: flex;
    align-items: center;
    gap: 5px;
    background: #fff;
    border-radius: 20px;
    padding: 5px 10px;
    margin-top: 4px;
}

.mcm-input span {
    flex: 1;
    font-size: 7px;
    color: var(--gray-400);
}

.mcm-input i {
    color: #075E54;
    font-size: 9px;
}

/* ===== Phone Mock with Float Animation ===== */
.phone-mock {
    width: 260px;
    height: 480px;
    background: var(--primary-dark);
    border-radius: 36px;
    padding: 10px;
    position: relative;
    box-shadow: 0 20px 60px rgba(0, 0, 0, .4), 0 0 80px rgba(53, 115, 153, .12);
    border: 2px solid rgba(53, 115, 153, .2);
    animation: phoneFloat 5s ease-in-out infinite;
    z-index: 2;
}

@keyframes phoneFloat {

    0%,
    100% {
        transform: translateY(0) rotate(0deg);
    }

    25% {
        transform: translateY(-12px) rotate(0.5deg);
    }

    75% {
        transform: translateY(8px) rotate(-0.5deg);
    }
}

.pm-notch {
    width: 100px;
    height: 24px;
    background: var(--primary-dark);
    border-radius: 0 0 16px 16px;
    position: absolute;
    top: 10px;
    left: 50%;
    transform: translateX(-50%);
    z-index: 2;
}

.pm-screen {
    width: 100%;
    height: 100%;
    background: var(--cream);
    border-radius: 28px;
    overflow: hidden;
}

.pm-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 36px 16px 12px;
    background: var(--white);
}

.pm-logo {
    font-size: 16px;
    font-weight: 800;
    color: var(--primary);
}

.pm-greeting {
    font-size: 11px;
    color: var(--gray-500);
}

.pm-balance-card {
    margin: 8px 12px;
    padding: 16px;
    background: var(--gradient);
    border-radius: var(--radius-md);
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.pm-balance-card::after {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 50%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .15), transparent);
    animation: cardShimmer 3s ease-in-out infinite;
}

@keyframes cardShimmer {
    0% {
        left: -100%;
    }

    50%,
    100% {
        left: 150%;
    }
}

.pm-balance-card small {
    font-size: 10px;
    opacity: .7;
    display: block;
}

.pm-balance-card strong {
    font-size: 20px;
    font-weight: 800;
}

.pm-quick-actions {
    display: flex;
    justify-content: space-around;
    padding: 14px 8px;
    margin: 0 12px;
    background: var(--white);
    border-radius: var(--radius-sm);
}

.pm-qa {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
}

.pm-qa i {
    font-size: 16px;
    color: var(--blue);
}

.pm-qa span {
    font-size: 9px;
    color: var(--gray-500);
    font-weight: 600;
}

.pm-txn {
    padding: 8px 12px;
}

.pm-txn-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 8px 10px;
    background: var(--white);
    border-radius: 8px;
    margin-bottom: 4px;
    font-size: 11px;
    animation: slideInTxn 0.6s ease backwards;
}

.pm-txn-item:nth-child(1) {
    animation-delay: 0.8s;
}

.pm-txn-item:nth-child(2) {
    animation-delay: 1.2s;
}

.pm-txn-item:nth-child(3) {
    animation-delay: 1.6s;
}

@keyframes slideInTxn {
    from {
        opacity: 0;
        transform: translateX(30px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.pm-debit {
    color: #dc3545;
    font-weight: 600;
}

.pm-credit {
    color: #198754;
    font-weight: 600;
}

/* Laptop Mock */
.laptop-mock {
    width: 380px;
    height: 260px;
    background: var(--gray-700);
    border-radius: 12px 12px 0 0;
    padding: 8px;
    box-shadow: var(--shadow-xl);
}

.lm-screen {
    width: 100%;
    height: 100%;
    background: var(--cream);
    border-radius: 6px;
    overflow: hidden;
}

.lm-topbar {
    height: 28px;
    background: var(--primary);
}

.lm-body {
    display: flex;
    height: calc(100% - 28px);
}

.lm-sidebar {
    width: 70px;
    background: var(--primary-light);
}

.lm-main {
    flex: 1;
    padding: 12px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.lm-card {
    height: 50px;
    background: var(--gradient);
    border-radius: 8px;
}

.lm-chart {
    flex: 1;
    background: var(--white);
    border-radius: 8px;
    border: 1px solid var(--gray-200);
}

/* ATM Graphic */
.atm-graphic {
    width: 300px;
    height: 300px;
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 120px;
    color: rgba(53, 115, 153, .08);
}

.atm-pins {
    position: absolute;
    inset: 0;
}

.atm-pin {
    position: absolute;
    color: var(--blue);
    font-size: 24px;
    animation: pinBounce 2s ease-in-out infinite;
}

.atm-pin:nth-child(2) {
    animation-delay: .3s;
}

.atm-pin:nth-child(3) {
    animation-delay: .6s;
}

.atm-pin:nth-child(4) {
    animation-delay: .9s;
}

@keyframes pinBounce {

    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-8px);
    }
}

/* ===== FEES SECTION ===== */
.fees-section {
    padding: 80px 0;
    background: linear-gradient(rgba(36, 16, 6, 0.8), rgba(36, 16, 6, 0.8)), url('assets/images/hero/hero-2.jpg') no-repeat center center;
    background-size: cover;
    background-attachment: fixed;
}

.fees-banner {
    display: flex;
    align-items: center;
    gap: 40px;
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 48px;
    border: 1px solid var(--gray-200);
}

.fees-content {
    flex: 1;
}

.fees-content h2 {
    font-size: 28px;
    font-weight: 800;
    margin-bottom: 10px;
}

.fees-content>p {
    font-size: 14px;
    color: var(--gray-500);
    line-height: 1.7;
    margin-bottom: 20px;
}

.fees-visual {
    flex: 0 0 280px;
}

.fees-icon-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
}

.fi {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 6px;
    padding: 20px 12px;
    background: var(--cream);
    border-radius: var(--radius-md);
    transition: var(--transition);
}

.fi:hover {
    background: rgba(53, 115, 153, .15);
}

.fi i {
    font-size: 24px;
    color: var(--blue);
}

.fi span {
    font-size: 11px;
    font-weight: 600;
    color: var(--gray-600);
}

/* ===== APP DOWNLOAD ===== */
.app-download-section {
    padding: 40px 24px;
    background: var(--white);
}

.app-download-inner {
    display: flex;
    align-items: stretch;
    min-height: 260px;
    background: #f0f5fa;
    border-radius: 20px;
    overflow: hidden;
    max-width: 1200px;
    margin: 0 auto;
}

.app-download-content {
    flex: 1;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 56px 60px;
}

.app-download-content h2 {
    font-size: 2rem;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.2;
    margin: 0 0 12px;
}

.app-download-content>p {
    font-size: 15px;
    color: #667085;
    line-height: 1.7;
    margin: 0 0 28px;
    max-width: 420px;
}

.app-download-actions {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.app-qr-row {
    display: flex;
    align-items: center;
    gap: 14px;
}

.app-qr-box {
    width: 72px;
    height: 72px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 46px;
    color: var(--primary);
    background: var(--white);
    border: 1px solid #d0d5dd;
    flex-shrink: 0;
}

.app-qr-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
}

.app-store-btns {
    display: flex;
    flex-direction: row;
    gap: 10px;
}

.app-store-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 120px;
    height: 44px;
    border-radius: 50px;
    border: 1.5px solid #d0d5dd;
    background: var(--white);
    color: var(--primary);
    font-size: 20px;
    text-decoration: none;
    transition: border-color 0.2s, background 0.2s, color 0.2s;
}

.app-store-btn:hover {
    border-color: var(--blue);
    background: var(--blue);
    color: var(--white);
}

.app-download-visual {
    flex: 0 0 440px;
    position: relative;
    overflow: hidden;
}

.app-visual-shape {
    position: absolute;
    border-radius: 20px;
    opacity: 0.45;
}

.app-shape-1 {
    width: 200px;
    height: 200px;
    background: linear-gradient(135deg, #a8c8e0, #c5dff0);
    top: -40px;
    right: -40px;
    transform: rotate(20deg);
    border-radius: 30px;
}

.app-shape-2 {
    width: 140px;
    height: 140px;
    background: linear-gradient(135deg, #b8d5ea, #d0e8f5);
    top: 30px;
    right: 60px;
    transform: rotate(10deg);
    border-radius: 24px;
    opacity: 0.3;
}

.app-phone-img {
    width: 75%;
    height: auto;
    max-height: 90%;
    object-fit: contain;
    object-position: center;
    display: block;
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    animation: phoneFloat 4s ease-in-out infinite;
    transform-origin: center bottom;
    filter: drop-shadow(0 24px 48px rgba(12,39,77,0.22));
}
@keyframes phoneFloat {
    0%   { transform: translate(-50%, -50%) translateY(0px)    rotate(-2deg) scale(1);    filter: drop-shadow(0 24px 48px rgba(12,39,77,0.22)); }
    25%  { transform: translate(-50%, -50%) translateY(-10px)  rotate(0deg)  scale(1.01); filter: drop-shadow(0 36px 60px rgba(12,39,77,0.30)); }
    50%  { transform: translate(-50%, -50%) translateY(-18px)  rotate(2deg)  scale(1.02); filter: drop-shadow(0 44px 70px rgba(17,126,181,0.28)); }
    75%  { transform: translate(-50%, -50%) translateY(-8px)   rotate(0.5deg) scale(1.01); filter: drop-shadow(0 34px 56px rgba(12,39,77,0.26)); }
    100% { transform: translate(-50%, -50%) translateY(0px)    rotate(-2deg) scale(1);    filter: drop-shadow(0 24px 48px rgba(12,39,77,0.22)); }
}

@media (max-width: 1024px) {
    .app-download-content {
        padding: 48px 40px;
    }

    .app-download-visual {
        flex: 0 0 340px;
    }
}

@media (max-width: 768px) {
    .app-download-inner {
        flex-direction: column;
    }

    .app-download-content {
        padding: 40px 24px 32px;
    }

    .app-download-content h2 {
        font-size: 1.6rem;
    }

    .app-download-visual {
        flex: 0 0 auto;
        height: 240px;
        width: 100%;
    }
}

/* ===== NEWS ===== */
.news-section {
    padding: 80px 0;
    background: var(--white);
}

.news-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.news-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    border: 1px solid var(--gray-200);
    overflow: hidden;
    transition: var(--transition);
}

.news-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

.nc-image {
    position: relative;
    height: 180px;
    background: var(--cream);
    overflow: hidden;
}

.nc-img-placeholder {
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 48px;
    color: rgba(53, 115, 153, .3);
    background: linear-gradient(135deg, var(--cream), rgba(53, 115, 153, .08));
}

.nc-tag {
    position: absolute;
    top: 12px;
    left: 12px;
    background: var(--blue);
    color: var(--primary);
    font-size: 10px;
    font-weight: 700;
    letter-spacing: .5px;
    padding: 4px 10px;
    border-radius: 4px;
}

.nc-body {
    padding: 20px;
}

.nc-date {
    font-size: 11px;
    color: var(--gray-400);
    display: flex;
    align-items: center;
    gap: 4px;
    margin-bottom: 8px;
}

.nc-body h3 {
    font-size: 16px;
    font-weight: 700;
    line-height: 1.4;
    margin-bottom: 8px;
}

.nc-body p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
    margin-bottom: 14px;
}

.nc-link {
    font-size: 13px;
    font-weight: 600;
    color: var(--blue-dark);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.nc-link:hover {
    color: var(--primary);
    gap: 10px;
}

.news-all {
    text-align: center;
    margin-top: 36px;
}

/* ===== CAREERS ===== */
.careers-section {
    padding: 80px 0;
    background: var(--primary);
    color: var(--white);
}

.careers-banner {
    display: flex;
    align-items: center;
    gap: 60px;
}

.careers-content {
    flex: 1;
}

.careers-content h2 {
    font-size: 34px;
    font-weight: 800;
    margin-bottom: 14px;
}

.careers-content>p {
    font-size: 15px;
    color: rgba(255, 255, 255, .7);
    line-height: 1.7;
    margin-bottom: 24px;
}

.careers-highlights {
    display: flex;
    gap: 24px;
    margin-bottom: 28px;
}

.ch-item {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    color: rgba(255, 255, 255, .7);
}

.ch-item i {
    color: var(--blue);
    font-size: 16px;
}

.careers-visual {
    flex: 0 0 300px;
    display: flex;
    justify-content: center;
}

.careers-graphic {
    position: relative;
    width: 280px;
    height: 280px;
    border: 1px dashed rgba(53, 115, 153, .3);
    border-radius: 50%;
}

.cg-circle {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 90px;
    height: 90px;
    border-radius: 50%;
    background: var(--gradient-gold);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    box-shadow: 0 8px 32px rgba(53, 115, 153, .3);
}

.cg-orbits {
    position: absolute;
    inset: 0;
}

.cg-orbit {
    position: absolute;
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: rgba(53, 115, 153, .15);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    top: 50%;
    left: 50%;
    margin-top: -24px;
    margin-left: -24px;
}

.o1 {
    animation: orbit1 20s linear infinite;
}

.o2 {
    animation: orbit2 20s linear infinite;
}

.o3 {
    animation: orbit3 20s linear infinite;
}

@keyframes orbit1 {
    from {
        transform: rotate(0deg) translateX(140px) rotate(0deg);
    }

    to {
        transform: rotate(360deg) translateX(140px) rotate(-360deg);
    }
}

@keyframes orbit2 {
    from {
        transform: rotate(120deg) translateX(140px) rotate(-120deg);
    }

    to {
        transform: rotate(480deg) translateX(140px) rotate(-480deg);
    }
}

@keyframes orbit3 {
    from {
        transform: rotate(240deg) translateX(140px) rotate(-240deg);
    }

    to {
        transform: rotate(600deg) translateX(140px) rotate(-600deg);
    }
}

/* ===== SECURITY ===== */
.security-section {
    padding: 80px 0;
    background: var(--cream);
}

.security-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.sec-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 28px;
    border: 1px solid var(--gray-200);
    transition: var(--transition);
}

.sec-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

.sec-icon {
    width: 50px;
    height: 50px;
    border-radius: var(--radius-md);
    background: rgba(53, 115, 153, .1);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin-bottom: 16px;
}

.sec-card h3 {
    font-size: 17px;
    font-weight: 700;
    margin-bottom: 8px;
}

.sec-card p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
    margin-bottom: 16px;
}

.sec-link {
    font-size: 13px;
    font-weight: 600;
    color: var(--blue-dark);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.sec-link:hover {
    color: var(--primary);
    gap: 10px;
}

/* ===== CONTACT ===== */
.contact-section {
    padding: 80px 0;
    background: var(--white);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
}

.contact-info h2 {
    font-size: 32px;
    font-weight: 800;
    margin-bottom: 10px;
}

.contact-info>p {
    font-size: 15px;
    color: var(--gray-500);
    line-height: 1.7;
    margin-bottom: 28px;
}

.ci-items {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.ci-item {
    display: flex;
    gap: 16px;
}

.ci-icon {
    width: 44px;
    height: 44px;
    border-radius: var(--radius-sm);
    background: rgba(53, 115, 153, .1);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    flex-shrink: 0;
}

.ci-item h4 {
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 2px;
}

.ci-item p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.5;
}

.contact-form-wrap {
    background: var(--cream);
    border-radius: var(--radius-lg);
    padding: 36px;
    border: 1px solid var(--gray-200);
}

.contact-form h3 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.form-group {
    margin-bottom: 14px;
}

.form-group label {
    display: block;
    font-size: 12px;
    font-weight: 600;
    color: var(--gray-600);
    margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 11px 14px;
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-sm);
    font-family: inherit;
    font-size: 14px;
    color: var(--primary);
    background: var(--white);
    transition: var(--transition);
    outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--blue);
    box-shadow: 0 0 0 3px rgba(53, 115, 153, .15);
}

.form-group textarea {
    resize: vertical;
}

/* ===== LEGAL BAR ===== */
.legal-bar {
    padding: 24px 0;
    background: var(--cream);
}

.legal-grid {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    justify-content: center;
}

.legal-item {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 10px 18px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-sm);
    font-size: 12px;
    font-weight: 600;
    color: var(--gray-600);
    transition: var(--transition);
}

.legal-item:hover {
    border-color: var(--blue);
    color: var(--primary);
    background: rgba(53, 115, 153, .05);
}

.legal-item i {
    color: var(--blue);
    font-size: 14px;
}

/* ===== SAVINGS PROMO ===== */
.savings-promo-section {
    padding: 80px 0;
    background: var(--white);
}

.sp-grid {
    display: grid;
    grid-template-columns: 1.8fr 1fr;
    gap: 30px;
}

.sp-card {
    border-radius: 32px;
    overflow: hidden;
    position: relative;
    box-shadow: var(--shadow-md);
    transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1), box-shadow 0.5s ease;
}

.sp-main-card {
    height: 600px;
    background: #f0f4f8;
    cursor: pointer;
}

.sp-main-card:hover .sp-bg-img {
    transform: scale(1.08);
}

.sp-bg-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 1.2s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.sp-card-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(12, 39, 77, 0.95) 0%, rgba(12, 39, 77, 0.4) 40%, transparent 70%);
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    align-items: center;
    padding: 60px;
    color: var(--white);
    text-align: center;
    z-index: 2;
}

.sp-card-overlay h2 {
    font-size: 38px;
    font-weight: 900;
    line-height: 1.2;
    margin-bottom: 30px;
    max-width: 600px;
    letter-spacing: -0.5px;
    transition: transform 0.5s ease;
}

.sp-main-card:hover h2 {
    transform: translateY(-5px);
}

.sp-btns {
    width: 100%;
    display: flex;
    justify-content: center;
}

.sp-side-stack {
    display: flex;
    flex-direction: column;
    gap: 30px;
    height: 600px;
}

.sp-rate-card {
    flex: 0 0 auto;
    background: var(--white);
    border: 1px solid var(--gray-200);
    padding: 50px 40px;
    text-align: center;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
    transition: var(--transition);
}

.sp-rate-card:hover {
    transform: translateY(-10px);
    border-color: var(--blue);
    box-shadow: var(--shadow-lg);
}

.sp-label {
    display: block;
    font-size: 18px;
    font-weight: 700;
    color: var(--gray-600);
    margin-bottom: 30px;
}

.sp-sublabel {
    display: block;
    font-size: 14px;
    color: var(--gray-400);
    margin-bottom: 10px;
}

.sp-sublabel.bottom {
    margin-top: 20px;
    margin-bottom: 0;
}

.sp-rate-value {
    font-size: 48px;
    font-weight: 900;
    color: var(--primary);
}

.sp-rate-value span {
    font-size: 24px;
    font-weight: 700;
}

.sp-divider {
    width: 80%;
    height: 1px;
    background: var(--gray-100);
    margin: 25px 0;
}

.sp-message-card {
    flex: 1 1 auto;
    min-height: 0;
    background-image: url('/assets/images/MPB%20Primary%20Pattern/4.%20JPG/Pattern4-100.jpg');
    background-size: cover;
    background-position: center;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 40px;
    text-align: center;
}

.sp-message-card p {
    color: var(--white);
    font-size: 16px;
    line-height: 1.6;
    font-weight: 500;
}

/* Mobile Adjustments */
@media (max-width: 1024px) {
    .sp-grid {
        grid-template-columns: 1fr;
    }

    .sp-main-card {
        height: 450px;
    }

    .sp-side-stack {
        height: auto;
    }

    .sp-message-card {
        flex: 0 0 auto;
        min-height: 200px;
    }

    .sp-main-card .sp-bg-img {
        animation: sp-zoom-pulse 6s ease-in-out infinite;
    }
}

@keyframes sp-zoom-pulse {

    0%,
    100% {
        transform: scale(1);
    }

    50% {
        transform: scale(1.08);
    }
}

@media (max-width: 768px) {
    .sp-card-overlay {
        padding: 30px;
    }

    .sp-card-overlay h2 {
        font-size: 26px;
    }

    .sp-rate-value {
        font-size: 36px;
    }
}

/* ===== FIXED DEPOSIT PROMO ===== */
.fd-promo-section {
    padding: 0 0 80px;
    background: var(--white);
}

.fd-grid {
    display: grid;
    grid-template-columns: 1fr 1.6fr;
    gap: 30px;
}

.fd-card {
    border-radius: 32px;
    overflow: hidden;
    position: relative;
    box-shadow: var(--shadow-md);
    transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1), box-shadow 0.5s ease;
}

.fd-text-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    padding: 60px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    transition: var(--transition);
}

.fd-text-card:hover {
    transform: translateY(-10px);
    border-color: var(--blue);
    box-shadow: var(--shadow-lg);
}

.fd-text-card h2 {
    font-size: 38px;
    font-weight: 900;
    color: var(--primary);
    line-height: 1.2;
    margin-bottom: 30px;
    letter-spacing: -1px;
}

.fd-text-card p {
    font-size: 16px;
    color: var(--gray-500);
    line-height: 1.7;
    margin-bottom: 40px;
}

.fd-visual-stack {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.fd-main-visual {
    height: 400px;
    cursor: pointer;
}

.fd-bg-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 1.2s cubic-bezier(0.165, 0.84, 0.44, 1);
}

.fd-main-visual:hover .fd-bg-img {
    transform: scale(1.08);
}

@media (max-width: 768px) {
    .fd-main-visual .fd-bg-img {
        animation: fd-zoom-pulse 6s ease-in-out infinite;
    }
}

@keyframes fd-zoom-pulse {

    0%,
    100% {
        transform: scale(1);
    }

    50% {
        transform: scale(1.08);
    }
}

.fd-sub-row {
    display: grid;
    grid-template-columns: 1fr 1.8fr;
    gap: 30px;
}

.fd-icon-card {
    background: url('/assets/images/MPB%20Primary%20Pattern/2.%20SVG/Pattern5.svg');
    background-size: cover;
    background-position: center;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 30px;
    height: 170px;
}

.fd-icon-card img {
    width: 60px;
    filter: brightness(0) invert(1);
    opacity: 0.9;
}

.fd-tenure-card {
    background: var(--primary-dark);
    color: var(--white);
    padding: 30px;
    text-align: center;
    display: flex;
    flex-direction: column;
    justify-content: center;
    height: 170px;
}

.fd-tenure-card h4 {
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 20px;
    opacity: 0.9;
}

.fd-tenure-values {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 30px;
    margin-bottom: 15px;
}

.fd-val-item span {
    display: block;
    font-size: 11px;
    opacity: 0.7;
    margin-bottom: 4px;
}

.fd-val-item strong {
    font-size: 28px;
    font-weight: 900;
    letter-spacing: -1px;
}

.fd-tenure-card p {
    font-size: 13px;
    opacity: 0.8;
}

/* Mobile Adjustments */
@media (max-width: 1024px) {
    .fd-grid {
        grid-template-columns: 1fr;
    }

    .fd-text-card {
        padding: 40px;
        order: 1;
    }

    .fd-visual-stack {
        order: 2;
    }

    .fd-sub-row {
        grid-template-columns: 1fr;
    }
}

/* ===== FOOTER ===== */
.main-footer {
    background-color: var(--primary-dark);
    background-image: url('/assets/images/MPB%20Primary%20Pattern/2.%20SVG/edit-patterns-footer.jpg');
    background-repeat: no-repeat;
    background-position: center center;
    background-size: 100% 100%;
    color: var(--white);
    padding: 60px 0 0;
}

.footer-top {
    display: flex;
    gap: 60px;
    padding-bottom: 40px;
    border-bottom: 1px solid rgba(255, 255, 255, .06);
}

.ft-brand {
    flex: 0 0 280px;
}

.footer-logo-mark .logo-name {
    color: var(--white);
}

.footer-logo-mark .logo-sub {
    color: var(--blue);
}

.ft-tagline {
    font-size: 13px;
    color: rgba(255, 255, 255, .4);
    margin-top: 12px;
    line-height: 1.5;
}

.ft-social {
    display: flex;
    gap: 10px;
    margin-top: 18px;
}

.ft-social a {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .08);
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255, 255, 255, .5);
    font-size: 14px;
    transition: var(--transition);
}

.ft-social a:hover {
    background: var(--blue);
    color: var(--primary);
    border-color: var(--blue);
}

.ft-links {
    display: flex;
    gap: 40px;
    flex: 1;
}

.ft-col h4 {
    font-size: 13px;
    font-weight: 700;
    margin-bottom: 14px;
    color: var(--blue);
}

.ft-col a {
    display: block;
    font-size: 12px;
    color: rgba(255, 255, 255, .45);
    padding: 4px 0;
}

.ft-col a:hover {
    color: var(--blue);
    padding-left: 4px;
}

.footer-bottom {
    padding: 20px 0;
    text-align: center;
    border-top: 1px solid rgba(255, 255, 255, .06);
}

.fb-legal {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-bottom: 12px;
    flex-wrap: wrap;
}

.fb-legal a {
    font-size: 11px;
    color: rgba(255, 255, 255, .35);
}

.fb-legal a:hover {
    color: var(--blue);
}

.fb-reg {
    font-size: 11px;
    color: rgba(255, 255, 255, .25);
    margin-bottom: 4px;
}

.fb-copy {
    font-size: 11px;
    color: rgba(255, 255, 255, .2);
}

/* ===== BACK TO TOP ===== */
.back-to-top {
    position: fixed;
    bottom: 24px;
    right: 24px;
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: var(--blue);
    color: var(--primary);
    font-size: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-md);
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
    z-index: 999;
}

.back-to-top.visible {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
    background: var(--blue-dark);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
    .hero {
        height: 520px;
    }

    .hero-content h1 {
        font-size: 32px;
    }

    .hero-visual {
        flex: 0 0 320px;
    }

    .hero-card-stack {
        width: 260px;
        height: 180px;
    }

    .h-card {
        width: 240px;
        height: 150px;
    }

    .products-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .security-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .corp-split {
        flex-direction: column;
    }

    .corp-visual {
        flex: auto;
        width: 100%;
    }

    .cv-card {
        max-width: 400px;
    }

    .digi-panel {
        flex-direction: column;
    }

    .dp-visual {
        flex: auto;
        order: -1;
    }

    .news-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .careers-banner {
        flex-direction: column;
    }

    .careers-visual {
        flex: auto;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .footer-top {
        flex-direction: column;
        gap: 32px;
    }

    .ft-links {
        flex-wrap: wrap;
        gap: 24px;
    }
}

@media (max-width: 768px) {
    .header-inner {
        justify-content: space-between;
    }

    /* Hide support & sign-in from header on mobile — too cramped */
    .header-actions .support-btn,
    .header-actions .btn-signin {
        display: none;
    }

    .utility-bar {
        display: none;
    }

    .main-nav {
        display: none;
    }

    .mobile-toggle {
        display: flex;
    }

    .main-nav.open {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: 70px;
        left: 0;
        right: 0;
        background: var(--white);
        padding: 16px 16px 20px;
        box-shadow: var(--shadow-lg);
        z-index: 100;
        gap: 2px;
    }

    /* Flatten the pill container — no background/blur/border on mobile */
    .main-nav.open .nav-pill {
        display: contents;
    }

    .main-nav.open .nav-link-wrap {
        width: 100%;
    }

    /* Nav pill links become full-width rows */
    .main-nav.open .nav-pill-link {
        display: flex;
        align-items: center;
        width: 100%;
        padding: 13px 16px;
        font-size: 15px;
        font-weight: 500;
        color: var(--primary);
        border-radius: var(--radius-sm);
        background: transparent;
        border: none;
        transition: background 0.2s ease;
    }

    .main-nav.open .nav-pill-link:hover,
    .main-nav.open .nav-pill-link.active {
        background: var(--gray-100);
        color: var(--primary);
    }

    /* --- Mobile Mega Dropdown: collapsed by default --- */
    .main-nav.open .mega-dropdown {
        position: static !important;
        transform: none !important;
        box-shadow: none !important;
        min-width: 0 !important;
        width: 100%;
        background: var(--gray-50) !important;
        border-radius: var(--radius-sm) !important;
        opacity: 1 !important;
        visibility: visible !important;
        pointer-events: all !important;
        display: block !important;
        height: 0;
        overflow: hidden;
        padding: 0 !important;
        margin: 0;
        transition: height 0.3s ease, padding 0.3s ease;
    }

    /* --- Mobile Mega Dropdown: expanded when parent has .mobile-open --- */
    .main-nav.open .nav-link-wrap.has-dropdown.mobile-open>.mega-dropdown {
        height: auto;
        overflow: visible;
        padding: 12px 16px 16px !important;
        margin-top: 4px;
        border-left: 3px solid #357399;
    }

    /* Disable desktop hover behavior on mobile */
    .main-nav.open .nav-link-wrap.has-dropdown:hover>.mega-dropdown {
        height: 0;
        padding: 0 !important;
        overflow: hidden;
    }

    .main-nav.open .nav-link-wrap.has-dropdown.mobile-open:hover>.mega-dropdown {
        height: auto;
        overflow: visible;
        padding: 12px 16px 16px !important;
    }

    .main-nav.open .mega-inner {
        flex-direction: column !important;
        gap: 14px;
    }

    /* Dropdown parent link: show chevron */
    .main-nav.open .nav-link-wrap.has-dropdown>.nav-pill-link {
        justify-content: space-between;
        cursor: pointer;
    }

    .main-nav.open .nav-link-wrap.has-dropdown>.nav-pill-link::after {
        content: '\f078';
        font-family: 'Font Awesome 5 Free';
        font-weight: 900;
        font-size: 10px;
        color: var(--gray-400);
        transition: transform 0.3s ease;
    }

    .main-nav.open .nav-link-wrap.has-dropdown.mobile-open>.nav-pill-link {
        background: var(--gray-100);
        color: var(--primary);
    }

    .main-nav.open .nav-link-wrap.has-dropdown.mobile-open>.nav-pill-link::after {
        transform: rotate(180deg);
        color: var(--primary);
    }

    /* Submenu column titles */
    .main-nav.open .mega-col h4 {
        font-size: 10px;
        font-weight: 700;
        text-transform: uppercase;
        letter-spacing: 1px;
        color: var(--blue) !important;
        margin-bottom: 6px;
        padding-bottom: 6px;
        border-bottom: 1px solid var(--gray-200);
    }

    /* Submenu links */
    .main-nav.open .mega-col a {
        display: block !important;
        padding: 8px 12px !important;
        font-size: 13px !important;
        color: var(--gray-600) !important;
        border-radius: 6px;
        transition: background 0.2s ease, padding-left 0.2s ease;
    }

    .main-nav.open .mega-col a:hover {
        background: rgba(17, 126, 181, .08) !important;
        color: var(--primary) !important;
        padding-left: 16px !important;
    }

    /* Sign in link at bottom of mobile menu */
    .main-nav.open::after {
        content: '';
        display: block;
        height: 1px;
        background: var(--gray-200);
        margin: 10px 0 4px;
    }

    .btn-login {
        display: none;
    }

    /* Show mobile-only nav items */
    .main-nav.open .mobile-only-item {
        display: block;
        border-top: 1px solid var(--gray-200);
        margin-top: 6px;
        padding-top: 6px;
    }

    /* ===== MOBILE HERO — full-bleed tall banner, media fills entire space ===== */
    .hero {
        height: 480px;
        min-height: 480px;
        overflow: hidden;
        border-radius: 0;
        margin: 0;
        position: relative;
    }
    .hero-carousel {
        height: 100%;
        position: relative;
        border-radius: 0;
    }
    /* Video / image background must cover the whole hero on mobile */
    .hero-bg--video,
    .hero-bg--video > video {
        position: absolute;
        inset: 0;
        width: 100%;
        height: 100%;
        object-fit: cover;
        z-index: 0;
    }
    .hero-slide {
        position: absolute;
        inset: 0;
        display: none;
    }
    .hero-slide.active {
        display: block;
        opacity: 1;
    }
    .hero-bg {
        position: absolute;
        inset: 0;
        height: 100%;
        /* Use the dedicated mobile/portrait image when one was uploaded */
        background-image: var(--hero-bg-mobile) !important;
        background-size: cover;
        background-position: center;
        background-repeat: no-repeat;
        z-index: 1;
    }
    .hero-bg::after {
        content: '';
        position: absolute;
        inset: 0;
        background: linear-gradient(180deg, rgba(12, 39, 77, .82) 0%, rgba(12, 39, 77, .5) 50%, rgba(12, 39, 77, .72) 100%);
        z-index: 2;
    }
    .hero-inner {
        position: absolute;
        inset: 0;
        z-index: 10;
        display: flex;
        flex-direction: column;
        justify-content: flex-start;
        align-items: center;
        text-align: center;
        padding: 70px 24px 0;
        gap: 0;
        max-width: 100%;
        box-sizing: border-box;
        height: 100%;
    }
    .hero-content {
        background: transparent;
        padding: 0;
        max-width: 100%;
        margin: 0;
        border-radius: 0;
        text-align: center;
        position: relative;
        z-index: 10;
    }
    .hero .hero-content,
    .hero .hero-content * {
        color: #ffffff;
        text-align: center;
    }
    .hero .hero-badge {
        color: #ffffff;
        background: rgba(255, 255, 255, .18);
        border: 1px solid rgba(255, 255, 255, .3);
        font-size: 11px;
        padding: 6px 18px;
        margin-bottom: 16px;
        display: inline-block;
        border-radius: 999px;
        font-weight: 600;
        letter-spacing: 0.5px;
    }
    .hero .hero-content h1 {
        font-size: 30px;
        line-height: 1.2;
        margin-bottom: 14px;
        color: #ffffff;
        font-weight: 800;
        text-shadow: 0 2px 12px rgba(0, 0, 0, 0.6), 0 1px 3px rgba(0, 0, 0, 0.5);
    }
    .hero .hero-desc {
        color: #ffffff;
        font-size: 14px;
        opacity: 1;
        margin-bottom: 22px;
        line-height: 1.6;
        max-width: 92%;
        margin-left: auto;
        margin-right: auto;
        text-shadow: 0 1px 6px rgba(0, 0, 0, 0.7), 0 1px 2px rgba(0, 0, 0, 0.5);
    }
    .hero .hero-btns {
        justify-content: center;
        align-items: center;
    }

    .hero .hero-btns {
        flex-direction: column;
        gap: 0;
    }

    .hero .hero-btns .btn-gold {
        display: none;
    }

    .hero-btns .btn-outline {
        background: rgba(255, 255, 255, .1);
        border: 1px solid rgba(255, 255, 255, .3);
        color: #fff !important;
        padding: 10px 20px;
        font-size: 14px;
        font-weight: 600;
        justify-content: center;
        border-radius: 999px;
    }

    .hero-btns .btn-outline:hover {
        color: #fff !important;
        background: rgba(255, 255, 255, .2);
    }

    .hero-btns .btn-outline i {
        color: #fff;
    }

    .hero-visual {
        display: none;
    }

    /* Hero pills → dot indicators on mobile */
    .hero-pills {
        display: none;
    }

    .hero-pill {
        flex: 0 0 auto;
        width: 10px;
        height: 10px;
        padding: 0;
        border-radius: 50%;
        background: var(--gray-300);
        border: none;
        box-shadow: none;
        backdrop-filter: none;
        font-size: 0;
        color: transparent;
        overflow: hidden;
    }

    .hero-pill i {
        display: none;
    }

    .hero-pill.active {
        background: var(--blue);
        width: 28px;
        border-radius: 5px;
    }

    .hero-pill:hover:not(.active) {
        background: var(--gray-400);
        transform: none;
    }

    /* ql-grid grid-template-columns removed for marquee */
    .quick-links {
        margin-top: 0;
        margin-bottom: 20px;
        padding: 16px;
    }

    .products-grid {
        grid-template-columns: 1fr;
    }

    .section-header h2 {
        font-size: 26px;
    }

    .fees-banner {
        flex-direction: column;
        padding: 28px;
    }

    .fees-visual {
        flex: auto;
        width: 100%;
    }

    .news-grid {
        grid-template-columns: 1fr;
    }

    .security-grid {
        grid-template-columns: 1fr;
    }

    .digi-tabs {
        max-width: 100%;
    }

    .digi-tab {
        font-size: 11px;
        padding: 10px 8px;
    }

    .phone-mock {
        width: 220px;
        height: 400px;
    }

    .careers-highlights {
        flex-direction: column;
        gap: 12px;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .legal-grid {
        gap: 8px;
    }

    .ft-links {
        gap: 16px;
    }

    .ft-col {
        flex: 0 0 calc(50% - 8px);
    }

    /* ── Bento Responsive ── */
    .bento-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .bento-stack {
        gap: 20px;
    }

    /* ── Mobile Banking (large dark card) ── */
    .bento-large {
        flex-direction: column;
        padding: 32px 24px 0;
        gap: 0;
        min-height: auto;
        overflow: hidden;
    }

    .bento-large .bento-content {
        width: 100%;
    }

    .bento-large .bento-visual {
        position: relative;
        flex: none;
        width: 100%;
        height: 300px;
        display: flex;
        justify-content: center;
        align-items: flex-end;
        margin-top: 24px;
    }

    .bento-large .mpb-phone-mock {
        position: relative;
        bottom: auto;
        right: auto;
        width: 165px;
        height: 310px;
        animation: none;
        margin: 0 auto;
        align-self: flex-end;
    }

    /* ── Internet Banking & WhatsApp (small white cards) ── */
    .bento-small {
        flex-direction: column;
        align-items: flex-start;
        text-align: left;
        padding: 28px 24px 0;
        gap: 0;
    }

    .bento-icon,
    .bento-icon-gold {
        margin: 0 0 16px 0;
    }

    .bento-small .bento-content {
        width: 100%;
    }

    .bento-small .bento-visual-right {
        position: relative;
        flex: none;
        width: 100%;
        height: 180px;
        display: flex;
        justify-content: center;
        align-items: flex-end;
        margin-top: 24px;
        overflow: hidden;
    }

    .bento-small .mpb-browser-mock {
        position: relative;
        right: auto;
        top: auto;
        transform: none;
        width: calc(100% - 16px);
        max-width: 300px;
    }

    .bento-small .mpb-chat-mock {
        position: relative;
        right: auto;
        top: auto;
        transform: none;
        width: calc(100% - 32px);
        max-width: 280px;
    }

    .bento-phone,
    .bento-phone-img {
        position: relative;
        bottom: auto;
        right: auto;
        margin-top: 20px;
        width: 260px;
    }

    .laptop-bento,
    .bento-laptop-img {
        position: relative;
        top: auto;
        right: auto;
        transform: none;
        margin-top: 20px;
        margin-bottom: 30px;
        max-width: 100%;
        width: 320px;
    }

    .bento-phone-half {
        position: relative;
        right: auto;
        bottom: auto;
        margin-top: 20px;
        width: 240px;
    }

    .bento-content h3 {
        font-size: 20px;
    }

    .bento-content .dark-text {
        font-size: 18px;
    }

    .bento-large .bento-content p,
    .bento-small .bento-content p.dark-text {
        font-size: 13px;
        margin-bottom: 16px;
    }

    .bento-app-badges {
        padding-top: 12px;
        margin-bottom: 4px;
    }

    /* Lang globe — prevent dropdown going off-screen on mobile */
    .lang-globe-wrap .mega-dropdown {
        left: auto !important;
        right: 0 !important;
        transform: none !important;
    }

    /* Disable :hover-based dropdown on mobile — only .lang-open controls it */
    .lang-globe-wrap:hover .mega-dropdown {
        opacity: 0 !important;
        visibility: hidden !important;
        pointer-events: none !important;
    }

    .lang-globe-wrap.lang-open .mega-dropdown {
        opacity: 1 !important;
        visibility: visible !important;
        pointer-events: all !important;
        transform: none !important;
    }

    html[dir="rtl"] .lang-globe-wrap .mega-dropdown {
        right: auto !important;
        left: 0 !important;
        transform: none !important;
    }
}

@media (max-width: 480px) {

    /* Narrow phones — keep hero overlay layout from 768px @media; just tweak heading + header */
    .hero-content h1 {
        font-size: 22px !important;
    }

    .header-inner {
        gap: 12px;
    }

    .logo-name {
        font-size: 11px;
    }

    .logo-sub {
        font-size: 9px;
    }
}

/* ============================================================
   SUB-PAGE STYLES — Phase 1 MVP Pages
   ============================================================ */

/* ===== PAGE HERO (Sub Pages) ===== */
.page-hero {
    background: var(--gradient);
    color: var(--white);
    padding: 80px 0 60px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.page-hero::before {
    content: '';
    position: absolute;
    top: -40%;
    right: -10%;
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: rgba(53, 115, 153, .06);
}

.page-hero::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -10%;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: rgba(53, 115, 153, .04);
}

.page-hero-content {
    position: relative;
    z-index: 2;
    max-width: 680px;
    margin: 0 auto;
}

.page-hero-content h1 {
    font-size: 38px;
    font-weight: 800;
    margin-bottom: 12px;
    letter-spacing: -0.3px;
}

.page-hero-content p {
    font-size: 16px;
    color: rgba(255, 255, 255, .75);
    line-height: 1.7;
}

.page-hero-content .hero-badge {
    margin-bottom: 14px;
}

.page-hero.compact {
    padding: 60px 0 40px;
}

.page-hero.compact h1 {
    font-size: 32px;
}

/* ===== CONTENT SECTIONS ===== */
.content-section {
    padding: 72px 0;
}

.content-section.alt-bg {
    background: var(--white);
}

.content-split {
    display: flex;
    align-items: center;
    gap: 56px;
}

.content-split.reverse {
    flex-direction: row-reverse;
}

.content-text {
    flex: 1;
}

.content-text h2 {
    font-size: 30px;
    font-weight: 800;
    margin-bottom: 12px;
    letter-spacing: -0.2px;
}

.content-text>p {
    font-size: 14px;
    color: var(--gray-500);
    line-height: 1.75;
    margin-bottom: 14px;
}

.content-visual {
    flex: 0 0 400px;
    display: flex;
    justify-content: center;
}

.cta-group {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    margin-top: 20px;
}

/* Check List */
.check-list {
    margin: 16px 0 20px;
}

.check-list li {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    padding: 6px 0;
    font-size: 14px;
    color: var(--gray-600);
    line-height: 1.5;
}

.check-list li i {
    color: var(--blue);
    font-size: 14px;
    margin-top: 3px;
    flex-shrink: 0;
}

/* ===== ABOUT — STATS ===== */
.stat-card-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.mini-stat {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-md);
    padding: 24px 18px;
    text-align: center;
    transition: var(--transition);
}

.mini-stat:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
    transform: translateY(-3px);
}

.ms-icon {
    font-size: 22px;
    color: var(--blue);
    margin-bottom: 8px;
}

.ms-value {
    display: block;
    font-size: 24px;
    font-weight: 800;
    color: var(--primary);
}

.ms-label {
    display: block;
    font-size: 11px;
    color: var(--gray-400);
    font-weight: 600;
    margin-top: 2px;
}

/* ===== VISION & MISSION ===== */
.vm-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-bottom: 48px;
}

.vm-card {
    background: var(--cream);
    border-radius: var(--radius-lg);
    padding: 36px;
    border: 1px solid var(--gray-200);
    transition: var(--transition);
}

.vm-card:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
}

.vm-icon {
    font-size: 28px;
    color: var(--blue);
    margin-bottom: 16px;
}

.vm-card h3 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 10px;
}

.vm-card p {
    font-size: 14px;
    color: var(--gray-500);
    line-height: 1.7;
}

/* Values */
.values-title {
    font-size: 22px;
    font-weight: 700;
    text-align: center;
    margin-bottom: 28px;
}

.values-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.value-item {
    text-align: center;
    padding: 28px 18px;
    background: var(--cream);
    border-radius: var(--radius-md);
    border: 1px solid var(--gray-200);
    transition: var(--transition);
}

.value-item:hover {
    border-color: var(--blue);
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

.vi-icon {
    font-size: 28px;
    color: var(--blue);
    margin-bottom: 12px;
}

.value-item h4 {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 6px;
}

.value-item p {
    font-size: 12px;
    color: var(--gray-500);
    line-height: 1.6;
}

/* ===== TEAM / LEADERSHIP ===== */
.team-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.team-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 28px;
    text-align: center;
    transition: var(--transition);
}

.team-card:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.tc-avatar {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    background: rgba(53, 115, 153, .1);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    margin: 0 auto 16px;
}

.team-card h4 {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 4px;
}

.tc-role {
    font-size: 12px;
    color: var(--blue-dark);
    font-weight: 600;
    display: block;
    margin-bottom: 10px;
}

.team-card p {
    font-size: 12px;
    color: var(--gray-500);
    line-height: 1.5;
}

/* ===== GOVERNANCE GRAPHIC ===== */
.governance-graphic {
    position: relative;
    width: 280px;
    height: 280px;
    margin: 0 auto;
}

.gg-center {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background: var(--gradient-gold);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    box-shadow: 0 6px 24px rgba(53, 115, 153, .3);
}

.gg-orbit {
    position: absolute;
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: rgba(53, 115, 153, .1);
    border: 1px solid rgba(53, 115, 153, .2);
    display: flex;
    align-items: center;
    justify-content: center;
}

.gg-orbit span {
    font-size: 10px;
    font-weight: 700;
    color: var(--blue-dark);
}

.g1 {
    top: 0;
    left: 50%;
    transform: translateX(-50%);
}

.g2 {
    bottom: 20px;
    left: 10px;
}

.g3 {
    bottom: 20px;
    right: 10px;
}

.g4 {
    top: 50%;
    right: 0;
    transform: translateY(-50%);
}

/* ===== PRODUCT SHOWCASE CARD ===== */
.product-showcase {
    width: 100%;
    max-width: 320px;
}

.ps-card {
    background: var(--cream);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 48px 32px;
    text-align: center;
    transition: var(--transition);
}

.ps-card.accent {
    background: var(--gradient);
    color: var(--white);
    border: none;
}

.ps-card.accent .ps-icon {
    background: rgba(255, 255, 255, .2);
    color: var(--white);
}

.ps-card.accent p {
    color: rgba(255, 255, 255, .7);
}

.ps-icon {
    width: 72px;
    height: 72px;
    border-radius: var(--radius-md);
    background: rgba(53, 115, 153, .12);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 30px;
    margin: 0 auto 18px;
}

.ps-card h4 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 6px;
}

.ps-card p {
    font-size: 13px;
    color: var(--gray-500);
}

/* ===== DEBIT CARD VISUAL ===== */
.debit-card-visual {
    display: flex;
    justify-content: center;
}

.dv-card {
    width: 320px;
    height: 200px;
    border-radius: 16px;
    padding: 24px;
    color: var(--white);
    position: relative;
    background: var(--gradient);
    box-shadow: var(--shadow-xl);
}

.dv-card.corp {
    background: linear-gradient(135deg, #081b38, #1a3f6e);
}

.dv-chip {
    width: 40px;
    height: 30px;
    border-radius: 6px;
    background: linear-gradient(135deg, #357399, #4a8eb9);
    margin-bottom: 16px;
}

.dv-logo {
    font-size: 18px;
    font-weight: 800;
    letter-spacing: 2px;
    color: var(--blue-light);
    margin-bottom: 14px;
}

.dv-number {
    font-size: 16px;
    letter-spacing: 3px;
    opacity: .85;
    font-weight: 300;
    margin-bottom: 12px;
}

.dv-bottom {
    display: flex;
    justify-content: space-between;
}

.dv-name {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 1.5px;
    opacity: .6;
}

.dv-exp {
    font-size: 11px;
    opacity: .6;
}

.dv-contactless {
    position: absolute;
    top: 20px;
    right: 20px;
    font-size: 20px;
    opacity: .5;
    transform: rotate(90deg);
}

/* ===== LAPTOP SHOWCASE ===== */
.laptop-showcase {
    width: 100%;
    max-width: 420px;
}

.ls-screen {
    background: var(--gray-700);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: var(--shadow-xl);
    border: 3px solid var(--gray-700);
}

.ls-topbar {
    height: 32px;
    background: var(--primary);
    display: flex;
    align-items: center;
    padding: 0 12px;
}

.ls-topbar span {
    font-size: 11px;
    color: var(--blue);
    font-weight: 600;
}

.ls-body {
    display: flex;
    height: 220px;
}

.ls-sidebar {
    width: 120px;
    background: var(--primary-light);
    padding: 12px 8px;
}

.ls-nav-item {
    font-size: 11px;
    color: rgba(255, 255, 255, .5);
    padding: 8px 10px;
    border-radius: 6px;
    margin-bottom: 2px;
}

.ls-nav-item.active {
    background: rgba(53, 115, 153, .15);
    color: var(--blue);
}

.ls-main {
    flex: 1;
    padding: 14px;
    background: var(--cream);
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.ls-widget {
    flex: 1;
    background: var(--white);
    border-radius: 8px;
    border: 1px solid var(--gray-200);
    padding: 12px;
    font-size: 11px;
    font-weight: 600;
    color: var(--gray-400);
}

/* ===== SWIFT GRAPHIC ===== */
.swift-graphic {
    position: relative;
    width: 280px;
    height: 280px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.sg-globe {
    font-size: 100px;
    color: rgba(53, 115, 153, .12);
}

.sg-lines {
    position: absolute;
    inset: 0;
}

.sg-line {
    position: absolute;
    height: 2px;
    background: var(--gradient-gold);
    border-radius: 2px;
    opacity: .3;
    animation: pulseLine 3s ease-in-out infinite;
}

.l1 {
    top: 30%;
    left: 10%;
    width: 60%;
    transform: rotate(-15deg);
}

.l2 {
    top: 50%;
    left: 20%;
    width: 70%;
    transform: rotate(10deg);
    animation-delay: .5s;
}

.l3 {
    top: 70%;
    left: 5%;
    width: 50%;
    transform: rotate(-5deg);
    animation-delay: 1s;
}

@keyframes pulseLine {

    0%,
    100% {
        opacity: .2;
    }

    50% {
        opacity: .6;
    }
}

/* ===== DIGITAL PAGE — APP STORE BUTTON ROW ===== */
.dp-buttons {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 20px;
}

/* ===== STORE BTN DARK ===== */
.store-btn.dark {
    background: var(--primary);
    color: var(--white);
    border: 1px solid var(--primary-light);
}

.store-btn.dark:hover {
    background: var(--blue);
    color: var(--primary);
    border-color: var(--blue);
}

/* ===== NEWS LIST (news.html) ===== */
.news-filter {
    display: flex;
    gap: 6px;
    flex-wrap: wrap;
    margin-bottom: 32px;
}

.nf-btn {
    padding: 8px 18px;
    font-size: 13px;
    font-weight: 600;
    border-radius: var(--radius-sm);
    border: 1px solid var(--gray-200);
    color: var(--gray-500);
    background: var(--white);
    transition: var(--transition);
}

.nf-btn.active,
.nf-btn:hover {
    background: var(--blue);
    color: var(--white);
    border-color: var(--blue);
}

.news-list {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.news-list-item {
    display: flex;
    gap: 24px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    overflow: hidden;
    transition: var(--transition);
}

.news-list-item:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
}

.nli-image {
    width: 240px;
    min-height: 180px;
    flex-shrink: 0;
    position: relative;
}

.nli-body {
    padding: 24px 24px 24px 0;
    flex: 1;
}

.nli-body h3 {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 8px;
    line-height: 1.4;
}

.nli-body p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.65;
    margin-bottom: 12px;
}

/* ===== JOBS LIST (careers.html) ===== */
.jobs-list {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.job-card {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-md);
    padding: 24px;
    transition: var(--transition);
}

.job-card:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
}

.jc-info {
    flex: 1;
}

.jc-info h4 {
    font-size: 17px;
    font-weight: 700;
    margin-bottom: 6px;
}

.jc-meta {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 8px;
}

.jc-meta span {
    font-size: 12px;
    color: var(--gray-400);
    display: flex;
    align-items: center;
    gap: 4px;
}

.jc-meta span i {
    color: var(--blue);
    font-size: 11px;
}

.jc-info p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.5;
}

/* Careers Apply Banner */
.careers-apply-banner {
    background: var(--gradient);
    border-radius: var(--radius-lg);
    padding: 48px;
    text-align: center;
    color: var(--white);
}

.cab-content h2 {
    font-size: 26px;
    font-weight: 700;
    margin-bottom: 10px;
}

.cab-content p {
    font-size: 14px;
    color: rgba(255, 255, 255, .75);
    margin-bottom: 20px;
}

/* ===== LEGAL PAGES ===== */
.legal-page {
    padding: 48px 0 72px;
}

.legal-content {
    max-width: 820px;
    margin: 0 auto;
}

.legal-content h2 {
    font-size: 20px;
    font-weight: 700;
    margin-top: 32px;
    margin-bottom: 12px;
    padding-bottom: 8px;
    border-bottom: 1px solid var(--gray-200);
    color: var(--primary);
}

.legal-content h3 {
    font-size: 16px;
    font-weight: 600;
    margin-top: 20px;
    margin-bottom: 8px;
    color: var(--primary-light);
}

.legal-content p {
    font-size: 14px;
    color: var(--gray-600);
    line-height: 1.75;
    margin-bottom: 12px;
}

.legal-content ul {
    margin: 8px 0 16px 20px;
}

.legal-content ul li {
    font-size: 14px;
    color: var(--gray-600);
    line-height: 1.75;
    padding: 3px 0;
    list-style: disc;
}

.legal-content a {
    color: var(--blue-dark);
    font-weight: 500;
}

.legal-content a:hover {
    color: var(--primary);
}

.legal-contact {
    background: var(--cream);
    border-radius: var(--radius-md);
    padding: 24px;
    border: 1px solid var(--gray-200);
    margin-top: 16px;
}

.legal-contact p {
    margin-bottom: 0;
}

/* ===== FEES TABLES ===== */
.fees-table-wrap {
    max-width: 900px;
    margin: 0 auto;
}

.ft-title {
    font-size: 18px;
    font-weight: 700;
    margin-top: 36px;
    margin-bottom: 16px;
    display: flex;
    align-items: center;
    gap: 10px;
    padding-bottom: 8px;
    border-bottom: 2px solid var(--blue);
}

.ft-title i {
    color: var(--blue);
}

.fees-table {
    width: 100%;
    border-collapse: collapse;
    margin-bottom: 12px;
    background: var(--white);
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
}

.fees-table th {
    background: var(--primary);
    color: var(--blue);
    font-size: 12px;
    font-weight: 600;
    letter-spacing: .5px;
    padding: 12px 16px;
    text-align: left;
}

.fees-table td {
    font-size: 13px;
    color: var(--gray-600);
    padding: 12px 16px;
    border-bottom: 1px solid var(--gray-100);
}

.fees-table tr:last-child td {
    border-bottom: none;
}

.fees-table tr:hover td {
    background: rgba(53, 115, 153, .04);
}

.fees-download {
    margin-top: 36px;
    padding: 28px;
    background: var(--cream);
    border-radius: var(--radius-md);
    border: 1px solid var(--gray-200);
    text-align: center;
}

.fees-download p {
    font-size: 14px;
    color: var(--gray-500);
    margin-bottom: 16px;
}

/* ===== DISCLOSURE GRID ===== */
.disclosure-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}

.disc-card {
    display: flex;
    gap: 16px;
    padding: 24px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-md);
    transition: var(--transition);
}

.disc-card:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
}

.disc-icon {
    width: 48px;
    height: 48px;
    border-radius: var(--radius-sm);
    background: rgba(53, 115, 153, .1);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    flex-shrink: 0;
}

.disc-body h4 {
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 4px;
}

.disc-body p {
    font-size: 12px;
    color: var(--gray-500);
    line-height: 1.5;
    margin-bottom: 8px;
}

/* ===== DOWNLOAD GRID ===== */
.download-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
}

.dl-item {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 16px 20px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-sm);
    transition: var(--transition);
}

.dl-item:hover {
    border-color: var(--blue);
    background: rgba(53, 115, 153, .04);
}

.dl-item i {
    font-size: 24px;
    color: #dc3545;
    flex-shrink: 0;
}

.dl-item span {
    font-size: 13px;
    font-weight: 500;
    color: var(--primary);
    flex: 1;
}

.dl-item small {
    font-size: 11px;
    color: var(--gray-400);
    white-space: nowrap;
}

/* ===== PROCESS STEPS (Complaints) ===== */
.process-steps {
    margin: 16px 0;
}

.ps-step {
    display: flex;
    gap: 16px;
    padding: 14px 0;
    border-bottom: 1px solid var(--gray-100);
}

.ps-step:last-child {
    border-bottom: none;
}

.ps-num {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--blue);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    font-weight: 800;
    flex-shrink: 0;
}

.ps-step h4 {
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 2px;
}

.ps-step p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.5;
}

/* ===== ESCALATION INFO ===== */
.escalation-info {
    background: rgba(53, 115, 153, .08);
    border: 1px solid rgba(53, 115, 153, .2);
    border-radius: var(--radius-md);
    padding: 28px;
    max-width: 700px;
    margin: 0 auto;
}

.escalation-info h3 {
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 10px;
    color: var(--blue-dark);
}

.escalation-info p {
    font-size: 14px;
    color: var(--gray-600);
    line-height: 1.7;
    margin-bottom: 8px;
}

.escalation-info a {
    color: var(--blue-dark);
    font-weight: 600;
}

/* ===== FORM NOTE ===== */
.form-note {
    font-size: 11px;
    color: var(--gray-400);
    margin-bottom: 16px;
    display: flex;
    align-items: center;
    gap: 6px;
}

.form-note a {
    color: var(--blue-dark);
}

/* ===== LOCATION CARDS ===== */
.locations-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.location-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-md);
    padding: 28px;
    text-align: center;
    transition: var(--transition);
}

.location-card:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-md);
}

.lc-icon {
    font-size: 28px;
    color: var(--blue);
    margin-bottom: 14px;
}

.location-card h4 {
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 6px;
}

.location-card>p {
    font-size: 13px;
    color: var(--gray-500);
    margin-bottom: 6px;
}

.lc-hours {
    font-size: 12px;
    color: var(--gray-400);
    margin-bottom: 8px;
}

.lc-hours i {
    color: var(--blue);
    margin-right: 4px;
}

.lc-services {
    font-size: 11px;
    color: var(--blue-dark);
    font-weight: 600;
}

/* ===== THREE COL GRID ===== */
.products-grid.three-col {
    grid-template-columns: repeat(3, 1fr);
}

/* Service icon — hidden on desktop, shown as circle on mobile */
.svc-icon {
    display: none;
}

/* ===== SUB-PAGE RESPONSIVE ===== */
@media (max-width: 1024px) {

    .content-split,
    .content-split.reverse {
        flex-direction: column;
    }

    /* Reverse sections: put text before visual when stacked */
    .content-split.reverse .content-text {
        order: 1;
    }

    .content-split.reverse .content-visual {
        order: 2;
    }

    .content-visual {
        flex: auto;
        width: 100%;
        max-width: 400px;
    }

    .vm-grid {
        grid-template-columns: 1fr;
    }

    .values-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .team-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .disclosure-grid {
        grid-template-columns: 1fr;
    }

    .download-grid {
        grid-template-columns: 1fr;
    }

    .locations-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .products-grid.three-col {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .page-hero-content h1 {
        font-size: 26px;
    }

    .content-text h2 {
        font-size: 22px;
    }

    /* ── Service section icon circle (hidden on desktop) ── */
    .svc-icon {
        display: flex;
        align-items: center;
        justify-content: center;
        width: 52px;
        height: 52px;
        border-radius: 50%;
        background: rgba(17, 126, 181, 0.1);
        color: var(--blue);
        font-size: 22px;
        margin-bottom: 14px;
    }

    /* ── Content-split sections ── */
    .content-section {
        padding: 40px 0;
        border-bottom: 1px solid #f0f2f5;
    }

    .content-section:last-of-type {
        border-bottom: none;
    }

    .content-split {
        gap: 0;
        flex-direction: column;
    }

    /* Text block: full width, clean padding */
    .content-text {
        width: 100%;
        padding-bottom: 28px;
    }

    /* Hide feature check-list on mobile — keep it clean */
    .content-split .check-list {
        display: none;
    }

    /* ── Visual block: full width, centered ── */
    .content-visual {
        width: 100%;
        max-width: 100%;
        display: flex;
        justify-content: center;
        padding: 0 8px;
        box-sizing: border-box;
    }

    /* ── Phone mock: scale to fill nicely ── */
    .phone-mock {
        width: 72vw;
        max-width: 240px;
        height: auto;
        min-height: 380px;
        animation: none;
        flex-shrink: 0;
    }

    .pm-screen {
        border-radius: 24px;
    }

    /* ── Laptop showcase: full container width ── */
    .laptop-showcase {
        width: 100%;
        max-width: 100%;
    }

    .ls-body {
        height: 200px;
    }

    /* ── App Store / Play buttons: stacked ── */
    .dp-buttons {
        flex-direction: column;
        align-items: stretch;
        gap: 10px;
        margin-top: 16px;
    }

    .dp-buttons .store-btn {
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 8px;
        text-align: center;
    }

    /* ── Other page elements ── */
    .stat-card-grid {
        grid-template-columns: 1fr 1fr;
    }

    .values-grid {
        grid-template-columns: 1fr;
    }

    .team-grid {
        grid-template-columns: 1fr;
    }

    .news-list-item {
        flex-direction: column;
    }

    .nli-image {
        width: 100%;
        min-height: 160px;
    }

    .nli-body {
        padding: 20px;
    }

    .job-card {
        flex-direction: column;
        align-items: flex-start;
    }

    .locations-grid {
        grid-template-columns: 1fr;
    }

    .products-grid.three-col {
        grid-template-columns: 1fr;
    }

    .dv-card {
        width: 280px;
        height: 175px;
    }
}

@media (max-width: 480px) {
    .page-hero-content h1 {
        font-size: 22px;
    }

    .content-text h2 {
        font-size: 20px;
    }

    .content-section {
        padding: 32px 0;
    }

    .svc-icon {
        width: 44px;
        height: 44px;
        font-size: 18px;
    }

    /* Phone mock: a bit smaller on very narrow screens */
    .phone-mock {
        width: 68vw;
        max-width: 210px;
        min-height: 340px;
    }

    .pm-balance-card strong {
        font-size: 16px;
    }

    .pm-qa i {
        font-size: 13px;
    }

    /* Laptop sidebar narrower */
    .ls-sidebar {
        width: 88px;
    }

    .ls-nav-item {
        font-size: 10px;
        padding: 6px 8px;
    }

    .ls-body {
        height: 170px;
    }

    .dp-buttons .store-btn {
        font-size: 13px;
        padding: 10px 14px;
    }
}

/* ============================================================
   CARDS PAGE
   ============================================================ */

.cards-hero {
    background: linear-gradient(135deg, rgba(12, 39, 77, 0.95) 0%, rgba(17, 126, 181, 0.55) 60%, rgba(12, 39, 77, 0.85) 100%),
        url('assets/images/MPB Primary Pattern/4. JPG/Pattern3-A-100.jpg') center/cover no-repeat;
    padding: 80px 0 60px;
    position: relative;
    overflow: hidden;
}

.cards-hero-inner {
    display: flex;
    align-items: center;
    gap: 60px;
}

.cards-hero-text {
    flex: 1;
}

.cards-hero-text h1 {
    font-size: 44px;
    font-weight: 800;
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 16px;
    letter-spacing: -0.5px;
}

.cards-hero-text p {
    font-size: 15px;
    color: rgba(255, 255, 255, 0.75);
    line-height: 1.7;
    margin-bottom: 28px;
    max-width: 440px;
}

.cards-hero-visual {
    flex: 0 0 480px;
    display: flex;
    justify-content: center;
}

.cards-hero-card-img {
    width: 420px;
    border-radius: 14px;
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.4), 0 0 0 1px rgba(53, 115, 153, 0.2);
    transform: perspective(800px) rotateY(-6deg) rotateX(3deg);
    transition: transform 0.5s ease, box-shadow 0.5s ease;
}

.cards-hero-card-img:hover {
    transform: perspective(800px) rotateY(0deg) rotateX(0deg) scale(1.03);
    box-shadow: 0 40px 100px rgba(0, 0, 0, 0.5), 0 0 0 1px rgba(53, 115, 153, 0.35);
}

.cards-lineup-section {
    padding: 80px 0;
    background: var(--white);
}

.cards-tabs {
    display: flex;
    justify-content: center;
    gap: 8px;
    margin-bottom: 48px;
}

.card-tab {
    padding: 10px 28px;
    border-radius: 30px;
    border: 1px solid var(--gray-200);
    background: var(--white);
    color: var(--gray-600);
    font-size: 13px;
    font-weight: 600;
    cursor: pointer;
    transition: var(--transition);
}

.card-tab:hover {
    border-color: var(--blue);
    color: var(--blue);
}

.card-tab.active {
    background: var(--primary);
    color: var(--white);
    border-color: var(--primary);
}

.cards-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.card-product-tile {
    background: var(--white);
    border-radius: var(--radius-lg);
    border: 1px solid var(--gray-200);
    overflow: hidden;
    transition: var(--transition);
    opacity: 0;
    transform: translateY(30px);
}

.card-product-tile.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.card-product-tile:nth-child(1) {
    transition-delay: 0s;
}

.card-product-tile:nth-child(2) {
    transition-delay: 0.12s;
}

.card-product-tile:nth-child(3) {
    transition-delay: 0.24s;
}

.card-product-tile:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: var(--blue);
}

.cpt-image {
    background: linear-gradient(135deg, #EAF4FB, rgba(17, 126, 181, 0.08));
    padding: 36px 28px;
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 200px;
}

.cpt-image img {
    width: 100%;
    max-width: 300px;
    border-radius: 10px;
    box-shadow: 0 12px 40px rgba(12, 39, 77, 0.15);
    transition: transform 0.4s ease;
}

.card-product-tile:hover .cpt-image img {
    transform: scale(1.04) translateY(-4px);
}

.cpt-body {
    padding: 24px;
}

.cpt-body h3 {
    font-size: 18px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}

.cpt-body p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
    margin-bottom: 18px;
    display: -webkit-box;
    -webkit-line-clamp: 3;
    -webkit-box-orient: vertical;
    overflow: hidden;
}

.cpt-badge {
    display: inline-block;
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    padding: 4px 14px;
    border-radius: 20px;
    margin-bottom: 10px;
}

.tier-primary {
    background: rgba(12, 39, 77, 0.07);
    color: var(--primary);
    border: 1px solid rgba(12, 39, 77, 0.15);
}

.tier-gold {
    background: rgba(53, 115, 153, 0.15);
    color: var(--blue-dark);
    border: 1px solid rgba(53, 115, 153, 0.35);
}

.tier-platinum {
    background: linear-gradient(135deg, rgba(12, 39, 77, 0.06), rgba(53, 115, 153, 0.12));
    color: var(--primary);
    border: 1px solid rgba(53, 115, 153, 0.3);
}

.btn-full {
    width: 100%;
    justify-content: center;
    text-align: center;
}

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(24px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.cards-featured-section {
    padding: 60px 0;
    background: var(--cream-dark);
}

.featured-card-banner {
    display: flex;
    align-items: center;
    gap: 48px;
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: 40px;
    border: 1px solid var(--gray-200);
    box-shadow: var(--shadow-md);
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.featured-card-banner.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.fcb-visual {
    flex: 0 0 320px;
    display: flex;
    justify-content: center;
}

.fcb-card-img {
    width: 280px;
    border-radius: 12px;
    box-shadow: 0 16px 50px rgba(12, 39, 77, 0.18);
    transition: transform 0.4s ease;
}

.fcb-visual:hover .fcb-card-img {
    transform: scale(1.05) translateY(-6px);
}

.fcb-content {
    flex: 1;
}

.fcb-content h3 {
    font-size: 26px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 10px;
}

.fcb-content p {
    font-size: 15px;
    color: var(--gray-500);
    line-height: 1.7;
    margin-bottom: 22px;
}

.cards-benefits-section {
    padding: 80px 0;
    background: var(--white);
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.benefit-card {
    text-align: center;
    padding: 32px 20px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--gray-200);
    background: var(--white);
    transition: var(--transition);
    opacity: 0;
    transform: translateY(20px);
}

.benefit-card.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.benefit-card:nth-child(1) {
    transition-delay: 0s;
}

.benefit-card:nth-child(2) {
    transition-delay: 0.08s;
}

.benefit-card:nth-child(3) {
    transition-delay: 0.16s;
}

.benefit-card:nth-child(4) {
    transition-delay: 0.24s;
}

.benefit-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

.benefit-icon {
    width: 64px;
    height: 64px;
    border-radius: 50%;
    background: rgba(12, 39, 77, 0.07);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin: 0 auto 18px;
    transition: var(--transition);
}

.benefit-icon.gold-icon {
    background: rgba(53, 115, 153, 0.15);
    color: var(--blue);
}

.benefit-icon.plat-icon {
    background: linear-gradient(135deg, rgba(12, 39, 77, 0.08), rgba(53, 115, 153, 0.15));
    color: var(--blue-dark);
}

.benefit-card:hover .benefit-icon {
    background: var(--blue);
    color: var(--white);
    transform: scale(1.1);
}

.benefit-card h4 {
    font-size: 16px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}

.benefit-card p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
    margin-bottom: 14px;
}

.benefit-link {
    font-size: 13px;
    font-weight: 600;
    color: var(--blue);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.benefit-link:hover {
    color: var(--primary);
    gap: 10px;
}

.cards-digital-section {
    padding: 80px 0;
    position: relative;
    overflow: hidden;
    background: var(--cream-dark);
}

.cards-digital-bg {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 50%;
    background: linear-gradient(135deg, rgba(12, 39, 77, 0.95), rgba(17, 126, 181, 0.7));
}

.cards-digital-top {
    position: relative;
    z-index: 2;
    text-align: center;
    margin-bottom: 48px;
}

.cards-digital-top h2 {
    font-size: 32px;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 12px;
}

.cards-digital-top p {
    font-size: 15px;
    color: rgba(255, 255, 255, 0.75);
    max-width: 560px;
    margin: 0 auto;
    line-height: 1.7;
}

.cards-digital-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    position: relative;
    z-index: 2;
}

.cd-feature {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 32px 24px;
    text-align: center;
    border: 1px solid var(--gray-200);
    box-shadow: var(--shadow-md);
    transition: var(--transition);
    opacity: 0;
    transform: translateY(20px);
}

.cd-feature.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.cd-feature:nth-child(1) {
    transition-delay: 0s;
}

.cd-feature:nth-child(2) {
    transition-delay: 0.1s;
}

.cd-feature:nth-child(3) {
    transition-delay: 0.2s;
}

.cd-feature:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-xl);
    border-color: var(--blue);
}

.cd-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: rgba(17, 126, 181, 0.12);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin: 0 auto 16px;
    transition: var(--transition);
}

.cd-feature:hover .cd-icon {
    background: var(--blue);
    color: var(--white);
}

.cd-feature h4 {
    font-size: 16px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}

.cd-feature p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
}

.cards-compare-section {
    padding: 80px 0;
    background: var(--white);
}

.compare-table-wrap {
    overflow-x: auto;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    background: var(--white);
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.compare-table-wrap.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.compare-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 14px;
}

.compare-table thead tr {
    background: var(--primary);
}

.compare-table th {
    padding: 20px 24px;
    text-align: center;
    color: var(--white);
    font-weight: 700;
    font-size: 14px;
    letter-spacing: 0.5px;
}

.compare-table th:first-child {
    text-align: left;
    color: rgba(255, 255, 255, 0.65);
    font-weight: 500;
}

.compare-table th.th-primary {
    color: rgba(255, 255, 255, 0.9);
}

.compare-table th.th-gold {
    color: var(--blue);
}

.compare-table th.th-platinum {
    color: var(--blue-light);
}

.compare-table tbody tr {
    border-bottom: 1px solid var(--gray-200);
    transition: background 0.2s ease;
}

.compare-table tbody tr:last-child {
    border-bottom: none;
}

.compare-table tbody tr:hover {
    background: rgba(17, 126, 181, 0.04);
}

.compare-table td {
    padding: 16px 24px;
    text-align: center;
    color: var(--gray-600);
    font-size: 13.5px;
}

.compare-table td:first-child {
    text-align: left;
    font-weight: 600;
    color: var(--primary);
}

.val-highlight {
    display: inline-block;
    background: rgba(17, 126, 181, 0.1);
    color: var(--blue);
    font-weight: 700;
    padding: 3px 12px;
    border-radius: 12px;
    font-size: 12px;
}

.val-check {
    color: var(--blue);
    font-weight: 700;
    font-size: 16px;
}

.cards-security-section {
    padding: 80px 0;
    background: var(--primary);
    color: var(--white);
    position: relative;
    overflow: hidden;
}

.cards-security-section::before {
    content: '';
    position: absolute;
    top: -100px;
    right: -100px;
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(17, 126, 181, 0.15) 0%, transparent 70%);
    pointer-events: none;
}

.security-features-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.sec-feature {
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-lg);
    padding: 32px 24px;
    text-align: center;
    transition: var(--transition);
    opacity: 0;
    transform: translateY(30px);
}

.sec-feature.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.sec-feature:nth-child(1) {
    transition-delay: 0s;
}

.sec-feature:nth-child(2) {
    transition-delay: 0.1s;
}

.sec-feature:nth-child(3) {
    transition-delay: 0.2s;
}

.sec-feature:nth-child(4) {
    transition-delay: 0.3s;
}

.sec-feature:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(17, 126, 181, 0.4);
    transform: translateY(-6px);
}

.sec-feature-icon {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: rgba(17, 126, 181, 0.2);
    color: #7dcbf0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    margin: 0 auto 18px;
    transition: var(--transition);
}

.sec-feature:hover .sec-feature-icon {
    background: var(--blue);
    color: var(--white);
    transform: scale(1.1);
}

.sec-feature h3 {
    font-size: 15px;
    font-weight: 700;
    margin-bottom: 8px;
    color: var(--white);
}

.sec-feature p {
    font-size: 13px;
    color: rgba(255, 255, 255, 0.6);
    line-height: 1.6;
}

.cards-services-section {
    padding: 80px 0;
    background: var(--cream-dark);
}

.cards-services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.cs-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    border: 1px solid var(--gray-200);
    transition: var(--transition);
    opacity: 0;
    transform: translateY(20px);
}

.cs-card.animate-in {
    opacity: 1;
    transform: translateY(0);
}

.cs-card:nth-child(1) {
    transition-delay: 0s;
}

.cs-card:nth-child(2) {
    transition-delay: 0.1s;
}

.cs-card:nth-child(3) {
    transition-delay: 0.2s;
}

.cs-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

.cs-img-wrap {
    background: linear-gradient(135deg, #EAF4FB, rgba(17, 126, 181, 0.07));
    padding: 28px;
    display: flex;
    justify-content: center;
}

.cs-img-wrap img {
    width: 100%;
    max-width: 260px;
    border-radius: 10px;
    box-shadow: 0 8px 30px rgba(12, 39, 77, 0.1);
    transition: transform 0.4s ease;
}

.cs-card:hover .cs-img-wrap img {
    transform: scale(1.04);
}

.cs-info {
    padding: 24px;
}

.cs-info h4 {
    font-size: 17px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}

.cs-info p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
}

.cards-cta-section {
    padding: 80px 0;
    background: var(--white);
}

.cards-cta-inner {
    text-align: center;
    background: var(--cream-dark);
    border-radius: var(--radius-xl);
    padding: 60px 40px;
    border: 1px solid var(--gray-200);
    position: relative;
    overflow: hidden;
}

.cards-cta-inner::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--primary), var(--blue));
}

.cards-cta-inner h2 {
    font-size: 30px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 12px;
}

.cards-cta-inner p {
    font-size: 15px;
    color: var(--gray-500);
    line-height: 1.7;
    max-width: 520px;
    margin: 0 auto 28px;
}

.cards-cta-inner .cta-group {
    display: flex;
    justify-content: center;
    gap: 14px;
    flex-wrap: wrap;
}

@media (max-width: 1024px) {
    .cards-hero-inner {
        gap: 40px;
    }

    .cards-hero-visual {
        flex: 0 0 380px;
    }

    .cards-hero-card-img {
        width: 340px;
    }

    .cards-hero-text h1 {
        font-size: 36px;
    }

    .cards-grid {
        gap: 20px;
    }

    .benefits-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .security-features-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .cards-digital-grid {
        gap: 20px;
    }
}

@media (max-width: 768px) {
    .cards-hero {
        padding: 60px 0 50px;
    }

    .cards-hero-inner {
        flex-direction: column;
        text-align: center;
        gap: 36px;
    }

    .cards-hero-visual {
        flex: none;
    }

    .cards-hero-card-img {
        width: 300px;
        transform: none;
    }

    .cards-hero-text h1 {
        font-size: 30px;
    }

    .cards-hero-text p {
        margin: 0 auto 24px;
    }

    .cards-lineup-section {
        padding: 60px 0;
    }

    .cards-tabs {
        flex-wrap: wrap;
        justify-content: center;
    }

    .cards-grid {
        grid-template-columns: 1fr;
        max-width: 380px;
        margin: 0 auto;
    }

    .cpt-image {
        min-height: 160px;
        padding: 24px 20px;
    }

    .featured-card-banner {
        flex-direction: column;
        text-align: center;
        padding: 28px;
    }

    .fcb-visual {
        flex: none;
    }

    .fcb-card-img {
        width: 240px;
    }

    .benefits-grid {
        grid-template-columns: 1fr 1fr;
        gap: 16px;
    }

    .cards-digital-grid {
        grid-template-columns: 1fr;
        max-width: 400px;
        margin: 0 auto;
    }

    .cards-digital-bg {
        height: 40%;
    }

    .cards-digital-top h2 {
        font-size: 26px;
    }

    .cards-compare-section {
        padding: 60px 0;
    }

    .compare-table th,
    .compare-table td {
        padding: 12px 14px;
        font-size: 12px;
    }

    .cards-security-section {
        padding: 60px 0;
    }

    .security-features-grid {
        grid-template-columns: 1fr 1fr;
        gap: 16px;
    }

    .cards-services-grid {
        grid-template-columns: 1fr;
        max-width: 380px;
        margin: 0 auto;
    }

    .cards-cta-inner {
        padding: 40px 24px;
    }

    .cards-cta-inner h2 {
        font-size: 24px;
    }
}

@media (max-width: 480px) {
    .cards-hero-card-img {
        width: 260px;
    }

    .cards-hero-text h1 {
        font-size: 26px;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
    }

    .security-features-grid {
        grid-template-columns: 1fr;
    }

    .compare-table th,
    .compare-table td {
        padding: 10px 8px;
        font-size: 11px;
    }
}

/* ============================================================
   CURRENT ACCOUNT PAGE — new design
   ============================================================ */

.ca-in {
    opacity: 1 !important;
    transform: translateY(0) !important;
}

.ca-benefit-card,
.ca-product-card,
.ca-faq-item,
.ca-benefits-feature,
.ca-conditions-card,
.ca-side-card,
.ca-app-inner {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity .6s ease, transform .6s ease;
}

/* ----- Hero ----- */
.ca-hero {
    padding: 0;
    background: var(--white);
}

.ca-hero-wrap {
    position: relative;
    height: 540px;
    border-radius: 0 0 32px 32px;
    overflow: hidden;
    margin: 0;
}

.ca-hero-bg {
    position: absolute;
    inset: 0;
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.ca-hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(12, 39, 77, .72) 0%, rgba(12, 39, 77, .45) 45%, rgba(12, 39, 77, 0) 75%);
}

.ca-hero-inner {
    position: relative;
    z-index: 2;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    padding-top: 60px;
    text-align: center;
}

.ca-hero-text {
    max-width: 720px;
    color: var(--white);
    margin: 0 auto;
    text-align: center;
}

/* Hero text entrance — badge, h1, paragraphs, button each fade-up with stagger. */
.ca-hero-text > * {
    opacity: 0;
    transform: translateY(28px);
    animation: caHeroFadeUp 0.95s cubic-bezier(0.22, 1, 0.36, 1) forwards;
}
.ca-hero-text > *:nth-child(1) { animation-delay: 0.10s; }
.ca-hero-text > *:nth-child(2) { animation-delay: 0.30s; }
.ca-hero-text > *:nth-child(3) { animation-delay: 0.50s; }
.ca-hero-text > *:nth-child(4) { animation-delay: 0.70s; }
.ca-hero-text > *:nth-child(5) { animation-delay: 0.90s; }
@keyframes caHeroFadeUp {
    to { opacity: 1; transform: none; }
}

.ca-hero-text p {
    margin-left: auto;
    margin-right: auto;
}

.ca-hero-badge {
    display: inline-block;
    font-size: 12px;
    font-weight: 500;
    color: rgba(255, 255, 255, .85);
    margin-bottom: 18px;
    letter-spacing: .3px;
}

.ca-hero-text h1 {
    font-size: 52px;
    font-weight: 800;
    line-height: 1.08;
    margin-bottom: 20px;
    color: var(--white);
    letter-spacing: -1px;
}

.ca-hero-text p {
    font-size: 14.5px;
    line-height: 1.7;
    color: rgba(255, 255, 255, .85);
    margin-bottom: 14px;
    max-width: 460px;
}

.ca-hero-text p:last-of-type {
    margin-bottom: 28px;
}

.btn-blue-pill {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 13px 26px;
    border-radius: 999px;
    background: var(--blue);
    color: var(--white);
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: all .25s ease;
    box-shadow: 0 8px 22px rgba(17, 126, 181, .35);
}

.btn-blue-pill:hover {
    background: #0e6da0;
    transform: translateY(-2px);
    box-shadow: 0 12px 28px rgba(17, 126, 181, .45);
}

/* ----- Benefits section ----- */
.ca-benefits {
    padding: 70px 0;
    background: var(--white);
}

.ca-benefits-grid {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 28px;
    align-items: stretch;
}

.ca-benefits-feature {
    background: url('/assets/images/cards/beach.jpg') center center / cover no-repeat;
    border-radius: 20px;
    padding: 40px 28px;
    color: var(--white);
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    min-height: 420px;
    position: relative;
    overflow: hidden;
}

.ca-benefits-feature::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(12, 39, 77, .85) 0%, rgba(12, 39, 77, .3) 50%, transparent 100%);
}

.ca-feat-logo {
    display: flex;
    justify-content: center;
    padding: 28px 0 20px;
}

.ca-feat-logo img {
    width: 130px;
    height: auto;
    filter: brightness(0) invert(1);
    opacity: .95;
}

.ca-benefits-feature h3 {
    font-size: 30px;
    font-weight: 800;
    color: var(--white);
    line-height: 1.15;
    margin: 0;
    letter-spacing: -.5px;
    position: relative;
    z-index: 2;
}

.ca-benefits-items {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.ca-benefit-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: 16px;
    padding: 26px 24px;
    transition: all .3s ease, opacity .6s ease, transform .6s ease;
}

.ca-benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(12, 39, 77, .1);
    border-color: rgba(17, 126, 181, .3);
}

.ca-benefit-icon {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: rgba(17, 126, 181, .12);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 17px;
    margin-bottom: 16px;
}

.ca-benefit-card h4 {
    font-size: 16px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
    line-height: 1.3;
}

.ca-benefit-card p {
    font-size: 13px;
    color: var(--gray-500);
    line-height: 1.6;
    margin: 0;
}

/* ----- About section ----- */
.ca-about {
    padding: 80px 0;
    background: #EAF4FB;
}

.ca-about-title {
    text-align: center;
    font-size: 36px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 48px;
    letter-spacing: -.5px;
}

.ca-about-grid {
    display: grid;
    grid-template-columns: 1.3fr 1fr;
    gap: 24px;
    align-items: start;
}

.ca-conditions-card,
.ca-side-card {
    background: var(--white);
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 6px 20px rgba(12, 39, 77, .06);
    transition: all .3s ease, opacity .6s ease, transform .6s ease;
}

.ca-card-head {
    background: var(--primary);
    padding: 16px 20px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 10px;
}

.ca-card-head-title {
    color: var(--white);
    font-size: 14px;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 10px;
    letter-spacing: .3px;
}

.ca-card-head-title i {
    color: var(--blue);
    font-size: 13px;
}

.ca-table-wrap {
    padding: 0;
    overflow-x: auto;
}

.ca-conditions-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 13px;
}

.ca-conditions-table thead tr {
    background: var(--primary);
}

.ca-th-label {
    width: 44%;
    padding: 14px 16px;
    color: var(--white);
    font-size: 14px;
    font-weight: 700;
    letter-spacing: .3px;
}

.ca-th-label i {
    color: var(--blue);
    margin-right: 8px;
    font-size: 13px;
}

.ca-th-currency {
    text-align: center;
    font-size: 12px;
    font-weight: 700;
    color: var(--white);
    padding: 12px 10px;
    letter-spacing: .4px;
    white-space: nowrap;
}

.ca-th-currency .ca-flag {
    font-size: 16px;
    display: inline;
    margin-right: 5px;
    vertical-align: middle;
}

.ca-conditions-table tbody tr {
    border-bottom: 1px solid var(--gray-100);
}

.ca-conditions-table tbody tr:last-child {
    border-bottom: none;
}

.ca-conditions-table tbody td {
    padding: 11px 14px;
    font-size: 13px;
    vertical-align: middle;
}

.ca-row-label {
    font-weight: 500;
    color: var(--blue);
    font-size: 13px;
}

.ca-conditions-table tbody td:not(.ca-row-label) {
    color: var(--primary);
    font-weight: 700;
    text-align: center;
    font-size: 12.5px;
}

/* Side cards body */
.ca-side-cards {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.ca-side-body {
    padding: 8px 4px;
}

.ca-side-item {
    display: flex;
    gap: 14px;
    padding: 12px 20px;
    align-items: flex-start;
}

.ca-side-item-icon {
    flex: 0 0 36px;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: rgba(17, 126, 181, .12);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
}

.ca-side-item h5 {
    font-size: 13.5px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 3px;
}

.ca-side-item p {
    font-size: 12.5px;
    color: var(--gray-500);
    line-height: 1.55;
    margin: 0;
}

.ca-req-row {
    padding: 12px 20px;
}

.ca-req-label {
    font-size: 13px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}

.ca-req-list {
    list-style: disc;
    padding-left: 18px;
    margin: 0;
}

.ca-req-list li {
    font-size: 12.5px;
    color: var(--gray-600);
    line-height: 1.7;
}

.ca-req-note {
    font-size: 11.5px;
    color: var(--gray-500);
    padding: 12px 20px 16px;
    font-style: italic;
    line-height: 1.55;
    margin: 0;
    border-top: 1px solid var(--gray-100);
}

/* ----- FAQ ----- */
.ca-faq {
    padding: 80px 0;
    background: var(--white);
}

.ca-faq-grid {
    display: grid;
    grid-template-columns: 1fr 1.4fr;
    gap: 48px;
    align-items: start;
}

.ca-faq-title {
    font-size: 32px;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.15;
    letter-spacing: -.5px;
}

.ca-faq-list {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.ca-faq-item {
    border-radius: 999px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    transition: all .3s ease, opacity .6s ease, transform .6s ease;
    overflow: hidden;
}

.ca-faq-item.open {
    border-radius: 22px;
    background: #EAF4FB;
    border-color: transparent;
}

.ca-faq-q {
    width: 100%;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    padding: 16px 26px;
    background: transparent;
    border: none;
    text-align: left;
    cursor: pointer;
    font-family: inherit;
    font-size: 14.5px;
    font-weight: 600;
    color: var(--primary);
}

.ca-faq-icon {
    width: 26px;
    height: 26px;
    flex: 0 0 26px;
    border-radius: 50%;
    background: var(--gray-100);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 11px;
    color: var(--gray-600);
    transition: all .25s ease;
}

.ca-faq-item.open .ca-faq-icon {
    background: var(--blue);
    color: var(--white);
}

.ca-faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height .35s ease;
}

.ca-faq-item.open .ca-faq-a {
    max-height: 300px;
}

.ca-faq-a p {
    padding: 0 26px 18px;
    font-size: 13.5px;
    color: var(--gray-600);
    line-height: 1.65;
    margin: 0;
}

/* ----- More Products ----- */
.ca-more-products {
    padding: 70px 0;
    background: #F5F5F5;
}

.ca-more-title {
    text-align: center;
    font-size: 32px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 40px;
    letter-spacing: -.5px;
}

.ca-products-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.ca-product-card {
    background: var(--white);
    border-radius: 18px;
    padding: 28px 26px;
    border: 1px solid var(--gray-200);
    display: flex;
    flex-direction: column;
    transition: all .3s ease, opacity .6s ease, transform .6s ease;
}

.ca-product-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 14px 34px rgba(12, 39, 77, .1);
    border-color: rgba(17, 126, 181, .3);
}

.ca-product-card.highlighted {
    border-color: rgba(17, 126, 181, .35);
    box-shadow: 0 10px 30px rgba(17, 126, 181, .12);
}

.ca-product-head {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 20px;
}

.ca-product-head h3 {
    font-size: 18px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 4px;
    line-height: 1.25;
}

.ca-product-head p {
    font-size: 12.5px;
    color: var(--gray-500);
    margin: 0;
    line-height: 1.45;
}

.ca-product-ico {
    width: 40px;
    height: 40px;
    border-radius: 12px;
    background: rgba(17, 126, 181, .12);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    flex: 0 0 40px;
}

.ca-product-list {
    list-style: none;
    padding: 0;
    margin: 0 0 22px;
    flex: 1;
}

.ca-product-list li {
    font-size: 13px;
    color: var(--gray-600);
    padding: 7px 0;
    display: flex;
    align-items: center;
    gap: 10px;
    line-height: 1.4;
}

.ca-product-list li i {
    color: var(--blue);
    font-size: 14px;
}

.ca-product-cta {
    display: block;
    text-align: center;
    padding: 11px 18px;
    border-radius: 999px;
    background: #EAF4FB;
    color: var(--primary);
    font-size: 13.5px;
    font-weight: 600;
    text-decoration: none;
    transition: all .25s ease;
    margin-top: auto;
}

.ca-product-cta:hover {
    background: #d4e9f5;
}

.ca-product-cta.filled {
    background: var(--blue);
    color: var(--white);
    box-shadow: 0 8px 22px rgba(17, 126, 181, .3);
}

.ca-product-cta.filled:hover {
    background: var(--blue-dark);
}

/* ----- Mobile App Banner ----- */
.ca-app-banner {
    padding: 70px 0;
    background: var(--white);
}

.ca-app-inner {
    position: relative;
    background: #EAF4FB;
    border-radius: 22px;
    padding: 42px 48px;
    display: grid;
    grid-template-columns: 1.3fr 1fr;
    gap: 32px;
    align-items: center;
    overflow: hidden;
}

.ca-app-pattern {
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 95% 15%, rgba(17, 126, 181, .1) 0%, transparent 40%),
        radial-gradient(circle at 80% 85%, rgba(17, 126, 181, .08) 0%, transparent 40%);
    pointer-events: none;
}

.ca-app-content {
    position: relative;
    z-index: 2;
}

.ca-app-content h2 {
    font-size: 28px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 12px;
    letter-spacing: -.5px;
}

.ca-app-content p {
    font-size: 13.5px;
    color: var(--gray-600);
    line-height: 1.6;
    margin-bottom: 24px;
}

.ca-app-row {
    display: flex;
    align-items: center;
    gap: 22px;
}

.ca-app-qr {
    position: relative;
    width: 90px;
    height: 90px;
    border-radius: 12px;
    background: var(--white);
    padding: 8px;
    box-shadow: 0 4px 14px rgba(12, 39, 77, .08);
    display: flex;
    align-items: center;
    justify-content: center;
}

.ca-app-qr img {
    width: 100%;
    height: 100%;
    object-fit: contain;
}

.ca-app-qr-fallback {
    position: absolute;
    inset: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 58px;
    color: var(--primary);
    z-index: -1;
}

.ca-app-qr-label {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.ca-app-qr-label>span {
    font-size: 13px;
    color: var(--gray-600);
    font-weight: 500;
}

.ca-app-badges {
    display: flex;
    gap: 10px;
}

.ca-app-badge {
    width: 40px;
    height: 40px;
    border-radius: 10px;
    background: var(--white);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    text-decoration: none;
    box-shadow: 0 4px 12px rgba(12, 39, 77, .08);
    transition: all .2s ease;
}

.ca-app-badge:hover {
    transform: translateY(-2px);
    color: var(--blue);
    box-shadow: 0 8px 18px rgba(12, 39, 77, .15);
}

.ca-app-visual {
    position: relative;
    z-index: 2;
    text-align: right;
}

.ca-app-visual img {
    max-width: 280px;
    width: 100%;
    height: auto;
}

/* ----- Responsive ----- */
@media (max-width: 1024px) {
    .ca-hero-wrap {
        height: 480px;
    }

    .ca-hero-text h1 {
        font-size: 40px;
    }

    .ca-benefits-grid {
        grid-template-columns: 1fr;
    }

    .ca-benefits-feature {
        min-height: auto;
        padding: 32px 28px;
        flex-direction: row;
        align-items: center;
        gap: 28px;
    }

    .ca-feat-logo {
        padding: 0;
    }

    .ca-about-grid {
        grid-template-columns: 1fr;
    }

    .ca-faq-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .ca-products-grid {
        grid-template-columns: 1fr 1fr;
    }

    .ca-app-inner {
        padding: 32px;
    }

    .ca-app-content h2 {
        font-size: 24px;
    }

    .ca-app-visual img {
        max-width: 220px;
    }
}

@media (max-width: 768px) {
    .ca-hero {
        padding: 0;
    }

    .ca-hero-wrap {
        height: auto;
        min-height: 480px;
        border-radius: 0;
    }

    .ca-hero-bg {
        background-position: 70% center;
    }

    .ca-hero-overlay {
        background: linear-gradient(180deg, rgba(10, 30, 60, 0.55) 0%, rgba(10, 30, 60, 0.85) 100%);
    }

    .ca-hero-inner {
        padding: 40px 20px 36px;
        align-items: stretch;
        display: flex;
    }

    .ca-hero-text {
        max-width: 100%;
        width: 100%;
    }

    .ca-hero-badge {
        font-size: 11px;
        margin-bottom: 14px;
    }

    .ca-hero-text h1 {
        font-size: 30px;
        line-height: 1.15;
        margin-bottom: 16px;
    }

    .ca-hero-text h1 br {
        display: none;
    }

    .ca-hero-text p {
        font-size: 13.5px;
        line-height: 1.65;
        max-width: 100%;
        margin-bottom: 12px;
    }

    .ca-hero-text p:last-of-type {
        margin-bottom: 22px;
    }

    .ca-hero-text .btn-blue-pill {
        display: inline-flex;
        align-items: center;
        gap: 8px;
    }

    .ca-benefits {
        padding: 44px 0;
    }

    .ca-benefits-feature {
        flex-direction: column;
        align-items: flex-start;
        padding: 32px 24px;
    }

    .ca-feat-logo {
        padding: 0 0 18px;
        justify-content: flex-start;
    }

    .ca-benefits-feature h3 {
        font-size: 24px;
    }

    .ca-benefits-items {
        grid-template-columns: 1fr;
        gap: 14px;
    }

    .ca-about {
        padding: 48px 0;
    }

    .ca-about-title {
        font-size: 26px;
        margin-bottom: 28px;
    }

    .ca-conditions-table tbody td {
        padding: 9px 8px;
        font-size: 11.5px;
    }

    .ca-th-currency {
        font-size: 10px;
        padding: 8px 6px;
    }

    .ca-th-currency .ca-flag {
        font-size: 15px;
    }

    .ca-row-label {
        font-size: 11.5px;
    }

    .ca-faq {
        padding: 48px 0;
    }

    .ca-faq-title {
        font-size: 24px;
    }

    .ca-faq-q {
        padding: 14px 20px;
        font-size: 13.5px;
    }

    .ca-faq-a p {
        padding: 0 20px 14px;
        font-size: 12.5px;
    }

    .ca-more-products {
        padding: 48px 0;
    }

    .ca-more-title {
        font-size: 24px;
    }

    .ca-products-grid {
        grid-template-columns: 1fr;
    }

    .ca-app-banner {
        padding: 48px 0;
    }

    .ca-app-inner {
        grid-template-columns: 1fr;
        padding: 28px;
    }

    .ca-app-content h2 {
        font-size: 22px;
    }

    .ca-app-row {
        flex-wrap: wrap;
    }

    .ca-app-visual {
        text-align: center;
    }

    .ca-app-visual img {
        max-width: 200px;
    }
}

/* ============================================================
   CONTACT PAGE
   ============================================================ */

/* Hero */
.ct-hero {
    position: relative;
    background: #EBF4FB;
    padding: 80px 0 60px;
    overflow: hidden;
    min-height: 560px;
}

.ct-pattern {
    position: absolute;
    left: -60px;
    top: 50%;
    transform: translateY(-50%);
    width: 480px;
    height: auto;
    opacity: 0.18;
    pointer-events: none;
    user-select: none;
}

.ct-hero-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.ct-text {
    margin-bottom: 32px;
}

.ct-text h1 {
    font-size: 48px;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.1;
    margin-bottom: 14px;
    letter-spacing: -1px;
}

.ct-text p {
    font-size: 15px;
    color: var(--gray-600);
    max-width: 360px;
    line-height: 1.6;
    margin-bottom: 24px;
}

/* Info card */
.ct-info-card {
    background: var(--white);
    border-radius: 16px;
    padding: 24px 28px;
    box-shadow: 0 4px 24px rgba(12, 39, 77, .08);
    display: flex;
    flex-direction: column;
    gap: 0;
}

.ct-info-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    padding-bottom: 16px;
}

.ct-info-divider {
    height: 1px;
    background: var(--gray-100);
    margin: 14px 0;
}

.ct-info-item {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.ct-info-label {
    font-size: 11px;
    font-weight: 700;
    color: var(--gray-500);
    text-transform: uppercase;
    letter-spacing: .6px;
}

.ct-info-value {
    font-size: 15px;
    font-weight: 700;
    color: var(--blue);
    text-decoration: none;
}

.ct-info-value:hover {
    text-decoration: underline;
}

.ct-info-body {
    font-size: 13.5px;
    color: var(--primary);
    font-weight: 500;
    line-height: 1.5;
}

/* Branch card */
.ct-branch-card {
    position: relative;
    border-radius: 20px;
    overflow: hidden;
    height: 440px;
    box-shadow: 0 8px 40px rgba(12, 39, 77, .18);
    display: flex;
    flex-direction: column;
}

.ct-branch-label {
    position: absolute;
    top: 16px;
    left: 16px;
    z-index: 3;
    background: rgba(12, 39, 77, .75);
    color: var(--white);
    font-size: 13px;
    font-weight: 700;
    padding: 8px 14px;
    border-radius: 999px;
    display: flex;
    align-items: center;
    gap: 8px;
    backdrop-filter: blur(6px);
}

.ct-branch-bg {
    flex: 1;
    background-size: cover;
    background-position: center;
}

.ct-branch-footer {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    background: linear-gradient(to top, rgba(12, 39, 77, .9) 0%, transparent 100%);
    padding: 60px 20px 20px;
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 12px;
}

.ct-branch-footer p {
    color: var(--white);
    font-size: 13px;
    line-height: 1.4;
    flex: 1;
    margin: 0;
}

.ct-branch-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--white);
    color: var(--primary);
    font-size: 13px;
    font-weight: 700;
    padding: 10px 18px;
    border-radius: 999px;
    text-decoration: none;
    white-space: nowrap;
    transition: background .2s, color .2s;
}

.ct-branch-btn:hover {
    background: var(--blue);
    color: var(--white);
}

/* Form section */
.ct-form-section {
    padding: 80px 0;
    background: var(--white);
}

.ct-form-inner {
    max-width: 860px;
    margin: 0 auto;
}

.ct-form-header {
    text-align: center;
    margin-bottom: 40px;
}

.ct-form-header h2 {
    font-size: 32px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 8px;
}

.ct-form-header p {
    color: var(--gray-600);
    font-size: 15px;
}

.ct-form-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.ct-form-full {
    grid-column: 1 / -1;
}

.ct-form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
}

.ct-form-group label {
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
}

.ct-form-group input,
.ct-form-group select,
.ct-form-group textarea {
    border: 1.5px solid var(--gray-200);
    border-radius: 10px;
    padding: 12px 16px;
    font-size: 14px;
    color: var(--primary);
    font-family: inherit;
    transition: border-color .2s, box-shadow .2s;
    background: var(--white);
    outline: none;
}

.ct-form-group input:focus,
.ct-form-group select:focus,
.ct-form-group textarea:focus {
    border-color: var(--blue);
    box-shadow: 0 0 0 3px rgba(17, 126, 181, .1);
}

.ct-form-group textarea {
    resize: vertical;
}

.ct-form-note {
    font-size: 12px;
    color: var(--gray-500);
    display: flex;
    align-items: flex-start;
    gap: 6px;
}

.ct-form-note a {
    color: var(--blue);
}

.ct-submit-btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--blue);
    color: var(--white);
    font-size: 15px;
    font-weight: 700;
    padding: 14px 36px;
    border-radius: 999px;
    border: none;
    cursor: pointer;
    margin-top: 24px;
    transition: background .2s, transform .2s;
    font-family: inherit;
}

.ct-submit-btn:hover {
    background: var(--blue-dark);
    transform: translateY(-2px);
}

/* Locations */
.ct-locations {
    padding: 80px 0;
    background: #EBF4FB;
}

.ct-locations-header {
    text-align: center;
    margin-bottom: 40px;
}

.ct-locations-header h2 {
    font-size: 32px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 8px;
}

.ct-locations-header p {
    color: var(--gray-600);
    font-size: 15px;
}

.ct-loc-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.ct-loc-card {
    background: var(--white);
    border-radius: 16px;
    padding: 28px 24px;
    box-shadow: 0 2px 16px rgba(12, 39, 77, .06);
}

.ct-loc-icon {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: rgba(17, 126, 181, .1);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    margin-bottom: 16px;
}

.ct-loc-card h4 {
    font-size: 15px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 6px;
}

.ct-loc-card p {
    font-size: 13px;
    color: var(--gray-600);
    margin-bottom: 6px;
}

.ct-loc-hours {
    font-size: 12px;
    color: var(--blue);
    font-weight: 600;
    display: flex;
    gap: 6px;
    align-items: center;
}

.ct-loc-badge {
    display: inline-block;
    margin-top: 10px;
    background: rgba(17, 126, 181, .08);
    color: var(--blue);
    font-size: 11px;
    font-weight: 600;
    padding: 4px 12px;
    border-radius: 999px;
}

/* ============================================================
   FOOTER — new design
   ============================================================ */
.main-footer {
    position: relative;
    background-color: var(--primary-dark);
    background-image: linear-gradient(rgba(12, 39, 77, 0.85), rgba(12, 39, 77, 0.95)), url('/assets/images/products/footer.jpg');
    background-repeat: no-repeat;
    background-position: center center;
    background-size: cover;
    color: var(--white);
    padding: 80px 0 0;
    overflow: hidden;
}

.footer-blob {
    position: absolute;
    border-radius: 50%;
    background: rgba(255, 255, 255, .04);
    pointer-events: none;
}

.footer-blob-1 {
    width: 400px;
    height: 400px;
    right: -100px;
    top: -100px;
}

.footer-blob-2 {
    width: 250px;
    height: 250px;
    right: 200px;
    bottom: -80px;
    background: rgba(255, 255, 255, .03);
}

.footer-top {
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 60px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255, 255, 255, .1);
    position: relative;
    z-index: 1;
}

.ft-brand {
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.ft-logo-icon {
    display: flex;
}

.ft-desc {
    font-size: 12.5px;
    color: rgba(255, 255, 255, .65);
    line-height: 1.65;
    max-width: 220px;
}

.ft-swift {
    font-size: 11.5px;
    color: rgba(255, 255, 255, .5);
}

.ft-swift strong {
    color: rgba(255, 255, 255, .75);
}

.ft-links {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 36px;
    align-items: start;
}

.ft-col h4 {
    font-size: 13px;
    font-weight: 700;
    color: #1ab2e8;
    text-transform: uppercase;
    margin-bottom: 18px;
    letter-spacing: .8px;
}

.ft-col a {
    display: block;
    font-size: 13px;
    color: rgba(255, 255, 255, .6);
    text-decoration: none;
    margin-bottom: 10px;
    transition: color .2s;
}

.ft-col a:hover {
    color: var(--white);
}

.footer-bottom {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
    padding: 20px 0;
    position: relative;
    z-index: 1;
}

.fb-copy {
    font-size: 13px;
    color: rgba(255, 255, 255, .5);
    margin: 0;
}

.fb-hotline {
    font-size: 13px;
    color: rgba(255, 255, 255, .6);
    margin: 0;
}

.fb-hotline a {
    color: rgba(255, 255, 255, .8);
    text-decoration: none;
}

.fb-hotline a:hover {
    color: var(--white);
}

.fb-privacy {
    font-size: 13px;
    color: rgba(255, 255, 255, .6);
    text-decoration: none;
    margin-left: auto;
}

.fb-privacy:hover {
    color: var(--white);
}

.fb-social-row {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 13px;
    color: rgba(255, 255, 255, .6);
}

.fb-social {
    display: flex;
    gap: 8px;
}

.fb-social a {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: rgba(255, 255, 255, .1);
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    text-decoration: none;
    transition: background .2s;
}

.fb-social a:hover {
    background: var(--blue);
}

/* Contact + Footer responsive */
@media (max-width: 1024px) {
    .ct-hero-inner {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }

    .ct-text h1 {
        font-size: 38px;
    }

    .ct-branch-card {
        height: 380px;
    }

    .footer-top {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .ft-links {
        grid-template-columns: repeat(2, 1fr);
        gap: 32px;
    }

    .ft-desc,
    .ft-swift {
        max-width: 100%;
    }
}

@media (max-width: 768px) {
    .ct-hero {
        padding: 60px 0 40px;
        min-height: auto;
    }

    .ct-hero-inner {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .ct-text h1 {
        font-size: 32px;
    }

    .ct-branch-card {
        height: 300px;
    }

    .ct-pattern {
        display: none;
    }

    .ct-info-row {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    .ct-form-grid {
        grid-template-columns: 1fr;
    }

    .ct-loc-grid {
        grid-template-columns: 1fr;
    }

    .ft-links {
        grid-template-columns: 1fr 1fr;
        gap: 24px;
    }

    .footer-bottom {
        gap: 12px;
    }

    .fb-privacy {
        margin-left: 0;
    }
}

/* ============================================================
   RTL (Dhivehi) SUPPORT
   ============================================================ */

/* --- Quick links: force LTR so animation scrolls correctly --- */
[dir="rtl"] .ql-grid,
[dir="rtl"] .ql-track {
    direction: ltr;
}

[dir="rtl"] .ql-item span {
    direction: rtl;
    unicode-bidi: embed;
}

/* --- Flip arrow / chevron icons --- */
[dir="rtl"] .fa-arrow-right::before {
    content: "\f060";
}

/* fa-arrow-left */
[dir="rtl"] .fa-arrow-left::before {
    content: "\f061";
}

/* fa-arrow-right */
[dir="rtl"] .fa-chevron-right::before {
    content: "\f053";
}

/* fa-chevron-left */
[dir="rtl"] .fa-chevron-left::before {
    content: "\f054";
}

/* fa-chevron-right */
[dir="rtl"] .fa-angle-right::before {
    content: "\f104";
}

/* fa-angle-left */
[dir="rtl"] .fa-angle-left::before {
    content: "\f105";
}

/* fa-angle-right */
[dir="rtl"] .fa-angle-double-right::before {
    content: "\f100";
}

/* fa-angle-double-left */

/* --- General text alignment --- */
[dir="rtl"] body {
    text-align: right;
}

/* --- Navigation --- */
[dir="rtl"] .main-nav {
    direction: rtl;
}

[dir="rtl"] .mega-col a:hover {
    padding-left: 0;
    padding-right: 6px;
}

[dir="rtl"] .nav-pill {
    direction: rtl;
}

[dir="rtl"] .header-actions {
    direction: rtl;
}

[dir="rtl"] .mega-dropdown {
    right: auto;
    left: 0;
}

/* --- Hero section --- */
[dir="rtl"] .hero-content {
    text-align: center;
}

[dir="rtl"] .hero-btns {
    justify-content: center;
}

/* --- Section headers --- */
[dir="rtl"] .section-label {
    display: block;
    text-align: right;
}

[dir="rtl"] .section-header {
    text-align: right;
}

[dir="rtl"] .section-header.centered,
[dir="rtl"] .section-header:not(.left-align) {
    text-align: center;
}

[dir="rtl"] .section-header:not(.left-align) .section-label {
    text-align: center;
}

/* --- Product slider nav buttons --- */
[dir="rtl"] .ps-nav {
    flex-direction: row-reverse;
}

/* --- Corporate split layout --- */
[dir="rtl"] .corp-split {
    flex-direction: row;
}

[dir="rtl"] .corp-content .section-label {
    text-align: right;
}

/* --- Contact info items --- */
[dir="rtl"] .ci-item {
    flex-direction: row;
    text-align: right;
}

/* --- Feature / cf items --- */
[dir="rtl"] .cf-item {
    flex-direction: row;
    text-align: right;
}

/* --- News card --- */
[dir="rtl"] .nc-meta {
    flex-direction: row;
}

[dir="rtl"] .nc-link {
    flex-direction: row;
}

/* --- pc-link / sec-link arrows --- */
[dir="rtl"] .pc-link,
[dir="rtl"] .sec-link,
[dir="rtl"] .bento-link,
[dir="rtl"] .bento-link-gold {
    flex-direction: row;
}

/* --- Footer --- */
[dir="rtl"] .footer-top {
    direction: rtl;
}

[dir="rtl"] .ft-col {
    text-align: right;
}

[dir="rtl"] .footer-bottom {
    flex-direction: row-reverse;
}

[dir="rtl"] .fb-privacy {
    margin-left: 0;
    margin-right: auto;
}

[dir="rtl"] .fb-social-row {
    flex-direction: row-reverse;
}

/* --- Forms --- */
[dir="rtl"] .form-group label,
[dir="rtl"] .ct-form-group label {
    text-align: right;
}

/* --- Page hero --- */
[dir="rtl"] .page-hero-content {
    text-align: right;
}

/* --- Hero pills (slide tabs) --- */
[dir="rtl"] .hero-pills {
    direction: ltr;
}

/* keep pills LTR layout */

/* --- Promo / about sections --- */
[dir="rtl"] .promo-bg-content {
    text-align: right;
}

[dir="rtl"] .promo-check-list {
    padding-right: 0;
}

[dir="rtl"] .promo-check-list li {
    flex-direction: row;
    justify-content: flex-start;
    text-align: right;
}

[dir="rtl"] .promo-check-list li i {
    margin-left: 0;
    margin-right: 0;
}

[dir="rtl"] .promo-btns {
    flex-direction: row-reverse;
    justify-content: flex-end;
}

[dir="rtl"] .check-list li {
    flex-direction: row;
    justify-content: flex-start;
}

/* --- Careers section desktop RTL --- */
[dir="rtl"] .careers-banner {
    flex-direction: row-reverse;
}

[dir="rtl"] .careers-content {
    text-align: right;
}

[dir="rtl"] .careers-highlights {
    flex-direction: row;
    justify-content: flex-start;
}

[dir="rtl"] .ch-item {
    flex-direction: row;
}

[dir="rtl"] .careers-content .btn {
    align-self: flex-start;
}

/* --- Bento cards --- */
[dir="rtl"] .bento-large {
    flex-direction: row;
}

[dir="rtl"] .bento-small {
    flex-direction: row;
}

/* --- Side items (about/benefits) --- */
[dir="rtl"] .ca-side-item {
    flex-direction: row;
    text-align: right;
}

[dir="rtl"] .ca-benefit-card {
    text-align: right;
}

[dir="rtl"] .ca-faq-q {
    flex-direction: row;
}

[dir="rtl"] .ca-info-row {
    direction: rtl;
}

/* --- Contact page --- */
[dir="rtl"] .ct-text {
    text-align: right;
}

[dir="rtl"] .ct-info-card {
    text-align: right;
}

[dir="rtl"] .ct-info-item {
    align-items: flex-start;
}

[dir="rtl"] .ct-branch-footer {
    flex-direction: row;
}

[dir="rtl"] .ct-loc-card {
    text-align: right;
}

[dir="rtl"] .ct-loc-hours {
    flex-direction: row;
}

/* --- Cards page --- */
[dir="rtl"] .cards-lineup-section .section-header {
    text-align: right;
}

[dir="rtl"] .cpt-badge {
    margin-left: 0;
    margin-right: 0;
}

/* --- Back to top --- */
[dir="rtl"] .back-to-top {
    right: auto;
    left: 24px;
}

/* ═══════════════════════════════════════════════════
   RTL MOBILE FIXES  ≤768px
   Reset row-reverse overrides so layouts stack cleanly
   ═══════════════════════════════════════════════════ */
@media (max-width: 768px) {

    /* RTL mobile: let containers flow naturally — overflow-x clipping in RTL can hide content */

    /* ── Hero ── */
    [dir="rtl"] .hero-content {
        text-align: right;
        direction: rtl;
        overflow: hidden;
        padding-top: 44px;
    }

    [dir="rtl"] .hero-content h1 {
        font-size: 22px;
        line-height: 1.4;
        word-break: break-word;
        overflow-wrap: break-word;
        white-space: normal;
        max-width: 100%;
    }

    [dir="rtl"] .hero-desc {
        font-size: 13px;
        line-height: 1.7;
        word-break: break-word;
    }

    [dir="rtl"] .hero-btns {
        flex-direction: column;
        gap: 10px;
        align-items: stretch;
    }

    [dir="rtl"] .hero-btns a,
    [dir="rtl"] .hero-btns button {
        width: 100%;
        text-align: center;
        justify-content: center;
    }

    [dir="rtl"] .hero-pills {
        direction: ltr;
        flex-wrap: wrap;
        gap: 8px;
    }

    /* ── Section headers ── */
    [dir="rtl"] .section-header {
        text-align: right;
    }

    [dir="rtl"] .section-header.centered,
    [dir="rtl"] .section-header:not(.left-align) {
        text-align: right;
    }

    [dir="rtl"] .section-header:not(.left-align) .section-label {
        text-align: right;
    }

    [dir="rtl"] .section-label {
        text-align: right;
    }

    /* ── Product slider ── */
    [dir="rtl"] .ps-nav {
        flex-direction: row;
    }

    [dir="rtl"] .product-card {
        text-align: right;
    }

    [dir="rtl"] .pc-link {
        justify-content: flex-start;
        flex-direction: row-reverse;
    }

    [dir="rtl"] .products-slider-header {
        flex-direction: column;
        align-items: flex-end;
        gap: 12px;
    }

    /* ── Corporate split — go column not row-reverse ── */
    [dir="rtl"] .corp-split {
        flex-direction: column;
    }

    [dir="rtl"] .corp-content {
        text-align: right;
    }

    [dir="rtl"] .cf-item {
        flex-direction: row;
        text-align: right;
    }

    [dir="rtl"] .corp-visual {
        width: 100%;
    }

    [dir="rtl"] .cv-card {
        text-align: right;
    }

    [dir="rtl"] .cv-stat {
        flex-direction: row;
        text-align: right;
    }

    /* ── Promo section ── */
    [dir="rtl"] .promo-bg-inner {
        flex-direction: column;
        text-align: right;
    }

    [dir="rtl"] .promo-bg-content {
        display: flex;
        flex-direction: column;
        align-items: flex-start;
        text-align: right;
        width: 100%;
    }

    [dir="rtl"] .promo-bg-content h2,
    [dir="rtl"] .promo-bg-content>p {
        width: 100%;
        text-align: right;
    }

    [dir="rtl"] .promo-check-list {
        width: 100%;
    }

    [dir="rtl"] .promo-check-list li {
        flex-direction: row;
        justify-content: flex-start;
        text-align: right;
    }

    [dir="rtl"] .promo-btns {
        flex-direction: column;
        align-items: flex-start;
        width: 100%;
    }

    [dir="rtl"] .promo-btns a,
    [dir="rtl"] .promo-btns button {
        width: auto;
        text-align: center;
        justify-content: center;
    }

    /* ── Careers banner ── */
    [dir="rtl"] .careers-banner {
        flex-direction: column;
        text-align: right;
    }

    [dir="rtl"] .careers-content {
        display: flex;
        flex-direction: column;
        align-items: flex-start;
        text-align: right;
    }

    [dir="rtl"] .careers-content h2,
    [dir="rtl"] .careers-content>p {
        width: 100%;
        text-align: right;
    }

    [dir="rtl"] .careers-highlights {
        flex-direction: column;
        align-items: flex-start;
        gap: 10px;
    }

    [dir="rtl"] .ch-item {
        flex-direction: row;
        justify-content: flex-start;
    }

    /* ── Bento cards — go column not row-reverse ── */
    [dir="rtl"] .bento-large {
        flex-direction: column;
        text-align: right;
    }

    [dir="rtl"] .bento-small {
        flex-direction: column;
        align-items: flex-start;
        text-align: right;
    }

    [dir="rtl"] .bento-icon,
    [dir="rtl"] .bento-icon-gold {
        margin: 0 0 16px 0;
    }

    [dir="rtl"] .bento-link,
    [dir="rtl"] .bento-link-gold {
        flex-direction: row-reverse;
    }

    [dir="rtl"] .bento-app-badges {
        justify-content: flex-start;
    }

    /* ── Fees section ── */
    [dir="rtl"] .fees-banner {
        flex-direction: column;
        text-align: right;
    }

    [dir="rtl"] .fees-content {
        text-align: right;
    }

    [dir="rtl"] .fees-icon-grid {
        justify-content: flex-end;
    }

    /* ── News cards ── */
    [dir="rtl"] .news-card {
        text-align: right;
    }

    [dir="rtl"] .nc-body {
        text-align: right;
    }

    [dir="rtl"] .nc-link {
        flex-direction: row-reverse;
        justify-content: flex-start;
    }

    /* ── Footer ── */
    [dir="rtl"] .footer-top {
        flex-direction: column;
    }

    [dir="rtl"] .ft-links {
        flex-direction: column;
        gap: 16px;
    }

    [dir="rtl"] .ft-col {
        text-align: right;
    }

    [dir="rtl"] .ft-brand {
        text-align: right;
    }

    [dir="rtl"] .footer-bottom {
        flex-direction: column;
        align-items: flex-end;
        gap: 10px;
        text-align: right;
    }

    [dir="rtl"] .fb-social-row {
        flex-direction: row-reverse;
        justify-content: flex-end;
    }

    [dir="rtl"] .fb-privacy {
        margin: 0;
    }

    /* ── Quick links — keep LTR for animation ── */
    [dir="rtl"] .ql-grid,
    [dir="rtl"] .ql-track {
        direction: ltr;
    }

    [dir="rtl"] .ql-item {
        flex-direction: column;
        align-items: center;
    }

    [dir="rtl"] .ql-item span {
        direction: rtl;
    }

    /* ── Contact page ── */
    [dir="rtl"] .ct-hero {
        overflow: visible;
        background: #EBF4FB;
    }

    [dir="rtl"] .ct-hero-inner {
        direction: rtl;
    }

    [dir="rtl"] .ct-text {
        text-align: right;
    }

    [dir="rtl"] .ct-info-card {
        text-align: right;
    }

    [dir="rtl"] .ct-info-item {
        align-items: flex-start;
    }

    [dir="rtl"] .ct-branch-footer {
        flex-direction: row;
        align-items: center;
    }

    [dir="rtl"] .ct-loc-card {
        text-align: right;
    }

    /* ── Current account / savings ── */
    [dir="rtl"] .ca-side-item {
        flex-direction: row-reverse;
        text-align: right;
    }

    [dir="rtl"] .ca-benefit-card {
        text-align: right;
    }

    [dir="rtl"] .ca-info-row {
        direction: rtl;
    }

    /* ── Page hero (inner pages) ── */
    [dir="rtl"] .page-hero-content {
        text-align: right;
        direction: rtl;
        overflow: hidden;
        max-width: 100%;
    }

    [dir="rtl"] .page-hero-content h1 {
        font-size: 22px;
        line-height: 1.4;
        word-break: break-word;
        overflow-wrap: break-word;
        white-space: normal;
    }

    [dir="rtl"] .page-hero-content p {
        font-size: 13px;
        line-height: 1.7;
        word-break: break-word;
    }

    [dir="rtl"] .page-hero-content .hero-btns {
        flex-direction: column;
        align-items: stretch;
        gap: 10px;
    }

    [dir="rtl"] .page-hero-content .hero-btns a {
        width: 100%;
        text-align: center;
        justify-content: center;
    }

    [dir="rtl"] .ca-hero-inner {
        text-align: right;
    }

    [dir="rtl"] .ca-hero-inner h1 {
        word-break: break-word;
        overflow-wrap: break-word;
        font-size: 24px;
        line-height: 1.4;
    }

    /* ── General btn rows ── */
    [dir="rtl"] .btn-group,
    [dir="rtl"] .cta-group {
        flex-direction: column;
        align-items: flex-start;
        gap: 10px;
    }
}

/* ── RTL Thaana font tuning ── */
[dir="rtl"] body {
    font-size: 15px;
    line-height: 1.75;
    word-break: break-word;
    overflow-wrap: break-word;
}

[dir="rtl"] h1 {
    font-size: clamp(24px, 6vw, 56px);
}

[dir="rtl"] h2 {
    font-size: clamp(20px, 5vw, 40px);
}

[dir="rtl"] h3 {
    font-size: clamp(16px, 4vw, 28px);
}

[dir="rtl"] p {
    max-width: 100%;
}

/* ═══════════════════════════════════════════════════
   FINAL LAYOUT & OVERLAP FIXES (MOBILE)
   ═══════════════════════════════════════════════════ */
@media (max-width: 768px) {

    /* Ensure the main content starts below the sticky header */
    main#main-content {
        padding-top: 10px !important;
    }

    /* Constrain logo size to prevent giant logo overlap */
    .logo-img {
        height: 32px !important;
        width: auto !important;
    }

    /* Add space to account/product heroes to avoid clipping */
    .acct-hero,
    .savings-hero,
    .current-hero {
        padding-top: 50px !important;
    }

    .hero-badge,
    .section-label {
        margin-top: 8px !important;
    }
}

/* ═══════════════════════════════════════════════════
   MISSING ACCOUNT PAGE STYLES (Savings & Demand)
   Merged from legacy styles.css
   ═══════════════════════════════════════════════════ */

/* Hero — side by side */
.acct-hero {
    padding: 100px 0 60px;
    position: relative;
    overflow: hidden;
    background: var(--primary);
}

.savings-hero {
    background: linear-gradient(135deg, rgba(12, 39, 77, 0.85) 0%, rgba(12, 39, 77, 0.75) 50%, rgba(12, 39, 77, 0.85) 100%),
        url('assets/images/hero/saving-account.jpg') center/cover no-repeat;
}

.demand-hero {
    background: linear-gradient(135deg, rgba(12, 39, 77, 0.85) 0%, rgba(12, 39, 77, 0.7) 50%, rgba(12, 39, 77, 0.85) 100%),
        url('assets/images/hero/demand-deposit.jpg') center/cover no-repeat;
}

.acct-hero-inner {
    display: flex;
    align-items: center;
    gap: 60px;
}

.acct-hero-text {
    flex: 1;
}

.acct-hero-text h1 {
    font-size: 42px;
    font-weight: 800;
    color: var(--white);
    line-height: 1.15;
    margin-bottom: 16px;
    letter-spacing: -0.5px;
}

.acct-hero-text p {
    font-size: 15px;
    color: rgba(255, 255, 255, 0.8);
    line-height: 1.7;
    margin-bottom: 28px;
    max-width: 440px;
}

.acct-hero-visual {
    flex: 0 0 460px;
}

.acct-hero-img-wrap {
    border-radius: 20px;
    overflow: hidden;
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.4);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.acct-hero-img {
    width: 100%;
    display: block;
    transition: transform 0.5s ease;
}

.acct-hero-img-wrap:hover .acct-hero-img {
    transform: scale(1.04);
}

/* Stats Row */
.acct-stats-section {
    padding: 60px 0;
    background: var(--white);
    border-bottom: 1px solid var(--gray-200);
}

.acct-stats-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
}

.acct-stat {
    text-align: center;
    padding: 32px 24px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--gray-200);
    background: var(--white);
    transition: var(--transition);
}

.acct-stat.animate-in {
    animation: fadeInUp 0.6s ease forwards;
}

.acct-stat:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

.acct-stat-icon {
    width: 60px;
    height: 60px;
    border-radius: 16px;
    background: rgba(17, 126, 181, 0.12);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin: 0 auto 18px;
    transition: var(--transition);
}

.acct-stat:hover .acct-stat-icon {
    background: var(--blue);
    color: var(--white);
    transform: scale(1.1);
}

.acct-stat h4 {
    font-size: 17px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}

.acct-stat p {
    font-size: 13.5px;
    color: var(--gray-500);
    line-height: 1.6;
}

/* Feature Banner — FLEXIBILITY word grid */
.acct-feature-banner {
    padding: 80px 0;
    background: #EAF4FB;
    position: relative;
    overflow: hidden;
}

.afb-inner {
    display: flex;
    align-items: center;
    gap: 60px;
}

.afb-visual {
    flex: 0 0 400px;
}

.afb-word-grid {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    max-width: 380px;
}

.afb-letter {
    width: 60px;
    height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    font-weight: 900;
    border-radius: 12px;
    background: var(--white);
    color: var(--primary);
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.05);
    transition: transform 0.3s cubic-bezier(.34, 1.56, .64, 1);
}

.afb-letter.accent {
    background: var(--blue);
    color: var(--white);
}

.afb-letter:hover {
    transform: scale(1.15) rotate(-3deg);
    z-index: 2;
}

.afb-content {
    flex: 1;
}

.afb-content h3 {
    font-size: 32px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 14px;
    letter-spacing: -0.5px;
}

.afb-content p {
    font-size: 15.5px;
    color: var(--gray-600);
    line-height: 1.7;
    margin-bottom: 24px;
}

/* Info Section */
.acct-info-section {
    padding: 80px 0;
    background: var(--white);
}

.acct-info-split {
    display: flex;
    align-items: center;
    gap: 70px;
}

.acct-info-img-wrap {
    flex: 0 0 460px;
    border-radius: 20px;
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.acct-info-img {
    width: 100%;
    display: block;
}

.acct-info-content {
    flex: 1;
}

.acct-info-content h3 {
    font-size: 30px;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 16px;
}

.acct-check-list {
    list-style: none;
    padding: 0;
    margin: 20px 0 0;
}

.acct-check-list li {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 0;
    font-size: 15px;
    color: var(--primary);
    font-weight: 600;
}

.acct-check-list li i {
    color: var(--blue);
    font-size: 18px;
}

/* Gallery Grid */
.acct-gallery-section {
    padding: 80px 0;
    background: var(--gray-50);
}

.acct-gallery-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.ag-card {
    border-radius: 18px;
    overflow: hidden;
    background: var(--white);
    border: 1px solid var(--gray-200);
    transition: var(--transition);
}

.ag-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue);
}

.ag-img-wrap {
    height: 200px;
    overflow: hidden;
}

.ag-img-wrap img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.ag-card h4 {
    font-size: 18px;
    font-weight: 700;
    color: var(--primary);
    padding: 24px 24px 8px;
}

.ag-card p {
    font-size: 14px;
    color: var(--gray-500);
    line-height: 1.65;
    padding: 0 24px 24px;
}

/* Eligibility & Docs */
.acct-eligibility-section {
    padding: 80px 0;
    background: var(--white);
}

.acct-eligibility-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.ae-card {
    text-align: center;
    padding: 40px 30px;
    border-radius: 20px;
    background: var(--gray-50);
    border: 1px solid var(--gray-200);
    transition: var(--transition);
}

.ae-card:hover {
    background: var(--white);
    border-color: var(--blue);
    transform: translateY(-5px);
}

.ae-icon {
    font-size: 28px;
    color: var(--blue);
    margin-bottom: 20px;
}

.acct-documents-section {
    padding: 80px 0;
    background: var(--primary);
    color: var(--white);
}

.acct-docs-inner {
    display: flex;
    align-items: center;
    gap: 80px;
}

.acct-docs-content h3 {
    color: var(--white);
}

.acct-docs-list {
    list-style: none;
    padding: 0;
}

.acct-docs-list li {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 14px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.acct-docs-list li i {
    color: var(--blue);
}

/* ============================================================
   CTA SECTION — "Are you ready to apply?"
   ============================================================ */
.acct-cta-section {
    padding: 80px 0;
    background: var(--gray-50);
    position: relative;
}

.acct-cta-inner {
    position: relative;
    text-align: center;
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: 64px 40px;
    border: 1px solid var(--gray-200);
    box-shadow: var(--shadow-md);
    overflow: hidden;
    max-width: 880px;
    margin: 0 auto;
}

.acct-cta-inner::before {
    content: '';
    position: absolute;
    inset: 0 0 auto 0;
    height: 5px;
    background: var(--gradient);
}

.acct-cta-inner::after {
    content: '';
    position: absolute;
    right: -120px;
    bottom: -120px;
    width: 320px;
    height: 320px;
    background: radial-gradient(circle, rgba(17, 126, 181, 0.08) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.acct-cta-inner h2 {
    font-size: 32px;
    font-weight: 800;
    color: var(--primary);
    margin: 0 0 14px;
    letter-spacing: -0.5px;
    line-height: 1.2;
    position: relative;
}

.acct-cta-inner p {
    font-size: 16px;
    color: var(--gray-600);
    line-height: 1.7;
    max-width: 540px;
    margin: 0 auto 32px;
    position: relative;
}

.acct-cta-inner .cta-group {
    display: flex;
    justify-content: center;
    gap: 14px;
    flex-wrap: wrap;
    position: relative;
}

/* ============================================================
   TRANSPARENCY / FEES SECTION
   ============================================================ */
.acct-transparency-section {
    padding: 80px 0;
    background: var(--white);
}

.acct-transparency-section .section-header {
    text-align: center;
    margin-bottom: 48px;
}

.acct-transparency-section .section-label {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: var(--blue);
    margin-bottom: 12px;
}

.acct-transparency-section .section-header h2 {
    font-size: 36px;
    font-weight: 800;
    color: var(--primary);
    margin: 0;
    letter-spacing: -0.5px;
}

.acct-trans-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    max-width: 960px;
    margin: 0 auto;
}

.at-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    padding: 20px 22px;
    border-radius: var(--radius-md);
    border: 1px solid var(--gray-200);
    background: var(--white);
    transition: all 0.25s ease;
}

.at-item:hover {
    border-color: var(--blue);
    box-shadow: var(--shadow-sm);
    transform: translateY(-2px);
}

.at-label {
    font-size: 14px;
    font-weight: 600;
    color: var(--primary);
}

.at-value {
    font-size: 14px;
    font-weight: 700;
    color: var(--primary);
    white-space: nowrap;
}

.at-value.free {
    color: var(--white);
    background: var(--blue);
    padding: 4px 12px;
    border-radius: 999px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.3px;
    text-transform: uppercase;
}

.at-note {
    text-align: center;
    margin-top: 32px;
}

.at-note a {
    font-size: 14px;
    font-weight: 700;
    color: var(--blue);
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    padding: 10px 18px;
    border-radius: 999px;
    border: 1.5px solid var(--blue);
    transition: all 0.25s ease;
}

.at-note a:hover {
    background: var(--blue);
    color: var(--white);
    gap: 12px;
}

/* Transparency / CTA — Responsive */
@media (max-width: 991px) {
    .acct-trans-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 640px) {
    .acct-cta-inner {
        padding: 44px 24px;
    }

    .acct-cta-inner h2 {
        font-size: 24px;
    }

    .acct-cta-inner p {
        font-size: 14px;
    }

    .acct-transparency-section .section-header h2 {
        font-size: 26px;
    }

    .acct-trans-grid {
        grid-template-columns: 1fr;
    }

    .at-item {
        padding: 16px 18px;
    }
}

/* RTL support */
[dir="rtl"] .at-note a:hover {
    gap: 12px;
}

[dir="rtl"] .acct-cta-inner .cta-group .fa-arrow-right,
[dir="rtl"] .at-note a .fa-arrow-right {
    transform: scaleX(-1);
}

/* Responsive Overrides */
@media (max-width: 1024px) {

    .acct-hero-inner,
    .afb-inner,
    .acct-info-split,
    .acct-docs-inner {
        flex-direction: column;
        text-align: center;
        gap: 40px;
    }

    .acct-hero-visual,
    .afb-visual,
    .acct-info-img-wrap {
        flex: 0 0 auto;
        width: 100%;
        max-width: 500px;
    }

    .acct-hero-text p {
        margin: 0 auto 28px;
    }

    /* ═══════════════════════════════════════════════════
   CENTERED HERO MOBILE RESPONSIVENESS
   ═══════════════════════════════════════════════════ */

    @media (max-width: 768px) {
        /* Full-bleed tall hero — media (image/video) fills the entire space,
           text + buttons overlaid on top. Never collapses to white. */
        .hero {
            height: 72vh;
            min-height: 500px;
            max-height: 640px;
            background: var(--primary);
            margin-bottom: 0;
            border-radius: 0;
            overflow: hidden;
            position: relative;
        }

        .hero-carousel {
            height: 100%;
            border-radius: 0;
            overflow: hidden;
        }

        .hero-slide {
            position: absolute;
            inset: 0;
            opacity: 0;
            display: block;
            background: transparent;
            transition: opacity .6s ease;
        }

        .hero-slide.active {
            display: block;
            opacity: 1;
            z-index: 1;
        }

        .hero-bg {
            position: absolute;
            inset: 0;
            height: 100%;
            border-radius: 0;
            box-shadow: none;
            overflow: hidden;
            background-image: var(--hero-bg-mobile);
            background-size: cover;
            background-position: center;
            background-repeat: no-repeat;
            z-index: 0;
        }

        .hero-bg > video {
            position: absolute;
            inset: 0;
            width: 100%;
            height: 100%;
            object-fit: cover;
            z-index: 0;
        }

        /* Readability scrim: dark behind the top text, clearing over the media */
        .hero-bg::after {
            display: block;
            content: '';
            position: absolute;
            inset: 0;
            background: linear-gradient(180deg,
                rgba(12, 39, 77, .70) 0%,
                rgba(12, 39, 77, .50) 50%,
                rgba(12, 39, 77, .65) 100%);
            z-index: 1;
        }

        .hero-inner {
            position: absolute;
            inset: 0;
            height: 100%;
            z-index: 2;
            display: flex;
            flex-direction: column;
            justify-content: center;
            align-items: center;
            text-align: center;
            padding: 64px 24px;
        }

        .hero-content {
            max-width: 100%;
            text-align: center;
        }

        .hero-content h1 {
            color: #ffffff;
            font-size: 30px !important;
            font-weight: 800;
            line-height: 1.22;
            margin-bottom: 14px;
            text-align: center;
            letter-spacing: -0.5px;
            text-shadow: 0 2px 12px rgba(0, 0, 0, .5), 0 1px 3px rgba(0, 0, 0, .4);
        }

        .hero-desc {
            color: #ffffff;
            font-size: 15px !important;
            line-height: 1.6;
            margin: 0 auto 24px !important;
            text-align: center;
            opacity: .95;
            max-width: 92%;
            text-shadow: 0 1px 8px rgba(0, 0, 0, .55);
        }

        .hero-btns {
            justify-content: center;
        }

        .hero .btn-blue-pill {
            background: var(--blue);
            color: #fff;
            padding: 13px 26px;
            box-shadow: 0 8px 20px rgba(17, 126, 181, .35);
            font-size: 14px;
            font-weight: 700;
            display: inline-flex;
            align-items: center;
            gap: 12px;
            border: none;
            border-radius: 999px;
            text-decoration: none;
            letter-spacing: 0.2px;
            transition: background 0.25s ease, color 0.25s ease;
        }

        .hero .btn-blue-pill i {
            font-size: 14px;
            transition: transform 0.25s ease;
        }

        .hero .btn-blue-pill:hover,
        .hero .btn-blue-pill:focus {
            background: #fff;
            color: var(--primary);
        }

        .hero .btn-blue-pill:hover i {
            transform: translateX(3px);
        }

        [dir="rtl"] .hero .btn-blue-pill:hover i {
            transform: translateX(-3px) scaleX(-1);
        }

        [dir="rtl"] .hero .btn-blue-pill i {
            transform: scaleX(-1);
        }

        .hero-pills {
            position: absolute;
            bottom: 20px;
            left: 0;
            width: 100%;
            transform: none;
            display: flex;
            flex-direction: row;
            justify-content: center;
            align-items: center;
            gap: 8px;
            background: transparent;
            padding: 0;
            z-index: 20;
        }

        .hero-pill {
            width: 24px;
            height: 4px;
            padding: 0;
            border-radius: 2px;
            background: rgba(255, 255, 255, .45);
            border: none;
            flex: 0 0 auto;
            text-indent: -9999px;
            overflow: hidden;
            transition: all 0.3s ease;
        }

        .hero-pill.active {
            background: #ffffff;
            width: 34px;
            opacity: 1;
        }
    }

    .acct-stats-grid,
    .acct-gallery-grid,
    .acct-eligibility-grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .acct-hero {
        padding-top: 100px !important;
    }

    .acct-hero-text h1 {
        font-size: 30px;
    }

    .acct-stats-grid,
    .acct-gallery-grid,
    .acct-eligibility-grid {
        grid-template-columns: 1fr;
    }

    .afb-word-grid {
        justify-content: center;
    }

    /* FORCE FOOTER BACKGROUND ON MOBILE */
    .main-footer {
        background-image: linear-gradient(rgba(12, 39, 77, 0.7), rgba(12, 39, 77, 0.85)), url('/assets/images/products/footer.jpg') !important;
        background-size: cover !important;
        background-position: center center !important;
        padding-top: 50px !important;
    }

    .footer-blob {
        display: none !important;
    }
}

/* ============================================================
   BANKING MOBILE APP PAGE  (digital-banking route)
   ============================================================ */

/* --- Shared utilities --- */
.mb-qr-row {
    display: flex;
    align-items: center;
    gap: 12px;
}

.mb-qr-box {
    width: 64px;
    height: 64px;
    border: 1.5px solid #d0d5dd;
    border-radius: 10px;
    background: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 40px;
    color: var(--primary);
    flex-shrink: 0;
}

.mb-qr-label {
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
}

.mb-store-row {
    display: flex;
    gap: 10px;
}

.mb-store-btn {
    width: 110px;
    height: 44px;
    border-radius: 50px;
    border: 1.5px solid #d0d5dd;
    background: var(--white);
    color: var(--primary);
    font-size: 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    transition: background .2s, color .2s, border-color .2s;
}

.mb-store-btn:hover {
    background: var(--primary);
    color: var(--white);
    border-color: var(--primary);
}

/* --- HERO --- */
.mb-hero {
    background: var(--white);
    position: relative;
    padding: 40px 40px 0;
    overflow: hidden;
    clip-path: inset(0);
}

.mb-hero-inner {
    position: relative;
    max-width: 1200px;
    margin: 0 auto;
}

.mb-hero-top {
    display: flex;
    min-height: 420px;
    background: var(--white);
    align-items: center;
}

.mb-hero-left {
    flex: 0 0 48%;
    display: flex;
    flex-direction: column;
    justify-content: center;
    padding: 30px 40px 60px 20px;
    position: relative;
    z-index: 3;
}

.mb-hero-left h1 {
    font-size: 2.8rem;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.15;
    margin: 0 0 18px;
}

.mb-hero-left>p {
    font-size: 15px;
    color: #667085;
    line-height: 1.7;
    margin: 0;
    max-width: 400px;
}

.mb-hero-right {
    flex: 1;
    position: relative;
    min-height: 420px;
}

.mb-hs {
    position: absolute;
    background: linear-gradient(135deg, #cce7f7 0%, #e8f5fd 60%, #f5fbff 100%);
}

.mb-hs-pattern {
    position: absolute;
    width: 480px;
    top: -60px;
    right: -60px;
    opacity: 0.25;
    pointer-events: none;
    z-index: 1;
}

.mb-hs-2 {
    width: 220px;
    height: 220px;
    top: 80px;
    right: 260px;
    border-radius: 45% 55% 38% 62% / 60% 40% 60% 40%;
    opacity: 0.55;
}

/* Ocean bar */
.mb-hero-bar {
    background: url('/assets/images/hero/maldive.jpg') center/cover no-repeat;
    border-radius: 24px;
    padding: 24px 36px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    position: relative;
    overflow: hidden;
    min-height: 180px;
    margin-top: 0;
    margin-bottom: 0;
}

.mb-hero-bar::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(10, 50, 100, 0.68) 0%, rgba(15, 65, 120, 0.58) 100%);
    border-radius: inherit;
}

.mb-hero-bar-left {
    display: flex;
    align-items: center;
    position: relative;
    z-index: 2;
}

.mb-hero-qr-card {
    display: flex;
    align-items: center;
    gap: 14px;
    background: rgba(255, 255, 255, 0.97);
    border-radius: 18px;
    padding: 14px 20px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.18);
}

.mb-hero-qr-card .mb-qr-box {
    width: 56px;
    height: 56px;
    flex-shrink: 0;
    border: none;
    background: #f0f7fd;
    color: var(--primary);
    font-size: 1.6rem;
}

.mb-hero-qr-info {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.mb-hero-qr-text {
    font-size: 12px;
    font-weight: 600;
    color: var(--primary);
    line-height: 1.3;
}

.mb-hero-qr-btns {
    display: flex;
    gap: 8px;
}

.mb-hero-qr-btn {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    background: var(--primary);
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    text-decoration: none;
    transition: background .2s;
}

.mb-hero-qr-btn:hover {
    background: var(--gold);
}

.mb-qr-light {
    background: var(--white) !important;
    border-color: var(--white) !important;
    color: var(--primary) !important;
}

.mb-label-white {
    color: white !important;
    font-weight: 600;
}

.mb-btn-light {
    background: rgba(255, 255, 255, 0.95) !important;
    border-color: rgba(255, 255, 255, 0.95) !important;
    color: var(--primary) !important;
    border-radius: 999px !important;
}

.mb-btn-light:hover {
    background: var(--primary) !important;
    color: white !important;
    border-color: var(--primary) !important;
}

.mb-hero-badge {
    position: relative;
    z-index: 2;
    width: 64px;
    height: 64px;
    border-radius: 16px;
    background: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 12px;
    flex-shrink: 0;
    box-shadow: 0 8px 20px rgba(12, 39, 77, 0.25);
}

.mb-hero-badge img {
    width: 100%;
    object-fit: contain;
}

/* Phone overlapping white top + ocean bar */
.mb-hero-phone {
    position: absolute;
    width: 420px;
    bottom: -30px;
    right: 2%;
    z-index: 10;
    transform: rotate(-5deg);
    transform-origin: bottom center;
    filter: drop-shadow(0 28px 56px rgba(12, 39, 77, 0.32));
    pointer-events: none;
}

/* ===== DIGITAL BANKING ANIMATIONS ===== */

/* Keyframes */
@keyframes mb-fadeUp {
    from {
        opacity: 0;
        transform: translateY(36px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes mb-fadeIn {
    from {
        opacity: 0;
    }

    to {
        opacity: 1;
    }
}

@keyframes mb-slideRight {
    from {
        opacity: 0;
        transform: translateX(-40px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes mb-slideLeft {
    from {
        opacity: 0;
        transform: translateX(40px);
    }

    to {
        opacity: 1;
        transform: translateX(0);
    }
}

@keyframes mb-float {

    0%,
    100% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-10px);
    }
}

@keyframes mb-floatSlow {

    0%,
    100% {
        transform: translateY(0px) rotate(-5deg);
    }

    50% {
        transform: translateY(-14px) rotate(-5deg);
    }
}

@keyframes mb-pulse-blob {

    0%,
    100% {
        transform: scale(1);
        opacity: 0.25;
    }

    50% {
        transform: scale(1.06);
        opacity: 0.32;
    }
}

/* Hero entry animations */
.mb-hero-left h1 {
    animation: mb-fadeUp 0.7s ease both;
}

.mb-hero-left>p {
    animation: mb-fadeUp 0.7s 0.15s ease both;
}

.mb-hero-bar {
    animation: mb-fadeUp 0.7s 0.3s ease both;
}

.mb-hero-phone {
    animation: mb-floatSlow 5s 0.5s ease-in-out infinite;
}

.mb-hs-pattern {
    animation: mb-pulse-blob 6s ease-in-out infinite;
}

/* Feature cards float */
.mb-fc-accounts {
    animation: mb-float 5s 0s ease-in-out infinite;
}

.mb-fc-visa {
    animation: mb-float 5s 0.8s ease-in-out infinite;
}

.mb-fc-transfer {
    animation: mb-float 4.5s 0.4s ease-in-out infinite;
}

.mb-fc-credit {
    animation: mb-float 5.5s 1s ease-in-out infinite;
}

/* Scroll-reveal utility */
.mb-reveal {
    opacity: 0;
    transform: translateY(32px);
    transition: opacity 0.65s ease, transform 0.65s ease;
}

.mb-reveal.mb-visible {
    opacity: 1;
    transform: translateY(0);
}

.mb-reveal-left {
    opacity: 0;
    transform: translateX(-40px);
    transition: opacity 0.65s ease, transform 0.65s ease;
}

.mb-reveal-left.mb-visible {
    opacity: 1;
    transform: translateX(0);
}

.mb-reveal-right {
    opacity: 0;
    transform: translateX(40px);
    transition: opacity 0.65s ease, transform 0.65s ease;
}

.mb-reveal-right.mb-visible {
    opacity: 1;
    transform: translateX(0);
}

.mb-reveal-delay-1 {
    transition-delay: 0.1s;
}

.mb-reveal-delay-2 {
    transition-delay: 0.2s;
}

.mb-reveal-delay-3 {
    transition-delay: 0.3s;
}

.mb-reveal-delay-4 {
    transition-delay: 0.45s;
}

/* --- HERO RTL --- */
[dir="rtl"] .mb-hero-left {
    padding: 30px 20px 60px 40px;
    text-align: right;
}

[dir="rtl"] .mb-hero-phone {
    right: auto;
    left: 2%;
    transform: rotate(5deg);
}

[dir="rtl"] .mb-hs-pattern {
    right: auto;
    left: -60px;
}

[dir="rtl"] .mb-hs-2 {
    right: auto;
    left: 260px;
}

@media (max-width: 768px) {
    [dir="rtl"] .mb-hero-left {
        padding: 0 0 24px 12px;
        text-align: right;
    }

    [dir="rtl"] .mb-hero-phone {
        left: auto;
        right: -8px;
        transform: rotate(4deg);
    }

    [dir="rtl"] .mb-hero-right {
        order: -1;
    }
}

/* --- FEATURES --- */
.mb-features {
    background: #ddedf7;
    overflow: hidden;
}

.mb-features-stage {
    position: relative;
    max-width: 1200px;
    margin: 0 auto;
    min-height: 700px;
    padding: 60px 24px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.mb-features-center {
    text-align: center;
    max-width: 380px;
    position: relative;
    z-index: 2;
}

.mb-features-center h2 {
    font-size: 1.75rem;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.25;
    margin: 0 0 12px;
}

.mb-features-center p {
    font-size: 14px;
    color: #667085;
    line-height: 1.7;
    margin: 0;
}

.mb-fc {
    position: absolute;
    background: var(--white);
    border-radius: 14px;
    box-shadow: 0 6px 28px rgba(12, 39, 77, 0.1);
    z-index: 1;
}

.mb-fc-row {
    display: flex;
    align-items: center;
    gap: 10px;
}

.mb-fc-row-mt {
    margin-top: 10px;
}

.mb-fc-av {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-size: 13px;
    color: white;
    flex-shrink: 0;
}

.mb-av-blue {
    background: var(--blue);
}

.mb-av-teal {
    background: #28a745;
}

.mb-fc-name {
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
}

.mb-fc-amt {
    font-size: 12px;
    color: #667085;
}

.mb-fc-accounts {
    left: 60px;
    top: 80px;
    padding: 16px 20px;
    min-width: 210px;
}

.mb-fc-visa {
    right: 60px;
    top: 50px;
    padding: 16px 20px;
    min-width: 240px;
}

.mb-fc-visa-top {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 10px;
}

.mb-fc-visa-icon {
    font-size: 22px;
    color: var(--blue);
}

.mb-fc-visa-type {
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
}

.mb-fc-visa-num {
    font-size: 11px;
    color: #667085;
}

.mb-fc-visa-bal {
    font-size: 18px;
    font-weight: 700;
    color: var(--primary);
}

.mb-fc-transfer {
    left: 150px;
    top: 330px;
    padding: 12px 18px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.mb-fc-tf-icon {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: #e8f2fb;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--blue);
    font-size: 14px;
}

.mb-fc-transfer span {
    font-size: 13px;
    font-weight: 600;
    color: var(--primary);
}

.mb-fc-person1 {
    left: 60px;
    bottom: 80px;
    width: 110px;
    height: 130px;
    overflow: hidden;
    padding: 0;
}

.mb-fc-person1 img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.mb-fc-credit {
    left: 310px;
    bottom: 60px;
    padding: 14px 18px;
    min-width: 220px;
}

.mb-fc-cr-lbl {
    font-size: 11px;
    color: #667085;
    margin-bottom: 4px;
}

.mb-fc-cr-val {
    font-size: 16px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
}

.mb-fc-cr-row {
    display: flex;
    justify-content: space-between;
    font-size: 12px;
    color: #667085;
    border-top: 1px solid #f0f0f0;
    padding-top: 8px;
}

.mb-fc-person2 {
    right: 60px;
    top: 280px;
    width: 140px;
    height: 170px;
    overflow: hidden;
    padding: 0;
}

.mb-fc-person2 img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* --- TRANSFER --- */
.mb-transfer {
    background: var(--white);
    padding: 80px 0;
}

.mb-transfer-ttl {
    text-align: center;
    font-size: 1.75rem;
    font-weight: 800;
    color: var(--primary);
    margin: 0 0 40px;
}

.mb-transfer-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
}

.mb-tc {
    border-radius: 20px;
    overflow: hidden;
    position: relative;
}

.mb-tc-blue {
    background: linear-gradient(145deg, #a8d8f0 0%, #c8e8f8 40%, #d8eff9 70%, #b0d8f0 100%);
    padding: 32px;
    display: flex;
    flex-direction: column;
    min-height: 420px;
}

.mb-tc-card-img {
    width: 85%;
    max-width: 340px;
    display: block;
    margin: 0 auto 20px;
    filter: drop-shadow(0 16px 32px rgba(12, 39, 77, .22));
    border-radius: 14px;
    animation: cardFloat 3.5s ease-in-out infinite;
}

@keyframes cardFloat {
    0%, 100% { transform: translateY(0px) rotate(-1deg); filter: drop-shadow(0 16px 32px rgba(12,39,77,.22)); }
    50%       { transform: translateY(-14px) rotate(1deg); filter: drop-shadow(0 28px 40px rgba(12,39,77,.30)); }
}

.mb-bank-card {
    background: linear-gradient(135deg, #1a68a0 0%, #2a8fcc 100%);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 16px;
    padding: 22px 24px;
    color: white;
    margin-bottom: 16px;
}

.mb-bc-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 18px;
}

.mb-bc-badge {
    font-size: 10px;
    font-weight: 700;
    letter-spacing: 1.5px;
    background: rgba(255, 255, 255, 0.18);
    padding: 3px 10px;
    border-radius: 20px;
    color: rgba(255, 255, 255, .9);
}

.mb-bc-chip-row {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 18px;
}

.mb-bc-chip {
    width: 34px;
    height: 26px;
    background: linear-gradient(135deg, #d4a843, #f0c060);
    border-radius: 4px;
}

.mb-bc-nfc {
    font-size: 18px;
    color: rgba(255, 255, 255, .65);
    transform: rotate(90deg);
}

.mb-bc-num {
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 2px;
    color: rgba(255, 255, 255, .9);
    margin-bottom: 10px;
}

.mb-bc-holder {
    font-size: 13px;
    color: rgba(255, 255, 255, .7);
}

.mb-bc-actions {
    display: flex;
    gap: 8px;
    margin-bottom: 24px;
}

.mb-bc-actions span {
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
    background: rgba(255, 255, 255, 0.12);
    border-radius: 10px;
    padding: 10px 6px;
    cursor: pointer;
}

.mb-bc-actions span i {
    font-size: 14px;
    color: rgba(255, 255, 255, .9);
}

.mb-bc-actions span small {
    font-size: 10px;
    color: rgba(255, 255, 255, .65);
    white-space: nowrap;
}

/* Floating white action bar variant */
.mb-bc-actions-float {
    background: var(--white);
    border-radius: 14px;
    padding: 12px 16px;
    box-shadow: 0 8px 24px rgba(12, 39, 77, .12);
    margin-bottom: 24px;
    gap: 0;
}

.mb-bc-actions-float span {
    background: transparent;
    border-radius: 0;
    padding: 8px 6px;
}

.mb-bc-actions-float span i {
    color: var(--primary);
    font-size: 16px;
}

.mb-bc-actions-float span small {
    color: #667085;
}

.mb-tc-text {
    margin-top: auto;
}

.mb-tc-text h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary);
    margin: 0 0 8px;
}

.mb-tc-text p {
    font-size: 13px;
    color: #3a6c88;
    line-height: 1.6;
    margin: 0;
}

.mb-tc-gold {
    min-height: 420px;
}

.mb-tc-img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    position: absolute;
    inset: 0;
    display: block;
    animation: imgZoomPulse 6s ease-in-out infinite;
    transform-origin: center center;
}

@keyframes imgZoomPulse {
    0%, 100% { transform: scale(1);    }
    50%       { transform: scale(1.07); }
}

.mb-tc-overlay {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    background: linear-gradient(to top, rgba(0, 0, 0, .75) 0%, rgba(0, 0, 0, .3) 60%, transparent 100%);
    padding: 32px 28px;
}

.mb-tc-overlay h3 {
    font-size: 1.25rem;
    font-weight: 700;
    color: white;
    margin: 0 0 8px;
}

.mb-tc-overlay p {
    font-size: 13px;
    color: rgba(255, 255, 255, .75);
    line-height: 1.6;
    margin: 0;
}

.mb-tc-logo {
    position: absolute;
    bottom: 24px;
    right: 24px;
    z-index: 2;
}

/* --- JOURNEY --- */
.mb-journey {
    background: #ddedf7;
    padding: 80px 0 0;
    overflow: hidden;
    position: relative;
}

.mb-journey-hdr {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    margin-bottom: 48px;
    gap: 24px;
}

.mb-journey-hdr h2 {
    font-size: 2rem;
    font-weight: 800;
    color: var(--primary);
    line-height: 1.25;
    margin: 0;
    max-width: 360px;
}

.mb-journey-store {
    background: var(--white);
    border-radius: 16px;
    padding: 16px 20px;
    box-shadow: 0 4px 20px rgba(12, 39, 77, .08);
    display: flex;
    flex-direction: column;
    gap: 12px;
    min-width: 180px;
}

.mb-jstore-top {
    display: flex;
    align-items: center;
    gap: 12px;
}

.mb-jstore-btns {
    display: flex;
    gap: 8px;
}

.mb-jstore-btn {
    width: 44px;
    height: 36px;
    border-radius: 50px;
    border: 1.5px solid #d0d5dd;
    background: var(--white);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    text-decoration: none;
    transition: background .2s, color .2s, border-color .2s;
}

.mb-jstore-btn:hover {
    background: var(--primary);
    color: var(--white);
    border-color: var(--primary);
}

.mb-journey-body {
    display: grid;
    grid-template-columns: 1fr auto 1.4fr;
    gap: 32px;
    align-items: end;
}

.mb-journey-phone {
    width: 280px;
    align-self: end;
    margin-bottom: -60px;
}

.mb-journey-phone img {
    width: 100%;
    object-fit: contain;
    display: block;
    filter: drop-shadow(0 24px 48px rgba(12, 39, 77, .22));
    border-radius: 24px;
    vertical-align: bottom;
}

.mb-step-primary {
    margin-bottom: 40px;
}

.mb-steps-stack {
    margin-bottom: 40px;
}

.mb-steps-stack {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.mb-step-card {
    background: var(--white);
    border-radius: 16px;
    padding: 24px 28px;
}

.mb-step-lbl {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: .5px;
    text-transform: uppercase;
    color: var(--blue);
    margin-bottom: 8px;
}

.mb-step-num {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: #e8f2fb;
    color: var(--primary);
    font-size: 14px;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 10px;
}

.mb-step-card h3 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--primary);
    margin: 0 0 8px;
}

.mb-step-card p {
    font-size: 13px;
    color: #667085;
    line-height: 1.6;
    margin: 0;
}

.mb-step-arrows {
    display: flex;
    gap: 8px;
    margin-top: 16px;
}

.mb-arr-btn {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    border: 1.5px solid #d0d5dd;
    background: var(--white);
    color: var(--primary);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    transition: background .2s, color .2s;
}

.mb-arr-btn:hover {
    background: var(--primary);
    color: white;
    border-color: var(--primary);
}

/* --- Responsive --- */
@media (max-width: 1024px) {
    .mb-hero-content {
        padding: 60px 40px;
    }

    .mb-hero-phone {
        width: 260px;
    }

    .mb-fc-accounts {
        left: 20px;
        top: 60px;
    }

    .mb-fc-visa {
        right: 20px;
        top: 40px;
    }

    .mb-fc-transfer {
        left: 80px;
    }

    .mb-fc-person1 {
        left: 20px;
    }

    .mb-fc-credit {
        left: 200px;
    }

    .mb-fc-person2 {
        right: 20px;
    }
}

@media (max-width: 900px) {
    .mb-transfer-grid {
        grid-template-columns: 1fr;
    }

    .mb-tc-gold {
        min-height: 320px;
    }
}

@media (max-width: 1024px) {
    .mb-hero {
        padding: 24px 20px 0;
    }

    .mb-hero-phone {
        width: 360px;
        right: 1%;
    }

    .mb-hs-1 {
        width: 340px;
        height: 340px;
    }

    .mb-hs-2 {
        width: 170px;
        height: 170px;
        right: 210px;
    }
}

@media (max-width: 768px) {
    .mb-hero {
        padding: 0;
        background: url('/assets/images/MPB Primary Pattern/2. SVG/Pattern3.svg') center/cover no-repeat, linear-gradient(175deg, #0a1f44 0%, #0e3065 50%, #0c274d 100%);
        clip-path: none;
        overflow: hidden;
    }

    .mb-hero-inner {
        display: flex;
        flex-direction: column;
        align-items: center;
        padding: 0;
        position: static;
    }

    /* Text section */
    .mb-hero-top {
        flex-direction: column;
        min-height: auto;
        background: transparent;
        padding: 40px 24px 24px;
        width: 100%;
        align-items: center;
        order: 1;
    }

    .mb-hero-left {
        flex: none;
        width: 100%;
        padding: 0;
        text-align: center;
        align-items: center;
    }

    .mb-hero-left h1 {
        font-size: 2rem;
        font-weight: 800;
        color: #fff;
        margin-bottom: 14px;
        line-height: 1.2;
    }

    .mb-hero-left>p {
        font-size: 14px;
        color: rgba(255, 255, 255, 0.75);
        max-width: 280px;
        margin: 0 auto;
        line-height: 1.6;
    }

    .mb-hero-right {
        display: none;
    }

    .mb-hs-pattern,
    .mb-hs {
        display: none;
    }

    /* Phone — in-flow, centered, large */
    .mb-hero-phone {
        position: relative;
        width: 280px;
        bottom: auto;
        right: auto;
        left: auto;
        transform: rotate(-4deg);
        display: block;
        margin: 20px auto 0;
        order: 2;
        z-index: 5;
        filter: drop-shadow(0 24px 48px rgba(0, 0, 0, 0.5));
    }

    /* Ocean bar hidden on mobile */
    .mb-hero-bar {
        display: none;
    }

    .mb-features-stage {
        flex-direction: column;
        min-height: auto;
        padding: 40px 24px;
        gap: 14px;
    }

    .mb-fc {
        position: static;
        width: 100%;
    }

    .mb-fc-person1,
    .mb-fc-person2,
    .mb-fc-transfer {
        display: none;
    }

    .mb-features-center {
        order: -1;
    }

    .mb-journey-hdr {
        flex-direction: column;
        align-items: flex-start;
    }

    .mb-journey-body {
        grid-template-columns: 1fr;
    }

    .mb-journey-phone {
        width: 200px;
        margin: 0 auto;
    }
}

/* CRITICAL: Fix horizontal scroll in Maldives language */
html[lang="dv"],
html[dir="rtl"],
html[dir="rtl"] body {
    overflow-x: hidden !important;
    width: 100% !important;
    position: relative;
}

/* ============================================================
   Generic content page utilities — used by service info pages
   (payments, transfers, teller-services, atm-services, swift, downloads)
   ============================================================ */
.content-section .content-narrow {
    max-width: 820px;
    margin: 0 auto;
    padding: 60px 0;
    color: #2a2a2a;
    font-size: 16px;
    line-height: 1.7;
}
.content-section .content-narrow h2 {
    color: #0C274D;
    font-size: 28px;
    font-weight: 700;
    margin: 0 0 1rem;
}
.content-section .content-narrow h3 {
    color: #0C274D;
    font-size: 20px;
    font-weight: 700;
    margin: 2rem 0 0.75rem;
}
.content-section .content-narrow p {
    margin: 0 0 1rem;
}
.content-section .content-narrow a:not(.btn):not([class*="btn-"]) {
    color: #117EB5;
    text-decoration: underline;
}
.content-section .content-narrow a:not(.btn):not([class*="btn-"]):hover { color: #0C274D; }
.content-section .content-list {
    margin: 0 0 1rem 1.25rem;
    padding: 0;
}
.content-section .content-list li {
    margin-bottom: 0.5rem;
    padding-left: 0.25rem;
}
.content-section .content-list li strong { color: #0C274D; }

.cta-card {
    background: #eaf4fb;
    border: 1px solid #b8dcef;
    border-radius: 12px;
    padding: 28px 32px;
    text-align: center;
}
.cta-card h3 {
    color: #0C274D;
    margin: 0 0 0.5rem !important;
    font-size: 22px !important;
}
.cta-card p {
    color: #4a4a4a;
    margin: 0 0 1.25rem !important;
}
.cta-card .btn { display: inline-block; }

/* Download centre items */
.downloads-list {
    list-style: none;
    padding: 0;
    margin: 0 0 2rem;
}
.downloads-list li {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    padding: 16px 20px;
    border: 1px solid #e5e7eb;
    border-radius: 10px;
    margin-bottom: 12px;
    background: #fff;
    transition: box-shadow 0.15s, border-color 0.15s;
}
.downloads-list li:hover {
    border-color: #b8dcef;
    box-shadow: 0 4px 16px rgba(12, 39, 77, 0.06);
}
.downloads-list .dl-meta { flex: 1; min-width: 0; }
.downloads-list .dl-title {
    color: #0C274D;
    font-weight: 600;
    display: block;
    margin-bottom: 2px;
}
.downloads-list .dl-desc {
    color: #4a4a4a;
    font-size: 13px;
    display: block;
}
.downloads-list .dl-size {
    color: #9ca3af;
    font-size: 12px;
    display: block;
    margin-top: 4px;
}
.downloads-empty {
    text-align: center;
    color: #4a4a4a;
    padding: 3rem 0;
}

@media (max-width: 600px) {
    .content-section .content-narrow { padding: 40px 16px; font-size: 15px; }
    .content-section .content-narrow h2 { font-size: 24px; }
    .content-section .content-narrow h3 { font-size: 18px; }
    .cta-card { padding: 22px 18px; }
    .downloads-list li {
        flex-direction: column;
        align-items: stretch;
    }
    .downloads-list li .btn { width: 100%; text-align: center; }
}

/* RTL adjustments */
html[dir="rtl"] .content-section .content-list {
    margin: 0 1.25rem 1rem 0;
}

/* ============================================================
   Service page template — shared across:
   payments, transfers, teller-services, atm-services, downloads
   (swift has its own scoped styles)
   ============================================================ */

/* ── Hero ── */
.svc-hero {
    position: relative;
    overflow: hidden;
    color: #fff;
    background:
        radial-gradient(circle at 20% 80%, rgba(17,126,181,0.32) 0%, transparent 55%),
        radial-gradient(circle at 80% 20%, rgba(17,126,181,0.22) 0%, transparent 55%),
        linear-gradient(135deg, #0a1f3d 0%, #0C274D 50%, #143462 100%);
    padding: 70px 0 50px;
    border-radius: 0 0 28px 28px;
}
.svc-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        radial-gradient(rgba(255,255,255,0.08) 1px, transparent 1px),
        radial-gradient(rgba(255,255,255,0.05) 1px, transparent 1px);
    background-size: 40px 40px, 80px 80px;
    background-position: 0 0, 20px 20px;
    pointer-events: none;
    opacity: 0.5;
}
.svc-hero-inner {
    position: relative;
    z-index: 1;
    text-align: center;
    max-width: 760px;
    margin: 0 auto;
}
.svc-hero-logo {
    width: 88px;
    height: 88px;
    border-radius: 22px;
    background: linear-gradient(135deg, rgba(17,126,181,0.4), rgba(12,39,77,0.5));
    border: 1px solid rgba(255,255,255,0.18);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 28px;
    box-shadow: 0 12px 40px rgba(0,0,0,0.35);
}
.svc-hero-logo i { font-size: 38px; color: #fff; }
.svc-hero-title {
    font-size: 44px;
    line-height: 1.18;
    font-weight: 700;
    margin: 0 0 14px;
    color: #fff;
}
.svc-hero-sub {
    font-size: 16px;
    color: rgba(255,255,255,0.78);
    margin: 0 0 28px;
    max-width: 580px;
    margin-left: auto;
    margin-right: auto;
}
.svc-hero-cta {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: #117EB5;
    color: #fff;
    padding: 14px 30px;
    border-radius: 999px;
    font-weight: 600;
    font-size: 15px;
    text-decoration: none;
    border: none;
    transition: background 0.2s, transform 0.2s;
}
.svc-hero-cta:hover { background: #1796d6; color: #fff; transform: translateY(-2px); }

/* ── Hero quick links ── */
.svc-quick {
    position: relative;
    z-index: 1;
    margin-top: 44px;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    max-width: 920px;
    margin-left: auto;
    margin-right: auto;
}
.svc-quick a {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.14);
    border-radius: 999px;
    padding: 14px 24px;
    color: #fff;
    text-decoration: none;
    font-size: 14px;
    font-weight: 500;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    transition: background 0.2s, border-color 0.2s;
    backdrop-filter: blur(4px);
}
.svc-quick a:hover {
    background: rgba(255,255,255,0.14);
    border-color: rgba(255,255,255,0.3);
    color: #fff;
}
.svc-quick a i { font-size: 13px; opacity: 0.8; }

/* ── Welcome / intro ── */
.svc-welcome {
    text-align: center;
    padding: 70px 0 30px;
}
.svc-welcome h2 {
    font-size: 32px;
    font-weight: 700;
    color: #0C274D;
    margin: 0 0 10px;
}
.svc-welcome p {
    font-size: 15px;
    color: #6b7280;
    margin: 0;
}

/* ── Feature card grid (mix of image + color cards) ── */
.svc-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 22px;
    padding-bottom: 50px;
}
.svc-card {
    position: relative;
    border-radius: 22px;
    overflow: hidden;
    min-height: 320px;
    padding: 32px;
    color: #fff;
    text-decoration: none;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    transition: transform 0.3s, box-shadow 0.3s;
}
.svc-card:hover { transform: translateY(-4px); box-shadow: 0 20px 50px rgba(12,39,77,0.18); color: #fff; }
.svc-card .svc-card-bg {
    position: absolute;
    inset: 0;
    background-size: cover;
    background-position: center;
    z-index: 0;
}
.svc-card.has-image::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(0,0,0,0.05) 0%, rgba(0,0,0,0.3) 100%);
    z-index: 0;
}
.svc-card.bg-blue { background: linear-gradient(135deg, #117EB5 0%, #0e6a99 60%, #0C274D 100%); }
.svc-card.bg-navy { background: linear-gradient(135deg, #0C274D 0%, #143462 60%, #1a4178 100%); }
.svc-card-head {
    position: relative;
    z-index: 1;
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    gap: 1rem;
}
.svc-card-head h3 {
    font-size: 24px;
    font-weight: 700;
    margin: 0 0 6px;
    color: #fff;
}
.svc-card-head p {
    font-size: 14px;
    color: rgba(255,255,255,0.85);
    margin: 0;
    max-width: 340px;
}
.svc-card-arrow {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: #fff;
    color: #0C274D;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    font-size: 14px;
    transition: transform 0.2s;
}
.svc-card:hover .svc-card-arrow { transform: translate(3px, -3px); }
.svc-card-foot {
    position: relative;
    z-index: 1;
    display: flex;
    justify-content: flex-end;
}
.svc-card-explore {
    background: rgba(255,255,255,0.92);
    color: #0C274D;
    padding: 12px 22px;
    border-radius: 999px;
    font-size: 14px;
    font-weight: 600;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    transition: background 0.2s;
}
.svc-card-explore:hover { background: #fff; color: #117EB5; }
.svc-card.has-image .svc-card-head h3 { text-shadow: 0 2px 12px rgba(0,0,0,0.4); }

/* ── Payment info cards (non-clickable) ── */
.pay-info-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    padding-bottom: 60px;
}

.pay-info-card {
    position: relative;
    background: #fff;
    border: 1px solid #e6eef6;
    border-radius: 22px;
    padding: 36px 32px 32px;
    box-shadow: 0 4px 16px rgba(12, 39, 77, 0.04);
    transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
    overflow: hidden;
}

.pay-info-card::before {
    content: '';
    position: absolute;
    inset: 0 0 auto 0;
    height: 4px;
    background: linear-gradient(90deg, #0C274D 0%, #117EB5 100%);
    border-radius: 22px 22px 0 0;
    opacity: 0;
    transition: opacity 0.3s ease;
}

.pay-info-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 18px 44px rgba(12, 39, 77, 0.10);
    border-color: #cfe1f0;
}

.pay-info-card:hover::before {
    opacity: 1;
}

.pay-info-icon {
    width: 60px;
    height: 60px;
    border-radius: 16px;
    background: linear-gradient(135deg, rgba(17, 126, 181, 0.10), rgba(12, 39, 77, 0.08));
    color: #117EB5;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    margin-bottom: 20px;
    transition: transform 0.3s ease, background 0.3s ease, color 0.3s ease;
}

.pay-info-card:hover .pay-info-icon {
    background: linear-gradient(135deg, #117EB5, #0C274D);
    color: #fff;
    transform: scale(1.05);
}

.pay-info-tag {
    display: inline-block;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.4px;
    text-transform: uppercase;
    color: #117EB5;
    background: rgba(17, 126, 181, 0.08);
    padding: 5px 12px;
    border-radius: 999px;
    margin-bottom: 12px;
}

.pay-info-card h3 {
    font-size: 22px;
    font-weight: 700;
    color: #0C274D;
    margin: 0 0 10px;
    letter-spacing: -0.3px;
    line-height: 1.25;
}

.pay-info-desc {
    font-size: 14.5px;
    color: #5a6b7d;
    line-height: 1.65;
    margin: 0 0 22px;
}

.pay-info-list {
    list-style: none;
    padding: 0;
    margin: 0;
    border-top: 1px solid #eef3f8;
    padding-top: 20px;
    display: grid;
    gap: 12px;
}

.pay-info-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 14px;
    color: #2a3b50;
    line-height: 1.5;
}

.pay-info-list li i {
    color: #117EB5;
    font-size: 15px;
    margin-top: 2px;
    flex-shrink: 0;
}

/* RTL support */
[dir="rtl"] .pay-info-list li {
    flex-direction: row-reverse;
    text-align: right;
}

/* Responsive */
@media (max-width: 900px) {
    .pay-info-grid {
        grid-template-columns: 1fr;
        gap: 18px;
    }

    .pay-info-card {
        padding: 30px 24px 26px;
    }

    .pay-info-card h3 {
        font-size: 20px;
    }
}

/* ── How a Payment Flows ── */
.pay-flow {
    background: #f7faff;
    padding: 90px 0;
    position: relative;
    overflow: hidden;
}

.pay-flow::before {
    content: '';
    position: absolute;
    top: -120px;
    left: -120px;
    width: 360px;
    height: 360px;
    background: radial-gradient(circle, rgba(17, 126, 181, 0.10) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.pay-flow-header {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 56px;
    position: relative;
}

.pay-flow-eyebrow {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: #117EB5;
    background: rgba(17, 126, 181, 0.10);
    padding: 6px 14px;
    border-radius: 999px;
    margin-bottom: 14px;
}

.pay-flow-header h2 {
    font-size: 36px;
    font-weight: 800;
    color: #0C274D;
    margin: 0 0 14px;
    letter-spacing: -0.5px;
}

.pay-flow-header p {
    font-size: 16px;
    color: #5a6b7d;
    line-height: 1.7;
    margin: 0;
}

.pay-flow-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 64px;
    align-items: center;
    position: relative;
}

.pay-flow-steps {
    display: flex;
    flex-direction: column;
    gap: 22px;
    position: relative;
}

.pay-flow-steps::before {
    content: '';
    position: absolute;
    left: 26px;
    top: 56px;
    bottom: 56px;
    width: 2px;
    background: linear-gradient(180deg, #117EB5 0%, rgba(17, 126, 181, 0.1) 100%);
    border-radius: 2px;
}

.pay-flow-step {
    display: flex;
    align-items: flex-start;
    gap: 22px;
    background: #fff;
    border: 1px solid #e6eef6;
    border-radius: 18px;
    padding: 22px 24px;
    box-shadow: 0 4px 14px rgba(12, 39, 77, 0.04);
    transition: transform 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
    position: relative;
}

.pay-flow-step:hover {
    transform: translateX(4px);
    box-shadow: 0 12px 30px rgba(12, 39, 77, 0.10);
    border-color: #cfe1f0;
}

.pay-flow-num {
    flex-shrink: 0;
    width: 54px;
    height: 54px;
    border-radius: 14px;
    background: linear-gradient(135deg, #0C274D, #117EB5);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    font-size: 16px;
    letter-spacing: 0.5px;
    box-shadow: 0 6px 18px rgba(17, 126, 181, 0.25);
}

.pay-flow-step h4 {
    font-size: 17px;
    font-weight: 700;
    color: #0C274D;
    margin: 4px 0 6px;
}

.pay-flow-step p {
    font-size: 14px;
    color: #5a6b7d;
    line-height: 1.6;
    margin: 0;
}

.pay-flow-visual {
    position: relative;
    display: flex;
    justify-content: center;
}

.pay-flow-img-wrap {
    position: relative;
    width: 100%;
    max-width: 420px;
    border-radius: 28px;
    overflow: hidden;
    box-shadow: 0 30px 60px rgba(12, 39, 77, 0.18);
    background: linear-gradient(135deg, #117EB5, #0C274D);
    aspect-ratio: 4 / 5;
}

.pay-flow-img-wrap img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

/* ── Built for Businesses ── */
.pay-business {
    padding: 90px 0;
    background: #fff;
}

.pay-business-inner {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 64px;
    align-items: center;
}

.pay-business-img {
    position: relative;
    border-radius: 28px;
    overflow: hidden;
    aspect-ratio: 4 / 5;
    box-shadow: 0 24px 60px rgba(12, 39, 77, 0.16);
}

.pay-business-img img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.6s ease;
}

.pay-business-img:hover img {
    transform: scale(1.04);
}

.pay-business-badge {
    position: absolute;
    left: 24px;
    bottom: 24px;
    display: flex;
    align-items: center;
    gap: 14px;
    background: rgba(255, 255, 255, 0.96);
    backdrop-filter: blur(10px);
    padding: 14px 18px;
    border-radius: 16px;
    box-shadow: 0 12px 30px rgba(12, 39, 77, 0.18);
}

.pay-business-badge i {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: linear-gradient(135deg, #0C274D, #117EB5);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
}

.pay-business-badge strong {
    display: block;
    font-size: 14px;
    font-weight: 700;
    color: #0C274D;
}

.pay-business-badge span {
    font-size: 12px;
    color: #5a6b7d;
}

.pay-business-eyebrow {
    display: inline-block;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: #117EB5;
    margin-bottom: 14px;
}

.pay-business-content h2 {
    font-size: 34px;
    font-weight: 800;
    color: #0C274D;
    line-height: 1.2;
    letter-spacing: -0.5px;
    margin: 0 0 18px;
}

.pay-business-content > p {
    font-size: 15.5px;
    color: #5a6b7d;
    line-height: 1.7;
    margin: 0 0 28px;
}

.pay-business-feats {
    display: flex;
    flex-direction: column;
    gap: 18px;
}

.pay-business-feat {
    display: flex;
    align-items: flex-start;
    gap: 16px;
    padding: 16px 18px;
    border-radius: 14px;
    border: 1px solid #eef3f8;
    background: #f7faff;
    transition: border-color 0.3s ease, background 0.3s ease, transform 0.3s ease;
}

.pay-business-feat:hover {
    border-color: #cfe1f0;
    background: #fff;
    transform: translateX(4px);
}

.pay-business-feat > i {
    flex-shrink: 0;
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: rgba(17, 126, 181, 0.10);
    color: #117EB5;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
}

.pay-business-feat strong {
    display: block;
    font-size: 15px;
    font-weight: 700;
    color: #0C274D;
    margin-bottom: 4px;
}

.pay-business-feat p {
    font-size: 13.5px;
    color: #5a6b7d;
    line-height: 1.55;
    margin: 0;
}

/* ── Security Banner ── */
.pay-security {
    padding: 60px 0 90px;
    background: #fff;
}

.pay-security-inner {
    border-radius: 28px;
    padding: 80px 56px;
    background-size: cover;
    background-position: center;
    color: #fff;
    text-align: center;
    position: relative;
    overflow: hidden;
    box-shadow: 0 24px 60px rgba(12, 39, 77, 0.20);
}

.pay-security-content {
    max-width: 720px;
    margin: 0 auto;
    position: relative;
}

.pay-security-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: #fff;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.25);
    padding: 8px 16px;
    border-radius: 999px;
    backdrop-filter: blur(10px);
    margin-bottom: 20px;
}

.pay-security-content h2 {
    font-size: 38px;
    font-weight: 800;
    color: #fff;
    line-height: 1.2;
    letter-spacing: -0.5px;
    margin: 0 0 16px;
}

.pay-security-content > p {
    font-size: 16px;
    color: rgba(255, 255, 255, 0.85);
    line-height: 1.7;
    margin: 0 auto 32px;
    max-width: 540px;
}

.pay-security-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
}

.pay-security-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.22);
    color: #fff;
    padding: 10px 18px;
    border-radius: 999px;
    font-size: 13.5px;
    font-weight: 600;
    backdrop-filter: blur(10px);
    transition: background 0.3s ease, transform 0.3s ease;
}

.pay-security-pill:hover {
    background: rgba(255, 255, 255, 0.22);
    transform: translateY(-2px);
}

.pay-security-pill i {
    color: #aedcf2;
    font-size: 13px;
}

/* RTL */
[dir="rtl"] .pay-flow-step:hover,
[dir="rtl"] .pay-business-feat:hover {
    transform: translateX(-4px);
}

[dir="rtl"] .pay-flow-steps::before {
    left: auto;
    right: 26px;
}

/* Responsive */
@media (max-width: 991px) {
    .pay-flow-grid,
    .pay-business-inner {
        grid-template-columns: 1fr;
        gap: 48px;
    }

    .pay-flow-visual,
    .pay-business-img {
        max-width: 460px;
        margin: 0 auto;
    }

    .pay-business-img {
        aspect-ratio: 16 / 11;
    }

    .pay-flow-img-wrap {
        aspect-ratio: 16 / 11;
        max-width: 100%;
    }
}

@media (max-width: 640px) {
    .pay-flow,
    .pay-business {
        padding: 64px 0;
    }

    .pay-flow-header h2,
    .pay-business-content h2 {
        font-size: 26px;
    }

    .pay-security-content h2 {
        font-size: 28px;
    }

    .pay-security-inner {
        padding: 56px 24px;
        border-radius: 22px;
    }

    .pay-flow-step {
        padding: 18px 18px;
    }

    .pay-flow-num {
        width: 46px;
        height: 46px;
        font-size: 14px;
    }

    .pay-flow-steps::before {
        left: 22px;
    }

    .pay-business-badge {
        left: 16px;
        bottom: 16px;
        padding: 10px 14px;
    }
}

/* ── Highlights / offers ── */
.svc-offers {
    background: #f5f7fb;
    padding: 70px 0;
    border-radius: 28px 28px 0 0;
    margin-top: 30px;
}
.svc-offers-title {
    text-align: center;
    font-size: 30px;
    font-weight: 700;
    color: #0C274D;
    margin: 0 0 40px;
}
.svc-offers-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
}
.svc-offer {
    background: #fff;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 6px 20px rgba(12,39,77,0.06);
    transition: transform 0.3s, box-shadow 0.3s;
    text-decoration: none;
    color: inherit;
    display: block;
}
.svc-offer:hover {
    transform: translateY(-4px);
    box-shadow: 0 16px 36px rgba(12,39,77,0.14);
    color: inherit;
}
.svc-offer-img {
    height: 160px;
    background-size: cover;
    background-position: center;
    background-color: #eaf4fb;
}
.svc-offer-body { padding: 22px 24px; }
.svc-offer-body h4 {
    font-size: 15px;
    font-weight: 700;
    color: #0C274D;
    margin: 0 0 10px;
    line-height: 1.4;
}
.svc-offer-body p {
    font-size: 13px;
    color: #6b7280;
    margin: 0;
    line-height: 1.6;
}

/* ── Mobile ── */
@media (max-width: 900px) {
    .svc-hero-title { font-size: 32px; }
    .svc-quick { grid-template-columns: 1fr; gap: 10px; }
    .svc-grid { grid-template-columns: 1fr; }
    .svc-card { min-height: 260px; padding: 26px; }
    .svc-card-head h3 { font-size: 20px; }
    .svc-offers-grid { grid-template-columns: 1fr; }
    .svc-welcome h2 { font-size: 26px; }
}

/* ===== ACCESSIBILITY (WCAG 2.2 AA) =====
   Visible keyboard-focus outline for all interactive controls.
   WCAG 2.4.7 (Focus Visible) and 2.4.11 (Focus Not Obscured). */
:where(a, button, input, select, textarea, summary, [tabindex]):focus-visible {
    outline: 2px solid var(--blue, #117EB5);
    outline-offset: 2px;
    border-radius: 3px;
}

/* Reduce motion for users who prefer it (WCAG 2.3.3) */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        scroll-behavior: auto !important;
    }
    [data-aos] {
        opacity: 1 !important;
        transform: none !important;
    }
}

/* Visually-hidden helper for screen-reader-only labels */
.sr-only {
    position: absolute !important;
    width: 1px; height: 1px;
    padding: 0; margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}